Share Secured Visa® Classic from San Diego County Credit Union® Review
Share Secured Visa® Classic from San Diego County Credit Union® — all information about the credit card.
Updated December 19, 2023
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Recommended credit score
No Credit History to Poor (0-579)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$20 annually
- Purchase Intro APR:None
- Regular APR:15.00% Fixed
- Balance Transfer APR:15.00% Fixed
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Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 15.00% Fixed
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 15.00% Fixed
- APR for Cash Advances
- 15.00% Fixed
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.
Fees
- Annual Fee
- $20 annually
- Fees for Balance Transfer
- Either $1.00 or 2.00% of the amount of each balance transfer, whichever is greater
- Fees for Cash Advances
- Either $1.00 or 2.00% of the amount of each cash advance, whichever is greater
- Return Payment
- Up to $20
- Late Payment
- Up to $10
Pros & Cons
Pros:
- Available to people with limited credit history
Cons:
- Annual Fee
- No Intro APR period
- Foreign Transaction Fee
Features
- Poor Credit
About the issuer
San Diego County Credit Union® has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Low income
First Access Visa® Card
Recommended credit score
No Credit History to Fair (0-669)
- $75.00 for the 1st year, $48.00 afterAnnual Fee
- 35.99%Regular APR
- 1%Earn 1% cash back rewards on payments made to your First Access Credit Card.
- NonePurchase Intro APR
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Total Visa® Card
Recommended credit score
Rebuilding Credit to Fair (0-669)
- $75.00 for the 1st year, $48.00 afterAnnual Fee
- 35.99%Regular APR
- 1%Cash Back on all purchases.
- NonePurchase Intro APR
Apply now
On the Total Visa® Card secure website
First Progress Platinum Prestige Mastercard® Secured Credit Card
Recommended credit score
No Credit History to Fair (0-669)
- $49Annual Fee
- 14.74%Regular APR
- 1%Cash Back rewards on payments.
- NonePurchase Intro APR
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See Another Credit Cards in the Bank
San Diego County Credit Union® Share Secured Visa® Classic is an option for those, who need Classic features. With an APR of 15.00% and $20 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With San Diego County Credit Union® Share Secured Visa® Classic you will get such features as Poor Credit, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.