Onyx Mastercard® from Texas Dow Employees Credit Union Review
Onyx Mastercard® from Texas Dow Employees Credit Union — all information about the credit card.
Updated April 27, 2023
Apply now
Recommended credit score
Excellent (740-799)
- Rewards Rate:
- 2% Cash Back on all purchases.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:0% Introductory APR for six months
- Regular APR:9.50% - 17.50% Variable
- Balance Transfer APR:9.50% - 17.50% Variable
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Texas Dow Employees Credit Union Onyx Mastercard® Rewards Calculator
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All benefits
- Cash back
- 2% On all purchases.
- Travel
- Baggage Delay Insurance:
- Reimburses you for expenses you have to pay because your baggage is delayed.
- $100,000 Travel Accident Insurance.
Rate and fee information
- Purchase Intro APR
- 0% Introductory APR for six months
- Purchase APR
- 9.50% - 17.50% Variable
- Intro Balance Transfer APR
- 0% Introductory APR for twelve months
- Balance Transfers APR
- 9.50% - 17.50% Variable
- APR for Cash Advances
- None
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month.
Pros & Cons
Pros:
- No Annual Fee
- Intro APR period
Cons:
- No welcome bonus
- Cash advances are not available
Features
- 0% Intro APR
- Low interest
- No Annual Fee
- No foreign transaction fees
- Cashback
- Fraud Protection
- Rewards
- Baggage Delay Insurance
- Excellent Credit
About the issuer
Texas Dow Employees Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Fair credit
Capital One QuicksilverOne Cash Rewards Credit Card
Recommended credit score
Fair to Good (580-739)
- $39Annual Fee
- 29.99%Regular APR
- 1.5%Cash Back on every purchase.
- NonePurchase Intro APR
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on our partner’s site
Good credit score
Upgrade Cash Rewards Visa®
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 1.5%Cash Back on payments.
- NonePurchase Intro APR
Apply now
On Upgrade‘s website
Low income
Upgrade Triple Cash Rewards Visa®
Recommended credit score
Good to Excellent (670-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 3%Cash Back on Home, Auto and Health categories.
- NonePurchase Intro APR
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On Upgrade‘s website
See Another Credit Cards in the Bank
Texas Dow Employees Credit Union Onyx Mastercard® is an option for those, who need Classic features. With an APR of 9.50% - 17.50% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Excellent (740-799) credit score. With Texas Dow Employees Credit Union Onyx Mastercard® you will get such features as 0% Intro APR, Low interest, No Annual Fee, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Best for Cash Back, 0 APR, No Annual Fee, Restaurants, Entertainment, Daily use
Capital One SavorOne Cash Rewards Credit Card
Recommended credit score
Excellent (740-799)
- NoneAnnual Fee
- 19.99% - 29.99%Regular APR
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- 0% Introductory APR for the first 15 months that your account is openPurchase Intro APR
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