Visa® Engage Rewards from UNIFY Financial Credit Union Review
Visa® Engage Rewards from UNIFY Financial Credit Union — all information about the credit card.
Updated December 19, 2023
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Recommended credit score
Fair to Good (580-739)
- Rewards Rate:
- 1x Point on all other purchases.
- Intro Offer:
- 5,000x Spend $2,000 using your Engage Rewards Credit Card during the first 90 days and receive 5,000 bonus points.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:16.24% - 17.99% Variable
- Balance Transfer APR:16.24% - 17.99% Variable
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Annual Fee
19.99% - 29.99%
Regular APR
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Cash Back on hotels and rental cars booked through Capital One Travel.
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Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
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Upgrade Triple Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
3%
Cash Back on Home, Auto and Health categories.
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UNIFY Financial Credit Union Visa® Engage Rewards Rewards Calculator
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All benefits
- Points
- 1x On all other purchases.
- Travel
- Travel and Emergency Assistance Services:
- This benefit offers services designed to help you in case of an emergency while traveling. The Benefit Administrator can connect you with the appropriate local emergency and assistance resources available when you are away from home, 24 hours a day, 365 days a year.
- Auto Rental Collision Damage Waiver:
- Collision Damage Waiver is a type of protection that limits how much a car hire company will charge for repairs.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 16.24% - 17.99% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 16.24% - 17.99% Variable
- APR for Cash Advances
- 16.24% - 17.99% Variable
Pros & Cons
Pros:
- No Annual Fee
Cons:
- No Intro APR period
Features
- Low interest
- No Annual Fee
- Rewards
- Bonus points
- Auto Rental Insurance
- 24/7 Travel Assistant
- Fair Credit
- Good Credit
About the issuer
UNIFY Financial Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Divvy
Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
Apply now
On Cross River Bank‘s site
Travel, Daily use
Capital One Venture Rewards Credit Card
Recommended credit score
Good to Excellent (670-799)
- $95Annual Fee
- 19.99% - 29.99%Regular APR
- 5xMiles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.
- NonePurchase Intro APR
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on our partner’s site
Fair credit
Capital One QuicksilverOne Cash Rewards Credit Card
Recommended credit score
Fair to Good (580-739)
- $39Annual Fee
- 29.99%Regular APR
- 5%Cash Back on hotels and rental cars booked through Capital One Travel.
- NonePurchase Intro APR
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See Another Credit Cards in the Bank
UNIFY Financial Credit Union Visa® Engage Rewards is an option for those, who need Classic features. With an APR of 16.24% - 17.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With UNIFY Financial Credit Union Visa® Engage Rewards you will get such features as Low interest, No Annual Fee, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
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Capital One Walmart Rewards® Mastercard®
Recommended credit score
Fair to Good (580-739)
- NoneAnnual Fee
- 19.48% - 29.99%Regular APR
- 5%Cash Back at Walmart.com, including pickup and delivery.
- NonePurchase Intro APR
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on our partner’s site