Kemba Financial Credit Union Credit Cards

We found 2 Kemba Financial Credit Union credit cards. Read on to get more insights.

By Hanna Volkava
Updated November 01, 2024

Best Credit Cards in November 2024

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Kemba Platinum Visa® with Rewards
Annual fee:
$0
Regular APR:
13.24% - 19.24% Variable
Our Rating:
3.31
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1% Cash Back rewards on purchases.
  • Balance Transfer APR:
    13.24% - 19.24% Variable
  • Issuer name:
    Kemba Financial Credit Union
  • Details:

    The Kemba Platinum Visa® with Rewards Credit Card earns 1% Cash Back on purchases or balance transfers in the first 90 days.

    As an added bonus, your cash back rewards are deposited each February into a special Rewards Savings account that earns an amazing 5.00% APY for Advantage members and 1.00% APY for non-Advantage members.

    The Visa® Platinum doesn't charge an annual fee. The APR for purchases is 13.24% - 19.24% Variable.

  • Pros:
    • No Annual Fee
  • Cons:
    • No Intro APR period
    • Foreign Transaction Fee
  • Benefits:
    • 1% Cash Back rewards on purchases or balance transfers in the first 90 days;
    • Fraud protection.
Card detail
Kemba Premier Business Visa®
Annual fee:
$0
Regular APR:
15.24% Variable
Our Rating:
3.35
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1% Cash Back rewards on balance transfers in the first 90 days.
  • Balance Transfer APR:
    15.24% Variable
  • Issuer name:
    Kemba Financial Credit Union
  • Details:

    The Kemba Premier Business Visa® Credit Card doesn't charge an annual fee. The APR for purchases and balance transfers is 15.24% Variable.

  • Pros:
    • No Annual Fee
  • Cons:
    • No Intro APR period
  • Benefits:
    • 1% Cash Back on balance transfers in the first 90 days;
    • Fraud protection.
Card detail

How to Choose the Right Kemba Financial Credit Union Credit Card?

Choosing the right credit card from a specific credit card issuer can be difficult. Considering Kemba Financial Credit Union, the three following steps can make your decision process easier.

First of all, you need to check your credit score. It varies from "Poor” to “Excellent”, and the higher your credit is, the better Kemba Financial Credit Union credit card offers and terms are available to you.

Secondly, you need to understand why you want a Kemba Financial Credit Union credit card and determine key aspects your future credit card should have. If you search for a credit card to improve your credit score, look for those with extended grace period and no annual fee. If your aim is to not spend money on interest, Kemba Financial Credit Union credit cards with the smallest interest and long intro offer are your option. In case you are looking for a credit card with cash, points, or miles rewards, check the rewards program offered by Kemba Financial Credit Union.

Finally, compare the Kemba Financial Credit Union credit cards you think are the best for you, but taking into consideration all the aspects. Overall, the best credit card has the following characteristics: near-zero annual percentage rate (APR), low fees, extended credit limit, the finance charge calculations include one billing cycle only, and great rewards and sign-up bonuses. You can easily compare Kemba Financial Credit Union credit cards in the table below.

Side-by-Side Comparison of Kemba Financial Credit Union Credit Cards

Card Name APR Annual fee Rewards Intro offer
Platinum Visa® with Rewards 13.24% - 19.24% Variable $0
  • 1% Cash Back rewards on purchases.
  • No current offer.
  • Premier Business Visa® 15.24% Variable $0
  • 1% Cash Back rewards on balance transfers in the first 90 days.
  • No current offer.
  • Conclusion

    Kemba Financial Credit Union issues a wide range of credit cards with various features, yet it’s important to find the one that designed for you.

    Hanna VolkavaHanna Volkava

    Financial and product expert

    hv@myfin.us