Platinum Visa® with Rewards from Kemba Financial Credit Union Review
Platinum Visa® with Rewards from Kemba Financial Credit Union — all information about the credit card.
- Rewards Rate:
- 1% Cash Back rewards on purchases.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:13.24% - 19.24% Variable
- Balance Transfer APR:13.24% - 19.24% Variable
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Kemba Financial Credit Union Platinum Visa® with Rewards Rewards Calculator
Follow these simple steps to make the most of Kemba Financial Credit Union Platinum Visa® with Rewards credit card:
- Spend more on All purchases
- Pay off your balance in full each month.
- Make a large purchases plan.
Using these tips will help you not only to cover your annual fee but also to get a net profit from making purchases with Kemba Financial Credit Union Platinum Visa® with Rewards.
- All purchases
All benefits
- Cash back
- 1% On purchases.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 13.24% - 19.24% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 13.24% - 19.24% Variable
- APR for Cash Advances
- 22.24% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.
Fees
- Annual Fee
- $0
- Fees for Cash Advances
- $5 or 3% of the amount of each cash advance, whichever is greater
- Penalty Fees
- 21.99%
- Return Payment
- $10 or the amount of the required minimum payment, whichever is less
- Late Payment
- $15 if balance is $250 or less ($25 if your payment is late more than once in a six-month period); $25 if balance is more than $250 ($35 if your payment is late more than once in a six-month period)
Pros & Cons
- No Annual Fee
- No Intro APR period
- Foreign Transaction Fee
Features
- Low interest
- No Annual Fee
- Fraud Protection
- Rewards
- Good Credit
- Excellent Credit
About the issuer
Compare with other cards
- NoneAnnual Fee
- 19.99% - 29.99%Regular APR
- 5%Cash Back on hotels and rental cars booked through Capital One Travel.
- 0% Introductory APR for the first 15 months that your account is openPurchase Intro APR
- $95Annual Fee
- 19.99% - 29.99%Regular APR
- 5xMiles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
- NonePurchase Intro APR
- $39Annual Fee
- 18.24%Regular APR
- 1%Cash Back on payments made to your First Progress Secured credit card account.
- NonePurchase Intro APR
See Another Credit Cards in the Bank
Kemba Financial Credit Union Platinum Visa® with Rewards is an option for those, who need Platinum features. With an APR of 13.24% - 19.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Kemba Financial Credit Union Platinum Visa® with Rewards you will get such features as Low interest, No Annual Fee, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.