Visa Signature® Black from RBC Bank Review
Visa Signature® Black from RBC Bank — all information about the credit card.
Updated December 18, 2023
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Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 1x RBC Rewards point for every $1 spent on your card.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:0% Introductory APR for 6 months
- Regular APR:18.49% - 25.24% Variable
- Balance Transfer APR:18.49% - 25.24% Variable
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RBC Bank Visa Signature® Black Rewards Calculator
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All benefits
- Cash back
- 1x For every $1 spent on your card.
- Travel
- Trip cancellation or interruption insurance:
- Up to $5,000.
- Travel accident insurance:
- Up to $500,000.
- Lost luggage reimbursement:
- Up to $3,000.
- Auto rental collision damage waiver:
- Protection that reduces your liability for damage if your hire car is stolen or damaged.
Rate and fee information
- Purchase Intro APR
- 0% Introductory APR for 6 months
- Purchase APR
- 18.49% - 25.24% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 18.49% - 25.24% Variable
- APR for Cash Advances
- 28.24% Variable
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- $10 or 3% of the amount of the Balance Transfer
- Fees for Cash Advances
- 3.5% of the amount of the Cash Advance, but not less than $5
- Return Payment
- $25 for the first returned payment, $35 for any further returned payments during the next 6 billing cycles
- Late Payment
- $25 for the first late payment, $35 for any further late payments during the next 6 billing cycles
Pros & Cons
Pros:
- No Annual Fee
- Intro APR period on purchases
Cons:
- Foreign Transaction Fee
- No Intro APR period on balance transfers
Features
- 0% Intro APR
- No Annual Fee
- Fraud Protection
- Bonus points
- Purchase Protection
- Lost Luggage Reimbursement
- Trip Cancellation
- Auto Rental Insurance
- Good Credit
- Excellent Credit
About the issuer
RBC Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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No Credit History to Fair (0-669)
- *see terms*Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
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Recommended credit score
Good to Excellent (670-799)
- $0Annual Fee
- 17.99% - 27.99%Regular APR
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Recommended credit score
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See Another Credit Cards in the Bank
RBC Bank Visa Signature® Black is an option for those, who need Classic features. With an APR of 18.49% - 25.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With RBC Bank Visa Signature® Black you will get such features as 0% Intro APR, No Annual Fee, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.