School Employee Mastercard® from SchoolsFirst Federal Credit Union Review
School Employee Mastercard® from SchoolsFirst Federal Credit Union — all information about the credit card.
Updated December 19, 2023
Apply now
Recommended credit score
Fair to Excellent (580-799)
- Rewards Rate:
- 1.5% Cash Back on purchases — deposited into your Summer Saver account.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:11.75% - 17.90% Variable
- Balance Transfer APR:11.75% - 17.90% Variable
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Annual Fee
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Regular APR
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Upgrade Cash Rewards Visa®
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Annual Fee
14.99% - 29.99%
Regular APR
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Cash Back on payments.
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14.99% - 29.99%
Regular APR
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Cash Back on Home, Auto and Health categories.
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SchoolsFirst Federal Credit Union School Employee Mastercard® Rewards Calculator
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All benefits
- Cash back
- 1.5% On purchases.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 11.75% - 17.90% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 11.75% - 17.90% Variable
- APR for Cash Advances
- 16.75% - 17.90% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on purchases and balance transfers if you pay your entire balance by the due date each month and your previous balance is zero or a credit balance. You will be charged interest on cash advances and convenience checks on the date they are posted to your account.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- None
- Fees for Cash Advances
- None
- Penalty Fees
- 17.90%
- Return Payment
- Up to $20
- Late Payment
- Up to $25 imposed 15 days after the due date
Pros & Cons
Pros:
- No Annual Fee
Cons:
- Foreign Transaction Fee
Features
- Low interest
- No Annual Fee
- Rewards
- Purchase Protection
- Fair Credit
- Good Credit
- Excellent Credit
About the issuer
SchoolsFirst Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Fair credit
Capital One QuicksilverOne Cash Rewards Credit Card
Recommended credit score
Fair to Good (580-739)
- $39Annual Fee
- 29.99%Regular APR
- 1.5%Cash Back on every purchase.
- NonePurchase Intro APR
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on our partner’s site
Capital One Quicksilver Secured Cash Rewards Credit Card
Recommended credit score
No Credit History
- NoneAnnual Fee
- 29.99%Regular APR
- 5%Cash Back on hotel and rental car purchases through Capital One Travel.
- NonePurchase Intro APR
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Capital One Spark Cash Select for Excellent Credit
Recommended credit score
Excellent (740-799)
- NoneAnnual Fee
- 18.49% - 24.49%Regular APR
- 5%Cash Back on hotels and rental cars booked through Capital One Travel.
- NonePurchase Intro APR
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See Another Credit Cards in the Bank
SchoolsFirst Federal Credit Union School Employee Mastercard® is an option for those, who need Classic features. With an APR of 11.75% - 17.90% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Excellent (580-799) credit score. With SchoolsFirst Federal Credit Union School Employee Mastercard® you will get such features as Low interest, No Annual Fee, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Divvy
Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
Apply now
On Cross River Bank‘s site