Fixed-Rate Visa® Classic from UNIFY Financial Credit Union Review
Fixed-Rate Visa® Classic from UNIFY Financial Credit Union — all information about the credit card.
Updated December 19, 2023
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Recommended credit score
Fair to Good (580-739)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:7.24% - 13.99% Intro rate for purchases applies to the first 6 billing cycles
- Regular APR:11.24% - 17.99% Fixed
- Balance Transfer APR:11.24% - 17.99% Fixed
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All benefits
- Travel
- Auto Rental Collision Damage Waiver:
- The benefit provides reimbursement (subject to the terms and conditions) for damage due to collision or theft up to the actual cash value of most rental vehicles.
Rate and fee information
- Purchase Intro APR
- 7.24% - 13.99% Intro rate for purchases applies to the first 6 billing cycles
- Purchase APR
- 11.24% - 17.99% Fixed
- Intro Balance Transfer APR
- 7.24% - 13.99% Intro rate for the first 12 billing cycles
- Balance Transfers APR
- 11.24% - 17.99% Fixed
- APR for Cash Advances
- 11.24% - 17.99% Fixed
Pros & Cons
Pros:
- No Annual Fee
- No cash advance fee
- No balance transfer fee
Cons:
- No Intro APR period
Features
- Low interest
- No Annual Fee
- Auto Rental Insurance
- Fair Credit
- Good Credit
About the issuer
UNIFY Financial Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Unsecured
Destiny® Mastercard®
First Electronic Bank
Recommended credit score
No Credit History to Fair (0-669)
- *see terms*Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
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On First Electronic Bank‘s site
Low income
First Access Visa® Card
Recommended credit score
No Credit History to Fair (0-669)
- $75.00 for the 1st year, $48.00 afterAnnual Fee
- 35.99%Regular APR
- 1%Earn 1% cash back rewards on payments made to your First Access Credit Card.
- NonePurchase Intro APR
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On the First Access Visa® Card secure website
First Progress Platinum Prestige Mastercard® Secured Credit Card
Recommended credit score
No Credit History to Fair (0-669)
- $49Annual Fee
- 14.24%Regular APR
- 1%Cash Back rewards on payments.
- NonePurchase Intro APR
Apply now
On First Progress’s site
See Another Credit Cards in the Bank
UNIFY Financial Credit Union Fixed-Rate Visa® Classic is an option for those, who need Classic features. With an APR of 11.24% - 17.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With UNIFY Financial Credit Union Fixed-Rate Visa® Classic you will get such features as Low interest, No Annual Fee, Auto Rental Insurance, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
First Progress Platinum Select Mastercard® Secured Credit Card
Recommended credit score
No Credit History to Fair (0-669)
- $39Annual Fee
- 18.24%Regular APR
- 1%Cash Back on payments made to your First Progress Secured credit card account.
- NonePurchase Intro APR
Apply now
On First Progress’s site