Visa® Platinum from San Diego County Credit Union® Review
Visa® Platinum from San Diego County Credit Union® — all information about the credit card.
Updated December 19, 2023
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Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 1x Point on all purchases.
- Intro Offer:
- 120,000x Points per enrollment year.
- 1,000x Points upon enrollment.
- 1,000x Additional bonus points if enrolled in the optional Fly Miles Plus Reward Program.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:12.99% - 22.99%
- Balance Transfer APR:16.99% - 26.99%
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San Diego County Credit Union® Visa® Platinum Rewards Calculator
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All benefits
- Points
- 1x On all purchases.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 12.99% - 22.99%
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 16.99% - 26.99%
- APR for Cash Advances
- 16.99% - 26.99%
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- Either $1.00 or 2.00% of the amount of each balance transfer, whichever is greater
- Fees for Cash Advances
- Either $1.00 or 2.00% of the amount of each cash advance, whichever is greater
- Return Payment
- Up to $20
- Late Payment
- Up to $10
Pros & Cons
Pros:
- No Annual Fee
Cons:
- Foreign Transaction Fee
- No Intro APR period
Features
- Low interest
- No Annual Fee
- Rewards
- Bonus points
- Good Credit
- Excellent Credit
About the issuer
San Diego County Credit Union® has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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First Progress Platinum Select Mastercard® Secured Credit Card
Recommended credit score
No Credit History to Fair (0-669)
- $39Annual Fee
- 18.24%Regular APR
- 1%Cash Back on payments made to your First Progress Secured credit card account.
- NonePurchase Intro APR
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On First Progress’s site
First Progress Platinum Prestige Mastercard® Secured Credit Card
Recommended credit score
No Credit History to Fair (0-669)
- $49Annual Fee
- 14.24%Regular APR
- 1%Cash Back rewards on payments.
- NonePurchase Intro APR
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On First Progress’s site
The Owner’s Rewards Card by M1
Celtic Bank
Recommended credit score
Good to Excellent (670-799)
- $0Annual Fee
- 17.99% - 27.99%Regular APR
- 10%You’ll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
- NonePurchase Intro APR
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On Celtic Bank‘s site
See Another Credit Cards in the Bank
San Diego County Credit Union® Visa® Platinum is an option for those, who need Platinum features. With an APR of 12.99% - 22.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With San Diego County Credit Union® Visa® Platinum you will get such features as Low interest, No Annual Fee, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Best for Low income
First Access Visa® Card
Recommended credit score
No Credit History to Fair (0-669)
- $75.00 for the 1st year, $48.00 afterAnnual Fee
- 35.99%Regular APR
- 1%Earn 1% cash back rewards on payments made to your First Access Credit Card.
- NonePurchase Intro APR
Apply now
On the First Access Visa® Card secure website