Jovia Financial Credit Union Credit Cards

We found 1 Jovia Financial Credit Union credit cards. Read on to get more insights.

By Hanna Volkava
Updated November 01, 2024

Best Credit Cards in November 2024

Hide all
Show all
Jovia Visa® Advantage
Annual fee:
$0
Regular APR:
8.74% - 17.99% Variable
Our Rating:
3.99
scorer
Credit score
Good to Excellent (670-799)
  • Balance Transfer APR:
    8.74% - 17.99% Variable
  • Issuer name:
    Jovia Financial Credit Union
  • Details:

    The Jovia Visa® Advantage is a low APR card from Jovia Financial Credit Union.

    The Visa® Advantage Card doesn't charge an annual fee. The APR for purchases and balance transfers is 8.74% - 17.99% Variable.

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
  • Cons:
    • No rewards
    • No Intro APR period
  • Benefits:
    • Contactless payments;
    • Pay less interest.
Card detail

How to Choose the Right Jovia Financial Credit Union Credit Card?

Choosing the right credit card from a specific credit card issuer is quite challenging. Considering Jovia Financial Credit Union, the three following steps will help you.

First and foremost, you are to figure out your current credit score. It will be from "Poor” to “Excellent”, and the higher your credit score is, the better Jovia Financial Credit Union credit card offers and terms are available to you.

Then, you should decide on why you want a Jovia Financial Credit Union credit card and determine the most crucial features your potential credit card must have. If you want a credit card to increase your credit score, look for those with large grace period and no annual fee. If your aim is to avoid spending money on interest, Jovia Financial Credit Union credit cards with the smallest interest and long intro offer are your option. If you are looking for a credit card that will provide you cash, points, or miles rewards, pay attention to the rewards program the Jovia Financial Credit Union offers.

Finally, try tocompare the Jovia Financial Credit Union offers you think are the best for you, but now taking into consideration all the features. Overall, an ideal credit card has the following characteristics: near-zero annual percentage rate (APR), long grace period, low fees, extended credit limit, and big rewards and sign-up bonuses. You can easily compare Jovia Financial Credit Union credit cards in the table below.

Side-by-Side Comparison of Jovia Financial Credit Union Credit Cards

Card Name APR Annual fee Rewards Intro offer
Visa® Advantage 8.74% - 17.99% Variable $0
  • This card doesn't offer cash back, miles or points.
  • No current offer.
  • Conclusion

    Today, Jovia Financial Credit Union issues a wide range of credit cards with different features, yet it’s better to find the best one for you.

    Hanna VolkavaHanna Volkava

    Financial and product expert

    hv@myfin.us