USES

Visa Classic from NASA Federal Credit Union Review

Visa Classic from NASA Federal Credit Union ā€” all information about the credit card.

Updated December 19, 2023
Advertiser Disclosure Our Methodology
NASA FCU Visa Classic
Apply now
Our Rating:
3.25 out of 5
scorer
Recommended credit score
No Credit History to Poor (0-579)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    12.40% - 17.99%
  • Balance Transfer APR:
    9.90% - 17.99% For balance transfers made within 90-days of account opening for qualified applicants
    12.40% - 17.99%
Show more

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Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 12.40% - 17.99%
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 9.90% - 17.99% For balance transfers made within 90-days of account opening for qualified applicants
      12.40% - 17.99%
  • APR for Cash Advances
    • 14.40% - 18.00%
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances and balance transfers on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • None
  • Fees for Cash Advances
    • 3% of advance ($5 minimum)
  • Penalty Fees
    • 18.00%
  • Return Payment
    • $25.00 for the first time late within prior six (6) billing periods; otherwise $35.00
  • Late Payment
    • $25.00 for the first time late within prior six (6) billing periods; otherwise $35.00
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No Foreign Transaction Fee
Cons:
  • No Intro APR period
  • No rewards

Features

Classic
Visa
  • Low interest
  • No Annual Fee
  • No foreign transaction fees
  • Poor Credit

About the issuer

NASA Federal Credit Union
NASA Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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    Annual Fee
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    Purchase Intro APR
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    Purchase Intro APR
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Upgrade Triple Cash Rewards VisaĀ® Upgrade
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Recommended credit score
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Good to Excellent (670-799)
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    Annual Fee
  • 14.99% - 29.99%
    Regular APR
  • 3%
    Cash Back on Home, Auto and Health categories.
  • None
    Purchase Intro APR
Apply now
On Upgradeā€˜s website

See Another Credit Cards in the Bank

NASA Federal Credit Union Visa Classic is an option for those, who need Classic features. With an APR of 12.40% - 17.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With NASA Federal Credit Union Visa Classic you will get such features as Low interest, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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