Visa® from Simmons Bank Review
Visa® from Simmons Bank — all information about the credit card.
Updated December 13, 2023
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Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:15.50% - 23.50% Variable
- Balance Transfer APR:15.50% - 23.50% Variable
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All benefits
- Travel
- Travel coverage:
- Get up to $1,000,000 travel accident insurance at no additional cost.
- Car rental coverage:
- Get coverage for damage due to collision or theft up to the actual cash value of most rental cars.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 15.50% - 23.50% Variable
- Intro Balance Transfer APR
- 0% Intro APR for 12 billing cycles from transfer posting date for transfers completed within 60 days of account opening date
- Balance Transfers APR
- 15.50% - 23.50% Variable
- APR for Cash Advances
- 19.50% - 27.50% Variable
- How to Avoid Paying Interest
- Your due date is 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances, balance transfers and convenience checks on the transaction date.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- First 60 days after account opening: Either $10 or 3% of the amount of each balance transfer, whichever is greater. After the first 60 days: $0
- Fees for Cash Advances
- Either $4 or 3% of the amount of each cash advance, whichever is greater
- Return Payment
- Up to $39
- Late Payment
- Up to $39
Pros & Cons
Pros:
- No Annual Fee
Cons:
- Foreign Transaction Fee
Features
- Low interest
- No Annual Fee
- Auto Rental Insurance
- Good Credit
- Excellent Credit
About the issuer
Simmons Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Celtic Bank
Recommended credit score
Good to Excellent (670-799)
- $0Annual Fee
- 17.99% - 27.99%Regular APR
- 10%You’ll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
- NonePurchase Intro APR
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Low income
First Access Visa® Card
Recommended credit score
No Credit History to Fair (0-669)
- $75.00 for the 1st year, $48.00 afterAnnual Fee
- 35.99%Regular APR
- 1%Earn 1% cash back rewards on payments made to your First Access Credit Card.
- NonePurchase Intro APR
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On the First Access Visa® Card secure website
Unsecured
Milestone® Mastercard®
Recommended credit score
Poor to Good (300-739)
- $175Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
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See Another Credit Cards in the Bank
Simmons Bank Visa® is an option for those, who need Classic features. With an APR of 15.50% - 23.50% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Simmons Bank Visa® you will get such features as Low interest, No Annual Fee, Auto Rental Insurance, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Best for 18 year old
Secured Visa® Gold Preferred® Credit Card
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Recommended credit score
No Credit History to Poor (0-579)
- $48Annual Fee
- 9.99%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
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On Applied Bank®‘s site