Inspire Mastercard® from SchoolsFirst Federal Credit Union Review
Inspire Mastercard® from SchoolsFirst Federal Credit Union — all information about the credit card.
Updated December 19, 2023
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Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:0% Introductory APR for the first six billing cycles from date of account opening
- Regular APR:13.75% - 17.90% Variable
- Balance Transfer APR:13.75% - 17.90% Variable
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Rate and fee information
- Purchase Intro APR
- 0% Introductory APR for the first six billing cycles from date of account opening
- Purchase APR
- 13.75% - 17.90% Variable
- Intro Balance Transfer APR
- 0% Introductory APR for the first six billing cycles from date of account opening
- Balance Transfers APR
- 13.75% - 17.90% Variable
- APR for Cash Advances
- 17.90% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on purchases and balance transfers if you pay your entire balance by the due date each month and your previous balance is zero or a credit balance. You will be charged interest on cash advances and convenience checks on the date they are posted to your account.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- None
- Fees for Cash Advances
- None
- Penalty Fees
- 17.90%
- Return Payment
- Up to $20
- Late Payment
- Up to $25 imposed 15 days after the due date
Pros & Cons
Pros:
- Intro APR period
- No Annual Fee
Cons:
- Foreign Transaction Fee
Features
- 0% Intro APR
- Low interest
- No Annual Fee
- Purchase Protection
- Good Credit
- Excellent Credit
About the issuer
SchoolsFirst Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Recommended credit score
No Credit History to Fair (0-669)
- *see terms*Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
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The Owner’s Rewards Card by M1
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Good to Excellent (670-799)
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- NonePurchase Intro APR
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First Progress Platinum Prestige Mastercard® Secured Credit Card
Recommended credit score
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See Another Credit Cards in the Bank
SchoolsFirst Federal Credit Union Inspire Mastercard® is an option for those, who need Classic features. With an APR of 13.75% - 17.90% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With SchoolsFirst Federal Credit Union Inspire Mastercard® you will get such features as 0% Intro APR, Low interest, No Annual Fee, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Merrick Bank Secured Credit Card
Recommended credit score
No Credit History to Poor (0-579)
- $36Annual Fee
- 22.70%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
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On Merrick Bank‘s site