How to Choose the Right San Diego County Credit Union® Credit Card?
Sometimes, choosing the right credit card from a specific credit card company is quite hard. Considering San Diego County Credit Union®, there are three steps that will make your decision process easier.
First of all, you need to figure out your current credit score. It will be from "Poor” to “Excellent”, and the higher your credit score is, the better San Diego County Credit Union® options of credit cards are available to you.
Secondly, you need to identify why you want a San Diego County Credit Union® credit card and determine the most crucial aspects your future credit card should have. If you want a credit card to increase your credit score, then look for the ones with extended grace period and no annual fee. If your goal is to not spend money on interest, San Diego County Credit Union® credit cards with the smallest interest and introductory rates are your best choice. In case you need a credit card with cashback, pay attention to the rewards program the San Diego County Credit Union® offers.
As a third step, you should compare the San Diego County Credit Union® offers you think are the best for you, but considering all the aspects. Overall, the best credit card fits the following characteristics: near-zero annual percentage rate (APR), no fees, extended credit limit, the finance charge calculations include one billing cycle only, and big rewards and sign-up bonuses. You can easily compare San Diego County Credit Union® credit cards in the table below.
Side-by-Side Comparison of San Diego County Credit Union® Credit Cards
| Card Name
| APR
| Annual fee
| Rewards
| Intro offer
|
|---|
| Share Secured Visa® Classic
| 15.00% Fixed
| $20
| This card doesn't offer cash back, miles or points. | No current offer. |
| Visa® Platinum
| 12.99% - 22.99%
| $0
| 1x Point on all purchases. | 120,000x Points per enrollment year.1,000x Points upon enrollment.1,000x Additional bonus points if enrolled in the optional Fly Miles Plus Reward Program. |
| Cash Rewards Visa® Platinum
| 12.99% - 22.99%
| $0
| 1% Cash Back on all purchases. | No current offer. |
| Visa® Signature
| 15.99% - 25.99%
| $89
| 2x Signature Rewards points per $1 spent on net purchases, redeemable for: event tickets, gift cards, travel, merchandise. | 10,000x Point bonus when you spend $3,000 on net purchases within the first 90 days after enrollment. |
| Visa Platinum with Fly Miles Plus
| 12.99% - 22.99%
| $0
| 1x Point on all purchases. | 1,000x Bonus points for signing up.1,000x Bonus points for enrolling in the Fly Miles Plus Reward Program. |
Conclusion
Today, San Diego County Credit Union® provides a range of credit cards with different features, yet it’s better to find the one that designed for you.
