Visa Signature® Black Plus from RBC Bank Review
Visa Signature® Black Plus from RBC Bank — all information about the credit card.
Updated December 18, 2023
Apply now
Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 1.5x RBC Rewards point for every $1 spent on your card.
- Intro Offer:
- No current offer.
- Annual Fee:$75 annually
- Purchase Intro APR:0% Introductory APR for 6 months
- Regular APR:18.49% - 25.24% Variable
- Balance Transfer APR:18.49% - 25.24% Variable
Show more
We recommend more cards
Capital One Quicksilver Cash Rewards Credit Card
None
Annual Fee
19.99% - 29.99%
Regular APR
5%
Cash Back on hotels and rental cars booked through Capital One Travel.
Learn more
on our partner’s site
Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
Apply now
On Upgrade‘s website
Upgrade Triple Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
3%
Cash Back on Home, Auto and Health categories.
Apply now
On Upgrade‘s website
RBC Bank Visa Signature® Black Plus Rewards Calculator
Show less details
All benefits
- Points
- 1.5x For every $1 spent on your card.
- Travel
- Trip cancellation or interruption insurance:
- Up to $5,000.
- Travel accident insurance:
- Up to $500,000.
- Lost luggage reimbursement:
- Up to $3,000.
- Auto rental collision damage waiver:
- Protection that reduces your liability for damage if your hire car is stolen or damaged.
- Cell phone insurance:
- Up to $200 ($50 deductible).
Rate and fee information
- Purchase Intro APR
- 0% Introductory APR for 6 months
- Purchase APR
- 18.49% - 25.24% Variable
- Intro Balance Transfer APR
- 0% Introductory APR for 6 months
- Balance Transfers APR
- 18.49% - 25.24% Variable
- APR for Cash Advances
- 28.24% Variable
Fees
- Annual Fee
- $75 annually
- Fees for Balance Transfer
- The greater of $10 or 3% of the amount of the Balance Transfer
- Fees for Cash Advances
- 3.5% of the amount of the Cash Advance, but not less than $5
- Return Payment
- $25 for the first returned payment $35 for any further returned payments during the next 6 billing cycles
- Late Payment
- $25 for the first late payment $35 for any further late payments during the next 6 billing cycles
Pros & Cons
Pros:
- Intro APR period
Cons:
- Annual Fee
- Foreign Transaction Fee
Features
- 0% Intro APR
- Payment Flexibility
- Trip Cancellation
- Auto Rental Insurance
- Good Credit
- Excellent Credit
About the issuer
RBC Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Divvy
Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
Apply now
On Cross River Bank‘s site
Travel, Daily use
Capital One Venture Rewards Credit Card
Recommended credit score
Good to Excellent (670-799)
- $95Annual Fee
- 19.99% - 29.99%Regular APR
- 5xMiles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.
- NonePurchase Intro APR
Learn more
on our partner’s site
Unsecured
Destiny® Mastercard®
First Electronic Bank
Recommended credit score
No Credit History to Fair (0-669)
- *see terms*Annual Fee
- 35.90%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
Apply now
On First Electronic Bank‘s site
See Another Credit Cards in the Bank
RBC Bank Visa Signature® Black Plus is an option for those, who need Classic features. With an APR of 18.49% - 25.24% and $75 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With RBC Bank Visa Signature® Black Plus you will get such features as 0% Intro APR, Payment Flexibility, Trip Cancellation, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.