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Onyx Mastercard® from Texas Dow Employees Credit Union Review

Onyx Mastercard® from Texas Dow Employees Credit Union — all information about the credit card.

Updated April 27, 2023
Advertiser Disclosure Our Methodology
TDECU Onyx Mastercard®
Apply now
Our Rating:
4.25 out of 5
scorer
Recommended credit score
Excellent (740-799)
  • Rewards Rate:
    • 2% Cash Back on all purchases.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for six months
  • Regular APR:
    9.50% - 17.50% Variable
  • Balance Transfer APR:
    9.50% - 17.50% Variable
Show more

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Texas Dow Employees Credit Union Onyx Mastercard® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
2%
All purchases
$
Calculate
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All benefits

  • Cash back
    • 2% On all purchases.
  • Travel
    • Baggage Delay Insurance:
    • Reimburses you for expenses you have to pay because your baggage is delayed.
    • $100,000 Travel Accident Insurance.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for six months
  • Purchase APR
    • 9.50% - 17.50% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for twelve months
  • Balance Transfers APR
    • 9.50% - 17.50% Variable
  • APR for Cash Advances
    • None
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Return Payment
    • Up to $25
  • Late Payment
    • Up to $25
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period
Cons:
  • No welcome bonus
  • Cash advances are not available

Features

Classic
Mastercard
  • 0% Intro APR
  • Low interest
  • No Annual Fee
  • No foreign transaction fees
  • Cashback
  • Fraud Protection
  • Rewards
  • Baggage Delay Insurance
  • Excellent Credit

About the issuer

Texas Dow Employees Credit Union
Texas Dow Employees Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

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Recommended credit score
score
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  • *see terms*
    Annual Fee
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    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
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Recommended credit score
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    Annual Fee
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    Cash Back rewards on payments.
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    Purchase Intro APR
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First Progress Platinum Select Mastercard® Secured Synovus Bank
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Recommended credit score
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  • $39
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    Cash Back on payments made to your First Progress Secured credit card account.
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    Purchase Intro APR
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See Another Credit Cards in the Bank

Texas Dow Employees Credit Union Onyx Mastercard® is an option for those, who need Classic features. With an APR of 9.50% - 17.50% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Excellent (740-799) credit score. With Texas Dow Employees Credit Union Onyx Mastercard® you will get such features as 0% Intro APR, Low interest, No Annual Fee, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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