USES

Rewards Mastercard® from SchoolsFirst Federal Credit Union Review

Rewards Mastercard® from SchoolsFirst Federal Credit Union — all information about the credit card.

Updated December 19, 2023
Advertiser Disclosure Our Methodology
SchoolsFirst FCU Rewards Mastercard®
Apply now
Our Rating:
3.96 out of 5
scorer
Recommended credit score
Fair to Excellent (580-799)
  • Rewards Rate:
    • 1.5x Points for every $1 spent on every purchase.
  • Intro Offer:
    • 10,000x Points just for opening a card – a $100 cash value.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    15.00% - 17.90% Variable
  • Balance Transfer APR:
    15.00% - 17.90% Variable
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SchoolsFirst Federal Credit Union Rewards Mastercard® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1.5X
All purchases
$
Have you already recieved the SchoolsFirst Federal Credit Union intro bonus?
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All benefits

  • Points
    • 1.5x For every $1 spent on every purchase.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 15.00% - 17.90% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 15.00% - 17.90% Variable
  • APR for Cash Advances
    • 17.90% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on purchases and balance transfers if you pay your entire balance by the due date each month and your previous balance is zero or a credit balance. You will be charged interest on cash advances and convenience checks on the date they are posted to your account.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • None
  • Fees for Cash Advances
    • None
  • Penalty Fees
    • 17.90%
  • Return Payment
    • Up to $20
  • Late Payment
    • Up to $25 imposed 15 days after the due date
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No Foreign Transaction Fee
Cons:
  • No Intro APR period

Features

Classic
Mastercard
  • Low interest
  • No Annual Fee
  • No foreign transaction fees
  • Rewards
  • Bonus points
  • Purchase Protection
  • Fair Credit
  • Good Credit
  • Excellent Credit

About the issuer

SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

SchoolsFirst Federal Credit Union Rewards Mastercard® is an option for those, who need Classic features. With an APR of 15.00% - 17.90% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Excellent (580-799) credit score. With SchoolsFirst Federal Credit Union Rewards Mastercard® you will get such features as Low interest, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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