Visa from New England Federal Credit Union Review

Visa from New England Federal Credit Union — all information about the credit card.

NEFCU Visa
Apply now
Our Rating:
3.2 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    12.40% - 18.00% Variable
  • Balance Transfer APR:
    12.40% - 18.00% Variable
Show more

We recommend more cards

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 12.40% - 18.00% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 12.40% - 18.00% Variable
  • APR for Cash Advances
    • 12.40% - 18.00% Variable
  • How to Avoid Paying Interest
    • Your due date is the 21st of each month and is at least 25 days after the close of each billing cycle. You have 25 days interest free on all purchases regardless of the previous month’s balance. If you pay all purchases in full within 25 days of the close of each billing cycle you will not pay interest. You will be charged interest on cash advances on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • None
  • Fees for Cash Advances
    • None
  • Return Payment
    • None
  • Late Payment
    • $20 or the Minimum Payment Amount, whichever is less
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No fee for balance transfers
  • No fee for cash advances
  • No Foreign Transaction Fee
Cons:
  • No rewards

Features

Classic
Visa
  • Low interest
  • No Annual Fee
  • No foreign transaction fees
  • Fraud Protection
  • Good Credit
  • Excellent Credit

About the issuer

New England Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Divvy Cross River Bank
Divvy
Cross River Bank
4.04 out of 5
Recommended credit score
score
Fair to Excellent (580-799)
  • None
    Annual Fee
  • None
    Regular APR
  • 2x - 7x:
    Points on restaurants.
  • None
    Purchase Intro APR
Apply now
On Cross River Bank‘s site
Travel, Daily use
Venture Rewards Capital One
Capital One Venture Rewards Credit Card
3.43 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • $95
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 5x
    Miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
  • None
    Purchase Intro APR
Learn more
on our partner’s site
Cash Back, 0 APR, No Annual Fee, Restaurants, Entertainment, Daily use
SavorOne Rewards Capital One
Capital One SavorOne Cash Rewards Credit Card
4.27 out of 5
Recommended credit score
score
Excellent (740-799)
  • None
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 5%
    Cash Back on hotels and rental cars booked through Capital One Travel.
  • 0% Introductory APR for the first 15 months that your account is open
    Purchase Intro APR
Learn more
on our partner’s site

See Another Credit Cards in the Bank

New England Federal Credit Union Visa is an option for those, who need Classic features. With an APR of 12.40% - 18.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With New England Federal Credit Union Visa you will get such features as Low interest, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

Another popular cards for you
Best for Fair credit
3.6 out of 5
Recommended credit score
scorer
Fair to Good (580-739)
  • $39
    Annual Fee
  • 29.99%
    Regular APR
  • 1.5%
    Cash Back on every purchase.
  • None
    Purchase Intro APR
Learn more
on our partner’s site