Visa® Platinum from San Diego County Credit Union® Review
Visa® Platinum from San Diego County Credit Union® — all information about the credit card.
Updated December 19, 2023
Apply now
Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 1x Point on all purchases.
- Intro Offer:
- 120,000x Points per enrollment year.
- 1,000x Points upon enrollment.
- 1,000x Additional bonus points if enrolled in the optional Fly Miles Plus Reward Program.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:12.99% - 22.99%
- Balance Transfer APR:16.99% - 26.99%
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Annual Fee
19.99% - 29.99%
Regular APR
5%
Cash Back on hotels and rental cars booked through Capital One Travel.
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Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
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Upgrade Triple Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
3%
Cash Back on Home, Auto and Health categories.
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San Diego County Credit Union® Visa® Platinum Rewards Calculator
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All benefits
- Points
- 1x On all purchases.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 12.99% - 22.99%
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 16.99% - 26.99%
- APR for Cash Advances
- 16.99% - 26.99%
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- Either $1.00 or 2.00% of the amount of each balance transfer, whichever is greater
- Fees for Cash Advances
- Either $1.00 or 2.00% of the amount of each cash advance, whichever is greater
- Return Payment
- Up to $20
- Late Payment
- Up to $10
Pros & Cons
Pros:
- No Annual Fee
Cons:
- Foreign Transaction Fee
- No Intro APR period
Features
- Low interest
- No Annual Fee
- Rewards
- Bonus points
- Good Credit
- Excellent Credit
About the issuer
San Diego County Credit Union® has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Divvy
Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
Apply now
On Cross River Bank‘s site
Travel, Daily use
Capital One Venture Rewards Credit Card
Recommended credit score
Good to Excellent (670-799)
- $95Annual Fee
- 19.99% - 29.99%Regular APR
- 5xMiles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
- NonePurchase Intro APR
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Cash Back, 0 APR, No Annual Fee, Restaurants, Entertainment, Daily use
Capital One SavorOne Cash Rewards Credit Card
Recommended credit score
Excellent (740-799)
- NoneAnnual Fee
- 19.99% - 29.99%Regular APR
- 5%Cash Back on hotels and rental cars booked through Capital One Travel.
- 0% Introductory APR for the first 15 months that your account is openPurchase Intro APR
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See Another Credit Cards in the Bank
San Diego County Credit Union® Visa® Platinum is an option for those, who need Platinum features. With an APR of 12.99% - 22.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With San Diego County Credit Union® Visa® Platinum you will get such features as Low interest, No Annual Fee, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
First Progress Platinum Select Mastercard® Secured Credit Card
Recommended credit score
No Credit History to Fair (0-669)
- $39Annual Fee
- 18.74%Regular APR
- 1%Cash Back on payments made to your First Progress Secured credit card account.
- NonePurchase Intro APR
Apply now
On First Progress’s site