PREMIER Bankcard® Secured from First PREMIER Bank Review
PREMIER Bankcard® Secured from First PREMIER Bank — all information about the credit card.
Updated January 05, 2023
Apply now
Recommended credit score
No Credit History to Poor (0-579)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$50 annually
- Purchase Intro APR:None
- Regular APR:19.9%
- Balance Transfer APR:None
Show more
We recommend more cards
Merrick Bank Secured Credit Card
$36
Annual Fee
22.70%
Regular APR
This card doesn't offer cash back, miles or points.
Apply now
On Merrick Bank‘s site
First Progress Platinum Prestige Mastercard® Secured Credit Card
$49
Annual Fee
14.24%
Regular APR
1%
Cash Back rewards on payments.
Apply now
On First Progress’s site
First Progress Platinum Select Mastercard® Secured Credit Card
$39
Annual Fee
18.24%
Regular APR
1%
Cash Back on payments made to your First Progress Secured credit card account.
Apply now
On First Progress’s site
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 19.9%
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- None
- APR for Cash Advances
- 19.9%
- How to Avoid Paying Interest
- Your due date is at least 27 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances on the transaction date.
Fees
- Annual Fee
- $50 annually
- Fees for Cash Advances
- Either $8.00 or 5% of the amount of each Cash Advance, whichever is greater
- Return Payment
- Up to $39
- Late Payment
- Up to $39
Pros & Cons
Pros:
- Qualify with bad credit
Cons:
- Annual Fee
- Foreign Transaction Fee
Features
- Poor Credit
About the issuer
First PREMIER Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Unsecured
Destiny® Mastercard®
First Electronic Bank
Recommended credit score
No Credit History to Fair (0-669)
- *see terms*Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
Apply now
On First Electronic Bank‘s site
Unsecured
FIT™ Platinum Mastercard®
Recommended credit score
No Credit History to Poor (0-579)
- See termsAnnual Fee
- 35.90%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
Apply now
On Continental Finance site
Walmart purchases
Surge® Platinum Mastercard®
Celtic Bank
Recommended credit score
No Credit History to Poor (0-579)
- $75 - $125Annual Fee
- 35.90%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
Apply now
On Celtic Bank‘s site
See Another Credit Cards in the Bank
First PREMIER Bank PREMIER Bankcard® Secured is an option for those, who need Classic features. With an APR of 19.9% and $50 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With First PREMIER Bank PREMIER Bankcard® Secured you will get such features as Poor Credit, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Total Visa® Card
Recommended credit score
Rebuilding Credit to Fair (0-669)
- $75.00 for the 1st year, $48.00 afterAnnual Fee
- 35.99%Regular APR
- 1%Cash Back on all purchases.
- NonePurchase Intro APR
Apply now
On the Total Visa® Card secure website