School Employee Mastercard® from SchoolsFirst Federal Credit Union Review
School Employee Mastercard® from SchoolsFirst Federal Credit Union — all information about the credit card.
- Rewards Rate:
- 1.5% Cash Back on purchases — deposited into your Summer Saver account.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:11.75% - 17.90% Variable
- Balance Transfer APR:11.75% - 17.90% Variable
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SchoolsFirst Federal Credit Union School Employee Mastercard® Rewards Calculator
Follow these simple steps to make the most of SchoolsFirst Federal Credit Union School Employee Mastercard® credit card:
- Spend more on All purchases.
- Pay off your balance in full each month.
- Make a large purchases plan.
Using these tips will help you not only to cover your annual fee but also to get a net profit from making purchases with SchoolsFirst Federal Credit Union School Employee Mastercard®.
- All purchases.
All benefits
- Cash back
- 1.5% On purchases.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 11.75% - 17.90% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 11.75% - 17.90% Variable
- APR for Cash Advances
- 16.75% - 17.90% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on purchases and balance transfers if you pay your entire balance by the due date each month and your previous balance is zero or a credit balance. You will be charged interest on cash advances and convenience checks on the date they are posted to your account.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- None
- Fees for Cash Advances
- None
- Penalty Fees
- 17.90%
- Return Payment
- Up to $20
- Late Payment
- Up to $25 imposed 15 days after the due date
Pros & Cons
- No Annual Fee
- Foreign Transaction Fee
Features
- Low interest
- No Annual Fee
- Rewards
- Purchase Protection
- Fair Credit
- Good Credit
- Excellent Credit
About the issuer
Compare with other cards
- *see terms*Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
- $49Annual Fee
- 14.24%Regular APR
- 1%Cash Back rewards on payments.
- NonePurchase Intro APR
- $39Annual Fee
- 18.24%Regular APR
- 1%Cash Back on payments made to your First Progress Secured credit card account.
- NonePurchase Intro APR
See Another Credit Cards in the Bank
SchoolsFirst Federal Credit Union School Employee Mastercard® is an option for those, who need Classic features. With an APR of 11.75% - 17.90% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Excellent (580-799) credit score. With SchoolsFirst Federal Credit Union School Employee Mastercard® you will get such features as Low interest, No Annual Fee, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.