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Texas Dow Employees Credit Union Credit Cards

We found 2 Texas Dow Employees Credit Union credit cards. Read on to get more insights.

Texas Dow Employees Credit Union
4.76
By Hanna Volkava
Updated December 01, 2024
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Texas Dow Employees Credit Union Buc-ee's Platinum Mastercard®

TDECU® Buc-ee's Platinum Mastercard®
Annual fee:
$0
Regular APR:
7.99% - 17.99% Variable
Our Rating:
5
scorer
Credit score
Good (670-739)
  • Rewards Rate:
    • 5% Discount on fuel and in-store purchases at participating locations.
  • Purchase Intro APR:
    0% Introductory APR for six months
  • Balance Transfer APR:
    7.99% - 17.99% Variable
  • Issuer name:
    Texas Dow Employees Credit Union
  • Details:

    The TDECU® Buc-ee's Platinum Mastercard® Credit Card doesn't charge an annual fee. You will receive great benefits, including a 5% discount when you buy fuel or shop in-store at participating Buc-ee’s locations.

    The Buc-ee's Platinum Mastercard® has a 0% introductory APR period for 6 months on purchases and cash advances. The Card has a 0% introductory APR period for 12 months on balance transfers. After that, the variable APR is 7.99% - 17.99%.

  • Pros:
    • No annual fees or cash advance fees
    • No penalty APR
  • Cons:
    • No welcome bonus
  • Benefits:
    • 5% Discount on fuel and in-store purchases at participating locations;
    • Zero liability protection;
    • Free identity theft protection;
    • Worldwide acceptance and ATM access;
    • Baggage Delay Insurance;
    • $100,000 Travel Accident Insurance;
    • No currency conversion charges;
    • Mastercard® global services.
View all Buc-ee's Platinum Mastercard® details
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Card detail

Texas Dow Employees Credit Union Onyx Mastercard®

TDECU Onyx Mastercard®
Annual fee:
$0
Regular APR:
9.50% - 17.50% Variable
Our Rating:
4.25
scorer
Credit score
Excellent (740-799)
  • Rewards Rate:
    • 2% Cash Back on all purchases.
  • Purchase Intro APR:
    0% Introductory APR for six months
  • Balance Transfer APR:
    9.50% - 17.50% Variable
  • Issuer name:
    Texas Dow Employees Credit Union
  • Details:

    The TDECU® Onyx Mastercard® Credit Card doesn't charge an annual fee. You will receive great benefits, including 2% Cash Back on all purchases.

    The Onyx Mastercard® has a 0% introductory APR period for 6 months on purchases and 12 months on balance transfers. After that, the variable APR is 9.50% - 17.50%.

  • Pros:
    • No Annual Fee
    • Intro APR period
  • Cons:
    • No welcome bonus
    • Cash advances are not available
  • Benefits:
    • 2% Cash Back on all purchases;
    • Minimum payment and incentives;
    • Worldwide acceptance and ATM access;
    • Baggage Delay Insurance;
    • $100,000 Travel Accident Insurance;
    • No currency conversion charges;
    • Mastercard® global services;
    • Zero liability protection;
    • Free identity theft protection.
View all Onyx Mastercard® details
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Card detail

How to Choose the Right Texas Dow Employees Credit Union Credit Card?

Choosing the best credit card from a specific credit card issuer is quite hard. Considering Texas Dow Employees Credit Union, the three following steps will make your decision process easier.

First and foremost, you need to figure out your current credit score. It can vary from "Poor” to “Excellent”, and the higher your credit is, the better Texas Dow Employees Credit Union credit card offers and terms are available to you.

Secondly, you should identify why you need a Texas Dow Employees Credit Union credit card and determine the most crucial aspects your potential credit card must have. If you search for a credit card to increase your credit, then look for the ones with large grace period and no annual fee. If your goal is to not spend money on interest, Texas Dow Employees Credit Union credit cards with the lowest interest and long intro offer are your best choice. If you need a credit card with cashback, pay attention to the rewards program offered by Texas Dow Employees Credit Union.

Finally, compare the Texas Dow Employees Credit Union credit cards you find the best for you, but weighing in all the aspects. Overall, the best credit card has the following characteristics: near-zero interest rate, long grace period, no fees, extended credit limit, the finance charge calculations include one billing cycle only, and numerous rewards and sign-up bonuses. You can easily compare Texas Dow Employees Credit Union credit cards in the table below.

Side-by-Side Comparison of Texas Dow Employees Credit Union Credit Cards

Card Name APR Annual fee Rewards Intro offer
Buc-ee's Platinum Mastercard® 7.99% - 17.99% Variable $0
  • 5% Discount on fuel and in-store purchases at participating locations.
  • No current offer.
    • Onyx Mastercard® 9.50% - 17.50% Variable $0
  • 2% Cash Back on all purchases.
  • No current offer.

    • Conclusion

    Today, Texas Dow Employees Credit Union provides a wide range of credit cards with various features, yet it’s important to find the best one for you.

    Hanna VolkavaHanna Volkava

    Financial and product expert

    hv@myfin.us

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