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Visa® Signature from San Diego County Credit Union® Review

Visa® Signature from San Diego County Credit Union® — all information about the credit card.

Updated December 19, 2023
Advertiser Disclosure Our Methodology
SDCCU Visa® Signature
Apply now
Our Rating:
3.56 out of 5
scorer
Recommended credit score
Fair to Good (580-739)
  • Rewards Rate:
    • 2x Signature Rewards points per $1 spent on net purchases, redeemable for: event tickets, gift cards, travel, merchandise.
  • Intro Offer:
    • 10,000x Point bonus when you spend $3,000 on net purchases within the first 90 days after enrollment.
  • Annual Fee:
    $89 annually
  • Purchase Intro APR:
    None
  • Regular APR:
    15.99% - 25.99%
  • Balance Transfer APR:
    19.99% - 29.99%
Show more

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San Diego County Credit Union® Visa® Signature Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
2X
All purchases
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All benefits

  • Points
    • 2x On net purchases, redeemable for: event tickets, gift cards, travel, merchandise.
  • Travel
    • 24-hour Visa Signature® Concierge:
    • The Visa Signature Concierge Service is a service that provides Visa Signature cardholders with personalized information and referrals on a wide range of topics related to travel, dining, and entertainment. The Visa Signature Concierge Service is available 24 hours a day, 7 days a week.
    • Trip Cancellation/Trip Interruption:
    • Trip cancellation coverage provides coverage for the money you would lose, while trip interruption coverage provides payment for the additional money for covered reasons you would have to spend to return home or resume your trip.
    • Trip Delay Reimbursement:
    • Reimbursement for expenses you pay if your trip is delayed.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 15.99% - 25.99%
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 19.99% - 29.99%
  • APR for Cash Advances
    • 19.99% - 29.99%
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $89 annually
  • Fees for Balance Transfer
    • Either $1.00 or 2.00% of the amount of each balance transfer, whichever is greater
  • Fees for Cash Advances
    • Either $1.00 or 2.00% of the amount of each cash advance, whichever is greater
  • Return Payment
    • Up to $20
  • Late Payment
    • Up to $10
View all Rates & Fees

Pros & Cons

Pros:
  • No Foreign Transaction Fee
Cons:
  • Annual Fee

Features

Classic
Visa
  • Low interest
  • No foreign transaction fees
  • Rewards
  • Bonus points
  • Purchase Protection
  • Trip Cancellation
  • 24/7 Travel Assistant
  • Fair Credit
  • Good Credit

About the issuer

San Diego County Credit Union®
San Diego County Credit Union® has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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4.04 out of 5
Recommended credit score
score
Fair to Excellent (580-799)
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    Annual Fee
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    Regular APR
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  • None
    Purchase Intro APR
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Recommended credit score
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  • $75.00 for the 1st year, $48.00 after
    Annual Fee
  • 35.99%
    Regular APR
  • 1%
    Earn 1% cash back rewards on payments made to your First Access Credit Card.
  • None
    Purchase Intro APR
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Recommended credit score
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Poor to Good (300-739)
  • $175
    Annual Fee
  • 35.9%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
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See Another Credit Cards in the Bank

San Diego County Credit Union® Visa® Signature is an option for those, who need Classic features. With an APR of 15.99% - 25.99% and $89 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With San Diego County Credit Union® Visa® Signature you will get such features as Low interest, No foreign transaction fees, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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