Visa® Engage Rewards from UNIFY Financial Credit Union Review
Visa® Engage Rewards from UNIFY Financial Credit Union — all information about the credit card.
Updated December 19, 2023
Apply now
Recommended credit score
Fair to Good (580-739)
- Rewards Rate:
- 1x Point on all other purchases.
- Intro Offer:
- 5,000x Spend $2,000 using your Engage Rewards Credit Card during the first 90 days and receive 5,000 bonus points.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:16.24% - 17.99% Variable
- Balance Transfer APR:16.24% - 17.99% Variable
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UNIFY Financial Credit Union Visa® Engage Rewards Rewards Calculator
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All benefits
- Points
- 1x On all other purchases.
- Travel
- Travel and Emergency Assistance Services:
- This benefit offers services designed to help you in case of an emergency while traveling. The Benefit Administrator can connect you with the appropriate local emergency and assistance resources available when you are away from home, 24 hours a day, 365 days a year.
- Auto Rental Collision Damage Waiver:
- Collision Damage Waiver is a type of protection that limits how much a car hire company will charge for repairs.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 16.24% - 17.99% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 16.24% - 17.99% Variable
- APR for Cash Advances
- 16.24% - 17.99% Variable
Pros & Cons
Pros:
- No Annual Fee
Cons:
- No Intro APR period
Features
- Low interest
- No Annual Fee
- Rewards
- Bonus points
- Auto Rental Insurance
- 24/7 Travel Assistant
- Fair Credit
- Good Credit
About the issuer
UNIFY Financial Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Low income
First Access Visa® Card
Recommended credit score
No Credit History to Fair (0-669)
- $75.00 for the 1st year, $48.00 afterAnnual Fee
- 35.99%Regular APR
- 1%Earn 1% cash back rewards on payments made to your First Access Credit Card.
- NonePurchase Intro APR
Apply now
On the First Access Visa® Card secure website
First Progress Platinum Prestige Mastercard® Secured Credit Card
Recommended credit score
No Credit History to Fair (0-669)
- $49Annual Fee
- 14.24%Regular APR
- 1%Cash Back rewards on payments.
- NonePurchase Intro APR
Apply now
On First Progress’s site
First Progress Platinum Select Mastercard® Secured Credit Card
Recommended credit score
No Credit History to Fair (0-669)
- $39Annual Fee
- 18.24%Regular APR
- 1%Cash Back on payments made to your First Progress Secured credit card account.
- NonePurchase Intro APR
Apply now
On First Progress’s site
See Another Credit Cards in the Bank
UNIFY Financial Credit Union Visa® Engage Rewards is an option for those, who need Classic features. With an APR of 16.24% - 17.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With UNIFY Financial Credit Union Visa® Engage Rewards you will get such features as Low interest, No Annual Fee, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
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Destiny® Mastercard®
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Recommended credit score
No Credit History to Fair (0-669)
- *see terms*Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
Apply now
On First Electronic Bank‘s site