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Simmons Bank Credit Cards

We found 2 Simmons Bank credit cards. Read on to get more insights.

Simmons Bank
3.92
By Hanna Volkava
Updated December 01, 2024
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Simmons Bank Rewards Visa Signature®

Simmons Bank Rewards Visa Signature®
Annual fee:
$0
Regular APR:
17.50% - 25.50% Variable
Our Rating:
3.87
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1.25x Points are earned for every $1 of net purchases on the account.
  • Intro Offer:
    • 30,000x Spend $3,000 in purchases during the first 3 months to earn Bonus Rewards Points.
  • Balance Transfer APR:
    17.50% - 25.50% Variable
  • Issuer name:
    Simmons Bank
  • Details:

    The Simmons Bank Rewards Visa Signature® Credit Card earns 1.25x points on all purchases.

    Spend $3,000 in purchases during the first 3 months to earn 30,000 Bonus Rewards Points.

    The Rewards Visa Signature® Card doesn't charge an annual fee.

    The Card has a 0% introductory APR period for 12 billing cycles on balance transfers made within 60 days of account opening. After that, the variable APR is 17.50% - 25.50%.

  • Pros:
    • No Annual Fee
    • Intro APR period on balance transfers
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • 30,000 bonus rewards points for spending $3,000 in the first 3 months of account opening;
    • 1.25x points on all purchases;
    • Car rental coverage;
    • Travel coverage;
    • Signature perks;
    • Roadside Dispatch®;
    • Extended Warranty Protection.
View all Rewards Visa Signature® details
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Card detail

Simmons Bank Visa®

Simmons Bank Visa®
Annual fee:
$0
Regular APR:
15.50% - 23.50% Variable
Our Rating:
2.81
scorer
Credit score
Good to Excellent (670-799)
  • Balance Transfer APR:
    15.50% - 23.50% Variable
  • Issuer name:
    Simmons Bank
  • Details:

    The Simmons Bank Visa® Credit Card doesn't charge an annual fee.

    The Card has a 0% introductory APR period for 12 billing cycles on balance transfers made within 60 days of account opening. After that, the variable APR is 15.50% - 23.50%.

  • Pros:
    • No Annual Fee
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • Travel coverage;
    • Global acceptance;
    • Car rental coverage.
View all Visa® details
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Card detail

How to Choose the Right Simmons Bank Credit Card?

Sometimes, choosing the right credit card from a specific credit card issuer is quite difficult. Considering Simmons Bank, there are three steps that will make your decision process easier.

First and foremost, you are to figure out your credit score. It will be from "Poor” to “Excellent”, and the higher your score is, the better Simmons Bank credit card offers and terms are available to you.

Secondly, you have to understand why you need a Simmons Bank credit card and determine key features your future credit card must have. If you want a credit card to improve your credit, then look for those with extended grace period and no annual fee. If your goal is to avoid spending money on interest, Simmons Bank credit cards with the lowest interest and long intro offer are your best choice. If you need a credit card that will provide you cash, points, or miles rewards, pay attention to the rewards program offered by Simmons Bank.

Finally, compare the Simmons Bank credit cards you find the best for you, but weighing in all the features. Overall, the best credit card fits the following characteristics: near-zero interest rate, no fees, high credit limit, the finance charge calculations include one billing cycle only, and big rewards and sign-up bonuses. You can easily compare Simmons Bank credit cards in the table below.

Side-by-Side Comparison of Simmons Bank Credit Cards

Card Name APR Annual fee Rewards Intro offer
Rewards Visa Signature® 17.50% - 25.50% Variable $0
  • 1.25x Points are earned for every $1 of net purchases on the account.
  • 30,000x Spend $3,000 in purchases during the first 3 months to earn Bonus Rewards Points.
    • Visa® 15.50% - 23.50% Variable $0
  • This card doesn't offer cash back, miles or points.
  • No current offer.

    • Conclusion

    Today, Simmons Bank provides a wide range of credit cards with numerous features, yet it’s better to find the one that designed for you.

    Hanna VolkavaHanna Volkava

    Financial and product expert

    hv@myfin.us

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