Share Secured Visa® Classic from San Diego County Credit Union® Review

Share Secured Visa® Classic from San Diego County Credit Union® — all information about the credit card.

SDCCU Share Secured Visa® Classic
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Our Rating:
2.49 out of 5
scorer
Recommended credit score
No Credit History to Poor (0-579)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $20 annually
  • Purchase Intro APR:
    None
  • Regular APR:
    15.00% Fixed
  • Balance Transfer APR:
    15.00% Fixed
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Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 15.00% Fixed
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 15.00% Fixed
  • APR for Cash Advances
    • 15.00% Fixed
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $20 annually
  • Fees for Balance Transfer
    • Either $1.00 or 2.00% of the amount of each balance transfer, whichever is greater
  • Fees for Cash Advances
    • Either $1.00 or 2.00% of the amount of each cash advance, whichever is greater
  • Return Payment
    • Up to $20
  • Late Payment
    • Up to $10
View all Rates & Fees

Pros & Cons

Pros:
  • Available to people with limited credit history
Cons:
  • Annual Fee
  • No Intro APR period
  • Foreign Transaction Fee

Features

Classic
Visa
  • Poor Credit

About the issuer

San Diego County Credit Union® has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

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Recommended credit score
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    Annual Fee
  • 35.99%
    Regular APR
  • 1%
    Earn 1% cash back rewards on payments made to your First Access Credit Card.
  • None
    Purchase Intro APR
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On the First Access Visa® Card secure website
Total Visa® Card The Bank of Missouri
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Recommended credit score
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  • $75.00 for the 1st year, $48.00 after
    Annual Fee
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  • 1%
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  • None
    Purchase Intro APR
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First Progress Platinum Prestige Mastercard® Secured Synovus Bank
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3.8 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • $49
    Annual Fee
  • 14.74%
    Regular APR
  • 1%
    Cash Back rewards on payments.
  • None
    Purchase Intro APR
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On First Progress’s site

San Diego County Credit Union® Share Secured Visa® Classic is an option for those, who need Classic features. With an APR of 15.00% and $20 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With San Diego County Credit Union® Share Secured Visa® Classic you will get such features as Poor Credit, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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3.5 out of 5
Recommended credit score
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  • $39
    Annual Fee
  • 18.74%
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    Purchase Intro APR
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