USES

Visa Signature® Black Plus from RBC Bank Review

Visa Signature® Black Plus from RBC Bank — all information about the credit card.

Updated December 18, 2023
Advertiser Disclosure Our Methodology
RBC Bank Visa Signature® Black Plus
Apply now
Our Rating:
3.2 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1.5x RBC Rewards point for every $1 spent on your card.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $75 annually
  • Purchase Intro APR:
    0% Introductory APR for 6 months
  • Regular APR:
    18.49% - 25.24% Variable
  • Balance Transfer APR:
    18.49% - 25.24% Variable
Show more

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RBC Bank Visa Signature® Black Plus Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1.5X
All purchases
$
How would you like to redeem points?
Calculate
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All benefits

  • Points
    • 1.5x For every $1 spent on your card.
  • Travel
    • Trip cancellation or interruption insurance:
    • Up to $5,000.
    • Travel accident insurance:
    • Up to $500,000.
    • Lost luggage reimbursement:
    • Up to $3,000.
    • Auto rental collision damage waiver:
    • Protection that reduces your liability for damage if your hire car is stolen or damaged.
    • Cell phone insurance:
    • Up to $200 ($50 deductible).

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for 6 months
  • Purchase APR
    • 18.49% - 25.24% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for 6 months
  • Balance Transfers APR
    • 18.49% - 25.24% Variable
  • APR for Cash Advances
    • 28.24% Variable

Fees

  • Annual Fee
    • $75 annually
  • Fees for Balance Transfer
    • The greater of $10 or 3% of the amount of the Balance Transfer
  • Fees for Cash Advances
    • 3.5% of the amount of the Cash Advance, but not less than $5
  • Return Payment
    • $25 for the first returned payment $35 for any further returned payments during the next 6 billing cycles
  • Late Payment
    • $25 for the first late payment $35 for any further late payments during the next 6 billing cycles
View all Rates & Fees

Pros & Cons

Pros:
  • Intro APR period
Cons:
  • Annual Fee
  • Foreign Transaction Fee

Features

Classic
Visa
Contactless
  • 0% Intro APR
  • Payment Flexibility
  • Trip Cancellation
  • Auto Rental Insurance
  • Good Credit
  • Excellent Credit

About the issuer

RBC Bank
RBC Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

RBC Bank Visa Signature® Black Plus is an option for those, who need Classic features. With an APR of 18.49% - 25.24% and $75 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With RBC Bank Visa Signature® Black Plus you will get such features as 0% Intro APR, Payment Flexibility, Trip Cancellation, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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