How to Choose the Right OneUnited Bank Credit Card?
Sometimes, choosing the right credit card from a specific credit card issuer is quite difficult. Considering OneUnited Bank, there are three steps that will make your decision process easier.
First and foremost, you should check your current credit score. It will be from "Poor” to “Excellent”, and the higher your credit is, the better OneUnited Bank credit card offers and terms are available to you.
Then, you should understand why you need a OneUnited Bank credit card and determine key aspects your potential credit card must have. If you search for a credit card to increase your credit, then look for the ones with long grace period and no annual fee. If your goal is to avoid spending money on interest, OneUnited Bank credit cards with the smallest interest and long intro offer are your best choice. If you need a credit card with cashback, check the rewards program offered by OneUnited Bank.
Finally, compare the OneUnited Bank offers you think are the best for you, but now looking at all the aspects. Overall, the best credit card fits the following characteristics: low interest rate, long grace period, low fees, high credit limit, the finance charge calculations include one billing cycle only, and generous rewards and sign-up bonuses. You can easily compare OneUnited Bank credit cards in the table below.
Side-by-Side Comparison of OneUnited Bank Credit Cards
| Card Name
| APR
| Annual fee
| Rewards
| Intro offer
|
|---|
| Unity Visa® Secured
| 17.99% Fixed
| $39
| This card doesn't offer cash back, miles or points. | No current offer. |
Conclusion
OneUnited Bank provides a wide range of credit cards with various features, yet it’s important to find the one that designed for you.
