Share Secured Mastercard® from SchoolsFirst Federal Credit Union Review
Share Secured Mastercard® from SchoolsFirst Federal Credit Union — all information about the credit card.
Updated July 07, 2022
Apply now
Recommended credit score
No Credit History to Poor (0-579)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:13.90% Fixed
- Balance Transfer APR:13.90% Fixed
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Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 13.90% Fixed
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 13.90% Fixed
- APR for Cash Advances
- 13.90% Fixed
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on purchases and balance transfers if you pay your entire balance by the due date each month and your previous balance is zero or a credit balance. You will be charged interest on cash advances and convenience checks on the date they are posted to your account.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- None
- Fees for Cash Advances
- None
- Penalty Fees
- 17.90%
- Return Payment
- Up to $20
- Late Payment
- Up to $25 imposed 15 days after the due date
Pros & Cons
Pros:
- No Annual Fee
Cons:
- Foreign Transaction Fee
- No rewards
Features
- Low interest
- No Annual Fee
- Poor Credit
- Fair Credit
About the issuer
SchoolsFirst Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Merrick Bank Secured Credit Card
Recommended credit score
No Credit History to Poor (0-579)
- $36Annual Fee
- 22.70%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
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On Merrick Bank‘s site
Good credit score
Upgrade Cash Rewards Visa®
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 1.5%Cash Back on payments.
- N/A%Purchase Intro APR
Apply now
On Upgrade‘s website
Low income
Upgrade Triple Cash Rewards Visa®
Recommended credit score
Good to Excellent (670-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 3%Cash Back on Home, Auto and Health categories.
- N/A%Purchase Intro APR
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See Another Credit Cards in the Bank
SchoolsFirst Federal Credit Union Share Secured Mastercard® is an option for those, who need Classic features. With an APR of 13.90% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With SchoolsFirst Federal Credit Union Share Secured Mastercard® you will get such features as Low interest, No Annual Fee, Poor Credit, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Total Visa® Card
Recommended credit score
Rebuilding Credit to Fair (0-669)
- $75.00 for the 1st year, $48.00 afterAnnual Fee
- 35.99%Regular APR
- 1%Cash Back on all purchases.
- NonePurchase Intro APR
Apply now
On the Total Visa® Card secure website