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Platinum Visa® with Rewards from Kemba Financial Credit Union Review

Platinum Visa® with Rewards from Kemba Financial Credit Union — all information about the credit card.

Updated November 24, 2023
Advertiser Disclosure Our Methodology
Kemba Platinum Visa® with Rewards
Apply now
Our Rating:
3.31 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1% Cash Back rewards on purchases.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    13.24% - 19.24% Variable
  • Balance Transfer APR:
    13.24% - 19.24% Variable
Show more

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Kemba Financial Credit Union Platinum Visa® with Rewards Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1%
All purchases
$
Calculate
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All benefits

  • Cash back
    • 1% On purchases.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 13.24% - 19.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 13.24% - 19.24% Variable
  • APR for Cash Advances
    • 22.24% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Cash Advances
    • $5 or 3% of the amount of each cash advance, whichever is greater
  • Penalty Fees
    • 21.99%
  • Return Payment
    • $10 or the amount of the required minimum payment, whichever is less
  • Late Payment
    • $15 if balance is $250 or less ($25 if your payment is late more than once in a six-month period); $25 if balance is more than $250 ($35 if your payment is late more than once in a six-month period)
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • No Intro APR period
  • Foreign Transaction Fee

Features

Platinum
Visa
  • Low interest
  • No Annual Fee
  • Fraud Protection
  • Rewards
  • Good Credit
  • Excellent Credit

About the issuer

Kemba Financial Credit Union
Kemba Financial Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

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Quicksilver Capital One
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4.49 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • None
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 5%
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  • 0% Introductory APR for the first 15 months that your account is open
    Purchase Intro APR
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Recommended credit score
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Good to Excellent (670-799)
  • $95
    Annual Fee
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    Regular APR
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    Miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
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    Purchase Intro APR
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First Progress Platinum Select Mastercard® Secured Synovus Bank
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Recommended credit score
score
No Credit History to Fair (0-669)
  • $39
    Annual Fee
  • 18.74%
    Regular APR
  • 1%
    Cash Back on payments made to your First Progress Secured credit card account.
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    Purchase Intro APR
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See Another Credit Cards in the Bank

Kemba Financial Credit Union Platinum Visa® with Rewards is an option for those, who need Platinum features. With an APR of 13.24% - 19.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Kemba Financial Credit Union Platinum Visa® with Rewards you will get such features as Low interest, No Annual Fee, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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