Visa® from Simmons Bank Review

All benefits

• Travel
  • Travel coverage:
  • Get up to $1,000,000 travel accident insurance at no additional cost.
  • Car rental coverage:
  • Get coverage for damage due to collision or theft up to the actual cash value of most rental cars.

Rate and fee information

• Purchase Intro APR
  • None
• Purchase APR
  • 15.50% - 23.50% Variable
• Intro Balance Transfer APR
  • 0% Intro APR for 12 billing cycles from transfer posting date for transfers completed within 60 days of account opening date
• Balance Transfers APR
  • 15.50% - 23.50% Variable
• APR for Cash Advances
  • 19.50% - 27.50% Variable
• How to Avoid Paying Interest
  • Your due date is 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances, balance transfers and convenience checks on the transaction date.

Fees

Pros & Cons

Features

• Low interest
• No Annual Fee
• Auto Rental Insurance
• Good Credit
• Excellent Credit