Visa® Platinum Secured from Insight Credit Union Review
Visa® Platinum Secured from Insight Credit Union — all information about the credit card.
Updated July 06, 2022
Apply now
Recommended credit score
No Credit History to Poor (0-579)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:9.90% - 17.99% Variable
- Balance Transfer APR:9.90% - 17.99% Variable
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Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 9.90% - 17.99% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 9.90% - 17.99% Variable
- APR for Cash Advances
- 9.90% - 17.99% Variable
- How to Avoid Paying Interest
- You will be charged interest on cash advances and balance transfers on the transaction date. Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- 2% of the amount of the transaction with a minimum of $10.00 and a maximum of $75.00
- Fees for Cash Advances
- 2% of the amount of the transaction with a minimum of $10.00
- Return Payment
- $25.00
- Late Payment
- $10.00 if your balance is less than $500.00, $20.00 if your balance is $500.00 to $2000.00, up to $35.00 if your balance is $2000.01 or higher
Pros & Cons
Pros:
- No Annual Fee
Cons:
- No Intro APR period
- Foreign Transaction Fee
Features
- Low interest
- No Annual Fee
- Poor Credit
About the issuer
Insight Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
18 year old
Secured Visa® Gold Preferred® Credit Card
Applied Bank®
Recommended credit score
No Credit History to Poor (0-579)
- $48Annual Fee
- 9.99%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
Apply now
On Applied Bank®‘s site
Merrick Bank Secured Credit Card
Recommended credit score
No Credit History to Poor (0-579)
- $36Annual Fee
- 22.70%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
Apply now
On Merrick Bank‘s site
Unsecured
Destiny® Mastercard®
First Electronic Bank
Recommended credit score
No Credit History to Fair (0-669)
- *see terms*Annual Fee
- 35.90%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
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See Another Credit Cards in the Bank
Insight Credit Union Visa® Platinum Secured is an option for those, who need Platinum features. With an APR of 9.90% - 17.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With Insight Credit Union Visa® Platinum Secured you will get such features as Low interest, No Annual Fee, Poor Credit, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.