USES

Rewards Visa Signature® from Simmons Bank Review

Rewards Visa Signature® from Simmons Bank — all information about the credit card.

Updated December 13, 2023
Advertiser Disclosure Our Methodology
Simmons Bank Rewards Visa Signature®
Apply now
Our Rating:
3.87 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1.25x Points are earned for every $1 of net purchases on the account.
  • Intro Offer:
    • 30,000x Spend $3,000 in purchases during the first 3 months to earn Bonus Rewards Points.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    17.50% - 25.50% Variable
  • Balance Transfer APR:
    17.50% - 25.50% Variable
Show more

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Simmons Bank Rewards Visa Signature® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1.25X
All purchases
$
Have you already recieved the Simmons Bank intro bonus?
How would you like to redeem points?
Calculate
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All benefits

  • Points
    • 1.25x On all purchases.
  • Travel
    • Car rental coverage:
    • Get coverage for damage due to collision or theft up to the actual cash value of most rental cars.
    • Travel coverage:
    • Get up to $1,000,000 travel accident insurance at no additional cost.
    • Signature perks:
    • Visa Signature® cardholders receive valuable perks like access to exclusive hotels, complimentary 24-hour Visa Signature concierge and special entertainment packages.
    • Roadside Dispatch®:
    • Roadside Dispatch is a pay-per-use roadside assistance program. The program provides you with security and convenience wherever your travels take you.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 17.50% - 25.50% Variable
  • Intro Balance Transfer APR
    • 0% Intro APR for 12 billing cycles on balance transfers completed within 60 days of account opening
  • Balance Transfers APR
    • 17.50% - 25.50% Variable
  • APR for Cash Advances
    • 21.50% - 29.50% Variable
  • How to Avoid Paying Interest
    • Your due date is 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances, balance transfers and convenience checks on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • $10 or 3% of the amount of each balance transfer
  • Fees for Cash Advances
    • Either $4 or 3% of the amount of each cash advance, whichever is greater
  • Return Payment
    • Up to $39
  • Late Payment
    • Up to $39
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period on balance transfers
Cons:
  • Foreign Transaction Fee

Features

Classic
Visa
  • No Annual Fee
  • Rewards
  • Bonus points
  • Extended Warranty Protection
  • Auto Rental Insurance
  • Good Credit
  • Excellent Credit

About the issuer

Simmons Bank
Simmons Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

Simmons Bank Rewards Visa Signature® is an option for those, who need Classic features. With an APR of 17.50% - 25.50% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Simmons Bank Rewards Visa Signature® you will get such features as No Annual Fee, Rewards, Bonus points, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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