Visa® Platinum from San Diego County Credit Union® Review
Visa® Platinum from San Diego County Credit Union® — all information about the credit card.
Updated December 19, 2023
Apply now
Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 1x Point on all purchases.
- Intro Offer:
- 120,000x Points per enrollment year.
- 1,000x Points upon enrollment.
- 1,000x Additional bonus points if enrolled in the optional Fly Miles Plus Reward Program.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:12.99% - 22.99%
- Balance Transfer APR:16.99% - 26.99%
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San Diego County Credit Union® Visa® Platinum Rewards Calculator
Your Results
Total yearly earnings
First year rewards
$123200
Rest years rewards
$1200
Annual fee
$0
Yes, San Diego County Credit Union® Visa® Platinum credit card is worth its annual fee!
How to maximize your San Diego County Credit Union® Visa® Platinum rewards?
Follow these simple steps to make the most of San Diego County Credit Union® Visa® Platinum credit card:
- Spend more on All purchases
- Pay off your balance in full each month.
- Make a large purchases plan.
Using these tips will help you not only to cover your annual fee but also to get a net profit from making purchases with San Diego County Credit Union® Visa® Platinum.
Your net profit in the first year
$123,200
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Your net profit in subsequent years
$1,200
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You will receive 123,200 points in the first year (equivalent to $123,200)
Where you get the most profit
- All purchases
- Into bonus
All purchases
$1,200
Into bonus
$122,000
Total
$123,200
Annual fee
$0
Net yearly credit card profit
$123,200
You will receive 1,200 points in the rest years (equivalent to $1,200)
Where you get the most profit
- All purchases
All purchases
$1,200
Total
$1,200
Annual fee
$0
Net yearly credit card profit
$1,200
All benefits
- Points
- 1x On all purchases.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 12.99% - 22.99%
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 16.99% - 26.99%
- APR for Cash Advances
- 16.99% - 26.99%
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- Either $1.00 or 2.00% of the amount of each balance transfer, whichever is greater
- Fees for Cash Advances
- Either $1.00 or 2.00% of the amount of each cash advance, whichever is greater
- Return Payment
- Up to $20
- Late Payment
- Up to $10
Pros & Cons
Pros:
- No Annual Fee
Cons:
- Foreign Transaction Fee
- No Intro APR period
Features
- Low interest
- No Annual Fee
- Rewards
- Bonus points
- Good Credit
- Excellent Credit
About the issuer
San Diego County Credit Union® has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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No Credit History to Fair (0-669)
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- 18.24%Regular APR
- 1%Cash Back on payments made to your First Progress Secured credit card account.
- NonePurchase Intro APR
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Recommended credit score
Good to Excellent (670-799)
- $0Annual Fee
- 17.99% - 27.99%Regular APR
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- NonePurchase Intro APR
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See Another Credit Cards in the Bank
San Diego County Credit Union® Visa® Platinum is an option for those, who need Platinum features. With an APR of 12.99% - 22.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With San Diego County Credit Union® Visa® Platinum you will get such features as Low interest, No Annual Fee, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Best for Low income
First Access Visa® Card
Recommended credit score
No Credit History to Fair (0-669)
- $75.00 for the 1st year, $48.00 afterAnnual Fee
- 35.99%Regular APR
- 1%Earn 1% cash back rewards on payments made to your First Access Credit Card.
- NonePurchase Intro APR
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On the First Access Visa® Card secure website