Fixed-Rate Visa® Gold from UNIFY Financial Credit Union Review
Fixed-Rate Visa® Gold from UNIFY Financial Credit Union — all information about the credit card.
Updated December 19, 2023
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Recommended credit score
Fair to Good (580-739)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:6.24% - 13.99% Intro rate for purchases applies to the first 6 billing cycles
- Regular APR:10.24% - 17.99% Fixed
- Balance Transfer APR:10.24% - 17.99% Fixed
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All benefits
- Travel
- Travel & Emergency Assistance:
- This benefit offers services designed to help you in case of an emergency while traveling. The Benefit Administrator can connect you with the appropriate local emergency and assistance resources available when you are away from home, 24 hours a day, 365 days a year.
- Auto Rental Collision Damage Waiver:
- The benefit provides reimbursement (subject to the terms and conditions) for damage due to collision or theft up to the actual cash value of most rental vehicles.
Rate and fee information
- Purchase Intro APR
- 6.24% - 13.99% Intro rate for purchases applies to the first 6 billing cycles
- Purchase APR
- 10.24% - 17.99% Fixed
- Intro Balance Transfer APR
- 6.24% - 13.99% Intro rate for the first 12 billing cycles
- Balance Transfers APR
- 10.24% - 17.99% Fixed
- APR for Cash Advances
- 10.24% - 17.99% Fixed
Pros & Cons
Pros:
- No Annual Fee
- No cash advance fee
- No balance transfer fee
Cons:
- No rewards
Features
- Low interest
- No Annual Fee
- Auto Rental Insurance
- 24/7 Travel Assistant
- Fair Credit
- Good Credit
About the issuer
UNIFY Financial Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Fair to Good (580-739)
- $39Annual Fee
- 29.99%Regular APR
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Recommended credit score
Good to Excellent (670-799)
- $95Annual Fee
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See Another Credit Cards in the Bank
UNIFY Financial Credit Union Fixed-Rate Visa® Gold is an option for those, who need Gold features. With an APR of 10.24% - 17.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With UNIFY Financial Credit Union Fixed-Rate Visa® Gold you will get such features as Low interest, No Annual Fee, Auto Rental Insurance, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.