How to Choose the Right Kemba Financial Credit Union Credit Card?
Choosing the right credit card from a specific credit card issuer can be difficult. Considering Kemba Financial Credit Union, the three following steps can make your decision process easier.
First of all, you need to check your credit score. It varies from "Poor” to “Excellent”, and the higher your credit is, the better Kemba Financial Credit Union credit card offers and terms are available to you.
Secondly, you need to understand why you want a Kemba Financial Credit Union credit card and determine key aspects your future credit card should have. If you search for a credit card to improve your credit score, look for those with extended grace period and no annual fee. If your aim is to not spend money on interest, Kemba Financial Credit Union credit cards with the smallest interest and long intro offer are your option. In case you are looking for a credit card with cash, points, or miles rewards, check the rewards program offered by Kemba Financial Credit Union.
Finally, compare the Kemba Financial Credit Union credit cards you think are the best for you, but taking into consideration all the aspects. Overall, the best credit card has the following characteristics: near-zero annual percentage rate (APR), low fees, extended credit limit, the finance charge calculations include one billing cycle only, and great rewards and sign-up bonuses. You can easily compare Kemba Financial Credit Union credit cards in the table below.
Side-by-Side Comparison of Kemba Financial Credit Union Credit Cards
Card Name
| APR
| Annual fee
| Rewards
| Intro offer
|
---|
Platinum Visa® with Rewards
| 13.24% - 19.24% Variable
| $0
| 1% Cash Back rewards on purchases. | No current offer. |
Premier Business Visa®
| 15.24% Variable
| $0
| 1% Cash Back rewards on balance transfers in the first 90 days. | No current offer. |
Conclusion
Kemba Financial Credit Union issues a wide range of credit cards with various features, yet it’s important to find the one that designed for you.