Insight Credit Union Credit Cards

We found 3 Insight Credit Union credit cards. Read on to get more insights.

By Hanna Volkava
Updated November 01, 2024

Best Credit Cards in November 2024

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Insight Credit Union Visa® Platinum
Annual fee:
$0
Regular APR:
9.90% - 17.99% Variable
Our Rating:
3.22
scorer
Credit score
Good to Excellent (670-799)
  • Balance Transfer APR:
    9.90% - 17.99% Variable
  • Issuer name:
    Insight Credit Union
  • Details:

    The Insight Credit Union Visa® Platinum Credit Card doesn't charge an annual fee.

    The APR for purchases and balance transfers is 9.90% - 17.99% Variable.

  • Pros:
    • No Annual Fee
  • Cons:
    • No Intro APR period
    • Foreign Transaction Fee
  • Benefits:
    • Annual Summary Statement;
    • Auto Rental Insurance;
    • Travel and Emergency Assistance;
    • Travel Accident Insurance;
    • Warranty Manager.
Card detail
Insight Credit Union Visa® Platinum Secured
Annual fee:
$0
Regular APR:
9.90% - 17.99% Variable
Our Rating:
3.22
scorer
Credit score
No Credit History to Poor (0-579)
  • Balance Transfer APR:
    9.90% - 17.99% Variable
  • Issuer name:
    Insight Credit Union
  • Details:

    The Insight Credit Union Visa® Platinum Secured Credit Card doesn't charge an annual fee.

    The APR for purchases and balance transfers is 9.90% - 17.99% Variable.

  • Pros:
    • No Annual Fee
  • Cons:
    • No Intro APR period
    • Foreign Transaction Fee
  • Benefits:
    • Visa® protections;
    • Rebuild your credit score or establish a positive credit history.
Card detail
Insight Credit Union Visa® Platinum + Rewards
Annual fee:
$0
Regular APR:
9.90% - 17.99% Variable
Our Rating:
3.51
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1x Point for every dollar spent on eligible purchases.
  • Balance Transfer APR:
    9.90% - 17.99% Variable
  • Issuer name:
    Insight Credit Union
  • Details:

    The Insight Credit Union Visa® Platinum + Rewards Credit Card earns 1x point for every dollar spent on eligible purchases.

    The Card doesn't charge an annual fee. The APR for purchases and balance transfers is 9.90% - 17.99% Variable.

  • Pros:
    • No Annual Fee
  • Cons:
    • No welcome bonus
    • No Intro APR period
    • Foreign Transaction Fee
  • Benefits:
    • 1x point for every dollar spent on eligible purchases;
    • Auto Rental Insurance;
    • Travel and Emergency Assistance;
    • Travel Accident Insurance.
Card detail

How to Choose the Right Insight Credit Union Credit Card?

Choosing the best credit card from a specific credit card issuer can be challenging. Considering Insight Credit Union, the three following steps can make your decision process easier.

First and foremost, you should check your current credit score. It varies from "Poor” to “Excellent”, and the higher your credit is, the better Insight Credit Union credit card offers and terms are available to you.

Secondly, you should identify why you need a Insight Credit Union credit card and determine the most important aspects your future credit card should have. If you want a credit card to increase your credit, look for those with large grace period and no annual fee. If you want to save money on interest, Insight Credit Union credit cards with the lowest interest and long intro offer are your best choice. In case you are looking for a credit card that will provide you cash, points, or miles rewards, check the rewards program offered by Insight Credit Union.

As a third step, compare the Insight Credit Union credit cards you find the best for you, but looking at all the aspects. Overall, the best credit card meet the following characteristics: near-zero interest rate, long grace period, no fees, high credit limit, and generous rewards and sign-up bonuses. You can easily compare Insight Credit Union credit cards in the table below.

Side-by-Side Comparison of Insight Credit Union Credit Cards

Card Name APR Annual fee Rewards Intro offer
Visa® Platinum 9.90% - 17.99% Variable $0
  • This card doesn't offer cash back, miles or points.
  • No current offer.
  • Visa® Platinum Secured 9.90% - 17.99% Variable $0
  • This card doesn't offer cash back, miles or points.
  • No current offer.
  • Visa® Platinum + Rewards 9.90% - 17.99% Variable $0
  • 1x Point for every dollar spent on eligible purchases.
  • No current offer.
  • Conclusion

    Insight Credit Union provides a range of credit cards with various features, yet it’s important to find the best one for you.

    Hanna VolkavaHanna Volkava

    Financial and product expert

    hv@myfin.us