Visa® Signature from San Diego County Credit Union® Review

All benefits

• Points
  • 2x On net purchases, redeemable for: event tickets, gift cards, travel, merchandise.
• Travel
  • 24-hour Visa Signature® Concierge:
  • The Visa Signature Concierge Service is a service that provides Visa Signature cardholders with personalized information and referrals on a wide range of topics related to travel, dining, and entertainment. The Visa Signature Concierge Service is available 24 hours a day, 7 days a week.
  • Trip Cancellation/Trip Interruption:
  • Trip cancellation coverage provides coverage for the money you would lose, while trip interruption coverage provides payment for the additional money for covered reasons you would have to spend to return home or resume your trip.
  • Trip Delay Reimbursement:
  • Reimbursement for expenses you pay if your trip is delayed.

Rate and fee information

• Purchase Intro APR
  • None
• Purchase APR
  • 15.99% - 25.99%
• Intro Balance Transfer APR
  • None
• Balance Transfers APR
  • 19.99% - 29.99%
• APR for Cash Advances
  • 19.99% - 29.99%
• How to Avoid Paying Interest
  • Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

Pros & Cons

Features

• Low interest
• No foreign transaction fees
• Rewards
• Bonus points
• Purchase Protection
• Trip Cancellation
• 24/7 Travel Assistant
• Fair Credit
• Good Credit