Variable-Rate Visa® Classic from UNIFY Financial Credit Union Review

Variable-Rate Visa® Classic from UNIFY Financial Credit Union — all information about the credit card.

UNIFY Variable-Rate Visa® Classic
Apply now
Our Rating:
2.91 out of 5
scorer
Recommended credit score
Fair to Good (580-739)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    14.74% - 17.99% Variable
  • Balance Transfer APR:
    14.74% - 17.99% Variable
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All benefits

  • Travel
    • Travel & Emergency Assistance:
    • This benefit offers services designed to help you in case of an emergency while traveling. The Benefit Administrator can connect you with the appropriate local emergency and assistance resources available when you are away from home, 24 hours a day, 365 days a year.
    • Auto Rental Collision Damage Waiver:
    • The benefit provides reimbursement (subject to the terms and conditions) for damage due to collision or theft up to the actual cash value of most rental vehicles.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 14.74% - 17.99% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 14.74% - 17.99% Variable
  • APR for Cash Advances
    • 14.74% - 17.99% Variable

Fees

  • Annual Fee
    • $0
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • No Intro APR period

Features

Classic
Visa
  • Low interest
  • No Annual Fee
  • Auto Rental Insurance
  • 24/7 Travel Assistant
  • Fair Credit
  • Good Credit

About the issuer

UNIFY Financial Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Low income
Upgrade Triple Cash Rewards Visa® Upgrade
Upgrade Triple Cash Rewards Visa®
4.06 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • None
    Annual Fee
  • 14.99% - 29.99%
    Regular APR
  • 3%
    Cash Back on Home, Auto and Health categories.
  • None
    Purchase Intro APR
Apply now
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3.6 out of 5
Recommended credit score
score
Fair to Good (580-739)
  • $39
    Annual Fee
  • 29.99%
    Regular APR
  • 1.5%
    Cash Back on every purchase.
  • None
    Purchase Intro APR
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on our partner’s site
Travel, Daily use
Venture Rewards Capital One
Capital One Venture Rewards Credit Card
3.43 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • $95
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 5x
    Miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
  • None
    Purchase Intro APR
Learn more
on our partner’s site

UNIFY Financial Credit Union Variable-Rate Visa® Classic is an option for those, who need Classic features. With an APR of 14.74% - 17.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With UNIFY Financial Credit Union Variable-Rate Visa® Classic you will get such features as Low interest, No Annual Fee, Auto Rental Insurance, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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3.54 out of 5
Recommended credit score
scorer
No Credit History
  • None
    Annual Fee
  • 29.99%
    Regular APR
  • 5%
    Cash Back on hotel and rental car purchases through Capital One Travel.
  • None
    Purchase Intro APR
Learn more
on our partner’s site