New England Federal Credit Union Credit Cards

We found 2 New England Federal Credit Union credit cards. Read on to get more insights.

By Hanna Volkava
Updated November 01, 2024

Best Credit Cards in November 2024

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NEFCU Visa
Annual fee:
$0
Regular APR:
12.40% - 18.00% Variable
Our Rating:
3.2
scorer
Credit score
Good to Excellent (670-799)
  • Balance Transfer APR:
    12.40% - 18.00% Variable
  • Issuer name:
    New England Federal Credit Union
  • Details:

    The NEFCU Visa Credit Card has no annual fee.

    The APR for purchases and balance transfers is 12.40% - 18.00% Variable.

  • Pros:
    • No Annual Fee
    • No fee for balance transfers
    • No fee for cash advances
    • No Foreign Transaction Fee
  • Cons:
    • No rewards
  • Benefits:
    • Fraud Protection 24/7;
    • 24/7 online access through NEFCUOnline.
Card detail
NEFCU Visa Rewards
Annual fee:
$0
Regular APR:
12.40% - 18.00% Variable
Our Rating:
3.47
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1% Cash Back on purchases.
  • Balance Transfer APR:
    12.40% - 18.00% Variable
  • Issuer name:
    New England Federal Credit Union
  • Details:

    The NEFCU Visa Rewards Credit Card has no annual fee. The Card earns 1% Cash Back on all purchases.

    The APR for purchases and balance transfers is 12.40% - 18.00% Variable.

  • Pros:
    • No Annual Fee
    • No fee for balance transfers
    • No fee for cash advances
  • Cons:
    • No welcome bonus
  • Benefits:
    • 1% Cash Back on purchases;
    • 24/7 online access through NEFCU Online;
    • Zero Liability on fraud.
Card detail

How to Choose the Right New England Federal Credit Union Credit Card?

Sometimes, choosing the best credit card from a specific credit card company is quite hard. Considering New England Federal Credit Union, the three following steps can make your decision process easier.

First of all, you need to check your credit score. It can vary from "Poor” to “Excellent”, and the higher your credit is, the better New England Federal Credit Union credit card offers and terms are available to you.

Then, you should decide on why you need a New England Federal Credit Union credit card and determine key aspects your potential credit card must have. If you want a credit card to increase your credit, then look for those with long grace period and no annual fee. If you want to not spend money on interest, New England Federal Credit Union credit cards with the smallest interest and long intro offer are your option. If you are looking for a credit card with cash, points, or miles rewards, pay attention to the rewards program the New England Federal Credit Union offers.

Finally, try to compare the New England Federal Credit Union offers you find the best for you, but now considering all the aspects. Overall, the best credit card has the following characteristics: near-zero annual percentage rate (APR), no fees, high credit limit, the finance charge calculations include one billing cycle only, and great rewards and sign-up bonuses. You can easily compare New England Federal Credit Union credit cards in the table below.

Side-by-Side Comparison of New England Federal Credit Union Credit Cards

Card Name APR Annual fee Rewards Intro offer
Visa 12.40% - 18.00% Variable $0
  • This card doesn't offer cash back, miles or points.
  • No current offer.
  • Visa Rewards 12.40% - 18.00% Variable $0
  • 1% Cash Back on purchases.
  • No current offer.
  • Conclusion

    Today, New England Federal Credit Union has a range of credit cards with various options, yet it’s important to find the one that will be the best for you.

    Hanna VolkavaHanna Volkava

    Financial and product expert

    hv@myfin.us