Visa® Engage Rewards from UNIFY Financial Credit Union Review

Visa® Engage Rewards from UNIFY Financial Credit Union — all information about the credit card.

UNIFY Visa® Engage Rewards
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Our Rating:
4.02 out of 5
scorer
Recommended credit score
Fair to Good (580-739)
  • Rewards Rate:
    • 1x Point on all other purchases.
  • Intro Offer:
    • 5,000x Spend $2,000 using your Engage Rewards Credit Card during the first 90 days and receive 5,000 bonus points.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    16.24% - 17.99% Variable
  • Balance Transfer APR:
    16.24% - 17.99% Variable
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UNIFY Financial Credit Union Visa® Engage Rewards Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1X
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All benefits

  • Points
    • 1x On all other purchases.
  • Travel
    • Travel and Emergency Assistance Services:
    • This benefit offers services designed to help you in case of an emergency while traveling. The Benefit Administrator can connect you with the appropriate local emergency and assistance resources available when you are away from home, 24 hours a day, 365 days a year.
    • Auto Rental Collision Damage Waiver:
    • Collision Damage Waiver is a type of protection that limits how much a car hire company will charge for repairs.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 16.24% - 17.99% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 16.24% - 17.99% Variable
  • APR for Cash Advances
    • 16.24% - 17.99% Variable

Fees

  • Annual Fee
    • $0
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:

  • No Intro APR period

Features

Classic
Visa
  • Low interest
  • No Annual Fee
  • Rewards
  • Bonus points
  • Auto Rental Insurance
  • 24/7 Travel Assistant
  • Fair Credit
  • Good Credit

About the issuer

UNIFY Financial Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Recommended credit score
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Recommended credit score
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  • $95
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
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  • None
    Purchase Intro APR
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Recommended credit score
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Fair to Good (580-739)
  • $39
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UNIFY Financial Credit Union Visa® Engage Rewards is an option for those, who need Classic features. With an APR of 16.24% - 17.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With UNIFY Financial Credit Union Visa® Engage Rewards you will get such features as Low interest, No Annual Fee, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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Recommended credit score
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  • None
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
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  • 0% Introductory APR for the first 15 months that your account is open
    Purchase Intro APR
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