USES

Visa® Platinum + Rewards from Insight Credit Union Review

Visa® Platinum + Rewards from Insight Credit Union — all information about the credit card.

Updated July 15, 2022
Advertiser Disclosure Our Methodology
Insight Credit Union Visa® Platinum + Rewards
Apply now
Our Rating:
3.51 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1x Point for every dollar spent on eligible purchases.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    9.90% - 17.99% Variable
  • Balance Transfer APR:
    9.90% - 17.99% Variable
Show more

We recommend more cards

Venture Rewards Capital One
Capital One Venture Rewards Credit Card
$95
Annual Fee
19.99% - 29.99%
Regular APR
5x
Miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
Learn more
on our partner’s site
Quicksilver Capital One
Capital One Quicksilver Cash Rewards Credit Card
None
Annual Fee
19.99% - 29.99%
Regular APR
5%
Cash Back on hotels and rental cars booked through Capital One Travel.
Learn more
on our partner’s site
Upgrade Cash Rewards Visa®
Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
Apply now
On Upgrade‘s website
Apply now

Insight Credit Union Visa® Platinum + Rewards Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1X
All purchases
$
How would you like to redeem points?
Calculate
Show less details

All benefits

  • Points
    • 1x On eligible purchases.
  • Travel
    • Auto Rental Insurance:
    • Rental car insurance protects you against the cost of damages that may occur when renting a vehicle.
    • Travel and Emergency Assistance:
    • Travel and Emergency Assistance Services are made available to help You in case of an emergency while You are traveling away from home.
    • Travel Accident Insurance:
    • Travel accident insurance is a specialized type of travel insurance plan. Essentially, it acts as life insurance and insurance against accidental death and dismemberment in the case of a travel accident.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 9.90% - 17.99% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 9.90% - 17.99% Variable
  • APR for Cash Advances
    • 9.90% - 17.99% Variable
  • How to Avoid Paying Interest
    • You will be charged interest on cash advances and balance transfers on the transaction date. Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • 2% of the amount of the transaction with a minimum of $10.00 and a maximum of $75.00
  • Fees for Cash Advances
    • 2% of the amount of the transaction with a minimum of $10.00
  • Penalty Fees
    • None
  • Return Payment
    • $25
  • Late Payment
    • $10.00 if your balance is less than $500.00, $20.00 if your balance is $500.00 to $2000.00, Up to $35.00 if your balance is $2000.01 or higher
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • No welcome bonus
  • No Intro APR period
  • Foreign Transaction Fee

Features

Platinum
Visa
  • Low interest
  • No Annual Fee
  • Auto Rental Insurance
  • 24/7 Travel Assistant
  • Good Credit
  • Excellent Credit

About the issuer

Insight Credit Union
Insight Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Low income
Upgrade Triple Cash Rewards Visa® Upgrade
Upgrade Triple Cash Rewards Visa®
4.06 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • None
    Annual Fee
  • 14.99% - 29.99%
    Regular APR
  • 3%
    Cash Back on Home, Auto and Health categories.
  • None
    Purchase Intro APR
Apply now
On Upgrade‘s website
Divvy Cross River Bank
Divvy
Cross River Bank
4.04 out of 5
Recommended credit score
score
Fair to Excellent (580-799)
  • None
    Annual Fee
  • None
    Regular APR
  • 2x - 7x:
    Points on restaurants.
  • None
    Purchase Intro APR
Apply now
On Cross River Bank‘s site
Cash Back, 0 APR, No Annual Fee, Restaurants, Entertainment, Daily use
SavorOne Rewards Capital One
Capital One SavorOne Cash Rewards Credit Card
4.27 out of 5
Recommended credit score
score
Excellent (740-799)
  • None
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 5%
    Cash Back on hotels and rental cars booked through Capital One Travel.
  • 0% Introductory APR for the first 15 months that your account is open
    Purchase Intro APR
Learn more
on our partner’s site

See Another Credit Cards in the Bank

Insight Credit Union Visa® Platinum + Rewards is an option for those, who need Platinum features. With an APR of 9.90% - 17.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Insight Credit Union Visa® Platinum + Rewards you will get such features as Low interest, No Annual Fee, Auto Rental Insurance, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

Another popular cards for you
Best for Fair credit
QuicksilverOne Capital One
Capital One QuicksilverOne Cash Rewards Credit Card
3.6 out of 5
Recommended credit score
scorer
Fair to Good (580-739)
  • $39
    Annual Fee
  • 29.99%
    Regular APR
  • 1.5%
    Cash Back on every purchase.
  • None
    Purchase Intro APR
Learn more
on our partner’s site