USES

Fixed-Rate Visa® Platinum from UNIFY Financial Credit Union Review

Fixed-Rate Visa® Platinum from UNIFY Financial Credit Union — all information about the credit card.

Updated December 19, 2023
Advertiser Disclosure Our Methodology
UNIFY Fixed-Rate Visa® Platinum
Apply now
Our Rating:
3.62 out of 5
scorer
Recommended credit score
Fair to Good (580-739)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    5.49% - 13.74% Intro rate for purchases applies to the first 6 billing cycles
  • Regular APR:
    9.49% - 17.74% Fixed
  • Balance Transfer APR:
    9.49% - 17.74% Fixed
Show more

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All benefits

  • Travel
    • Travel & Emergency Assistance:
    • This benefit offers services designed to help you in case of an emergency while traveling. The Benefit Administrator can connect you with the appropriate local emergency and assistance resources available when you are away from home, 24 hours a day, 365 days a year.
    • Auto Rental Collision Damage Waiver:
    • The benefit provides reimbursement (subject to the terms and conditions) for damage due to collision or theft up to the actual cash value of most rental vehicles.

Rate and fee information

  • Purchase Intro APR
    • 5.49% - 13.74% Intro rate for purchases applies to the first 6 billing cycles
  • Purchase APR
    • 9.49% - 17.74% Fixed
  • Intro Balance Transfer APR
    • 5.49% - 13.74% Intro rate for the first 12 billing cycles
  • Balance Transfers APR
    • 9.49% - 17.74% Fixed
  • APR for Cash Advances
    • 9.49% - 17.74% Fixed

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • None
  • Fees for Cash Advances
    • None
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No cash advance fees
  • No balance transfer fees
Cons:
  • No rewards

Features

Platinum
Visa
  • Low interest
  • No Annual Fee
  • Auto Rental Insurance
  • 24/7 Travel Assistant
  • Fair Credit
  • Good Credit

About the issuer

UNIFY Financial Credit Union
UNIFY Financial Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

UNIFY Financial Credit Union Fixed-Rate Visa® Platinum is an option for those, who need Platinum features. With an APR of 9.49% - 17.74% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With UNIFY Financial Credit Union Fixed-Rate Visa® Platinum you will get such features as Low interest, No Annual Fee, Auto Rental Insurance, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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