Visa Signature® Black from RBC Bank Review

Visa Signature® Black from RBC Bank — all information about the credit card.

RBC Bank Visa Signature® Black
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Our Rating:
3.4 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1x RBC Rewards point for every $1 spent on your card.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for 6 months
  • Regular APR:
    18.49% - 25.24% Variable
  • Balance Transfer APR:
    18.49% - 25.24% Variable
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RBC Bank Visa Signature® Black Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1X
All purchases
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All benefits

  • Cash back
    • 1x For every $1 spent on your card.
  • Travel
    • Trip cancellation or interruption insurance:
    • Up to $5,000.
    • Travel accident insurance:
    • Up to $500,000.
    • Lost luggage reimbursement:
    • Up to $3,000.
    • Auto rental collision damage waiver:
    • Protection that reduces your liability for damage if your hire car is stolen or damaged.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for 6 months
  • Purchase APR
    • 18.49% - 25.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 18.49% - 25.24% Variable
  • APR for Cash Advances
    • 28.24% Variable

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • $10 or 3% of the amount of the Balance Transfer
  • Fees for Cash Advances
    • 3.5% of the amount of the Cash Advance, but not less than $5
  • Return Payment
    • $25 for the first returned payment, $35 for any further returned payments during the next 6 billing cycles
  • Late Payment
    • $25 for the first late payment, $35 for any further late payments during the next 6 billing cycles
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period on purchases
Cons:
  • Foreign Transaction Fee
  • No Intro APR period on balance transfers

Features

Classic
Visa
Contactless
  • 0% Intro APR
  • No Annual Fee
  • Fraud Protection
  • Bonus points
  • Purchase Protection
  • Lost Luggage Reimbursement
  • Trip Cancellation
  • Auto Rental Insurance
  • Good Credit
  • Excellent Credit

About the issuer

RBC Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Travel, Daily use
Venture Rewards Capital One
Capital One Venture Rewards Credit Card
3.43 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • $95
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 5x
    Miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
  • None
    Purchase Intro APR
Learn more
on our partner’s site
Good credit score
Upgrade Cash Rewards Visa®
Upgrade Cash Rewards Visa®
4.35 out of 5
Recommended credit score
score
Fair to Excellent (580-799)
  • None
    Annual Fee
  • 14.99% - 29.99%
    Regular APR
  • 1.5%
    Cash Back on payments.
  • N/A%
    Purchase Intro APR
Apply now
On Upgrade‘s website
Divvy Cross River Bank
Divvy
Cross River Bank
4.04 out of 5
Recommended credit score
score
Fair to Excellent (580-799)
  • None
    Annual Fee
  • None
    Regular APR
  • 2x - 7x:
    Points on restaurants.
  • None
    Purchase Intro APR
Apply now
On Cross River Bank‘s site

See Another Credit Cards in the Bank

RBC Bank Visa Signature® Black is an option for those, who need Classic features. With an APR of 18.49% - 25.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With RBC Bank Visa Signature® Black you will get such features as 0% Intro APR, No Annual Fee, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

Another popular cards for you
5 out of 5
Recommended credit score
scorer
Excellent (740-799)
  • None
    Annual Fee
  • 18.49% - 24.49%
    Regular APR
  • 5%
    Cash Back on hotels and rental cars booked through Capital One Travel.
  • None
    Purchase Intro APR
Learn more
on our partner’s site