NASA Federal Credit Union Credit Cards

We found 3 NASA Federal Credit Union credit cards. Read on to get more insights.

By Hanna Volkava
Updated November 01, 2024

Best Credit Cards in November 2024

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NASA FCU Visa Classic
Annual fee:
$0
Regular APR:
12.40% - 17.99%
Our Rating:
3.25
scorer
Credit score
No Credit History to Poor (0-579)
  • Balance Transfer APR:
    9.90% - 17.99% For balance transfers made within 90-days of account opening for qualified applicants
    12.40% - 17.99%
  • Issuer name:
    NASA Federal Credit Union
  • Details:

    The NASA FCU Visa Classic Credit Card is an unsecured credit-builder card.

    The Visa Classic Card doesn't charge an annual fee.

    The APR for purchases is 12.40% - 17.99%.

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
  • Cons:
    • No Intro APR period
    • No rewards
  • Benefits:
    • Real-time account management;
    • Share Secured Visa credit card available.
Card detail
NASA FCU Visa® Platinum Advantage Rewards
Annual fee:
$0
Regular APR:
14.65% - 17.99% Variable
Our Rating:
3.46
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1x Point for every $1 you spend on all purchases.
  • Balance Transfer APR:
    9.90% - 17.99% Annual Percentage Rate (APR) is valid only on balance transfers made within 90-days of account opening
    14.65% - 17.99% Variable
  • Issuer name:
    NASA Federal Credit Union
  • Details:

    The NASA FCU Visa® Platinum Advantage Rewards Credit Card doesn't charge an annual fee.

    The Card earns 1x point on all purchases. Redeem your points for merchandise, gift cards and more on the Platinum Advantage Rewards Site.

    The APR for purchases is 14.65% - 17.99% (Variable).

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
    • No extra fees
  • Cons:
    • No welcome bonus
    • Penalty APR
  • Benefits:
    • 1x point for every $1 you spend on all purchases;
    • 24/7 emergency assistance;
    • Fraud Protection;
    • Extended Warranty Coverage.
Card detail
NASA FCU Visa Platinum Cash Rewards
Annual fee:
$0
Regular APR:
17.99% Variable
Our Rating:
3.9
scorer
Credit score
Excellent (740-799)
  • Rewards Rate:
    • 1.5% Cash Back on every purchase you make.
  • Balance Transfer APR:
    17.99% Variable
  • Issuer name:
    NASA Federal Credit Union
  • Details:

    The NASA FCU Visa Platinum Cash Rewards Credit Card earns 1.5 Cash Back on all purchases.

    The Card doesn't charge an annual fee. Rates as low as 17.99% APR – and as low as 9.9% APR for the life of all balance transfers.

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
  • Cons:
    • No welcome bonus
  • Benefits:
    • 1.5% Cash Back on all purchases;
    • Flexible redemption options;
    • 24/7 emergency assistance;
    • Fraud protection;
    • Extended warranty coverage.
Card detail

How to Choose the Right NASA Federal Credit Union Credit Card?

Choosing the right credit card from a specific credit card issuer is quite hard. Considering NASA Federal Credit Union, the three following steps can help you.

First of all, you are to check your current credit score. It can vary from "Poor” to “Excellent”, and the higher your score is, the better NASA Federal Credit Union options of credit cards are available to you.

Secondly, you need to decide on why you want a NASA Federal Credit Union credit card and determine key features your future credit card must have. If you search for a credit card to increase your credit score, look for the ones with extended grace period and no annual fee. If your goal is to not spend money on interest, NASA Federal Credit Union credit cards with the smallest interest and long intro offer are your best choice. If you need a credit card with cash, points, or miles rewards, check the rewards program offered by NASA Federal Credit Union.

Finally, compare the NASA Federal Credit Union offers you find the best for you, but now taking into consideration all the features. In general, an ideal credit card has the following characteristics: low annual percentage rate (APR), long grace period, no fees, high credit limit, and large rewards and sign-up bonuses. You can easily compare NASA Federal Credit Union credit cards in the table below.

Side-by-Side Comparison of NASA Federal Credit Union Credit Cards

Card Name APR Annual fee Rewards Intro offer
Visa Classic 12.40% - 17.99% $0
  • This card doesn't offer cash back, miles or points.
  • No current offer.
  • Visa® Platinum Advantage Rewards 14.65% - 17.99% Variable $0
  • 1x Point for every $1 you spend on all purchases.
  • No current offer.
  • Visa Star Trek™ 11.65% - 17.99% Variable $39
  • 3x Points on startrek.com purchases.
  • 2x Points on gas station purchases.
  • 1x Points on all other purchases.
  • 20,000x Once $2,000 is spent within the first 90 days of account opening, 20,000 bonus points will be awarded, which is equivalent to $300 redeemed for Cash Back.
  • Visa Platinum Cash Rewards 17.99% Variable $0
  • 1.5% Cash Back on every purchase you make.
  • No current offer.
  • Conclusion

    Today, NASA Federal Credit Union has a range of credit cards with different features, yet it’s important to find the one that will be the best for you.

    Hanna VolkavaHanna Volkava

    Financial and product expert

    hv@myfin.us