Goldman Sachs Credit Cards

We found 6 Goldman Sachs credit cards. Read on to get more insights.

By Hanna Volkava
Updated November 01, 2024

Best Credit Cards in November 2024

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Goldman Sachs Apple best for Metal

Apple Goldman Sachs
Annual fee:
$0
Regular APR:
19.24% - 29.49% Variable
Our Rating:
1.78
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 3% Cash Back at Apple.
    • 3% Apple Card gives you unlimited 3% Daily Cash Back on purchases you make at select merchants when you use Apple Card with Apple Pay.
    • 2% Cash Back on other Apple pay purchases.
    • 1% Cash Back on everything else.
  • Issuer name:
    Goldman Sachs
  • Details:

    The Apple Card is good for iPhone users. The card offers 3% Cash Back at Apple and select Apple pay partners, 2% Cash Back on other Apple pay purchases. You'll also earn 1% Cash Back on other purchases.

    The Apple Card has no annual fee. The Card's APRs range from 19.24% to 29.49% based on creditworthiness.

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
  • Cons:
    • Low 1% Cash Back on purchases made outside of Apple or Apple Pay
  • Benefits:
    • 3% Cash Back at Apple;
    • 3% Cash Back at select merchants;
    • 2% Cash Back on Apple Pay purchases;
    • 1% Cash Back on other purchases;
    • Titanium Construction.
Card detail
Goldman Sachs GM Extended Family
Annual fee:
$0
Regular APR:
20.24% - 29.99% Variable
Our Rating:
3.21
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1% Back on everyday purchases.
  • Intro Offer:
    • $100 Offer valid for new GM Extended Family Card members who opened an account on or after February 24, 2022 and spend $1,000 or more in eligible purchases in their first 90 days after opening an account. Bonus Earnings are equal to $100 when redeemed as a statement credit or for the purchase or lease of a new vehicle at GM.
  • Purchase Intro APR:
    0% Introductory APR for 9 months from the date of account opening
  • Balance Transfer APR:
    20.24% - 29.99% Variable
  • Issuer name:
    Goldman Sachs
  • Details:

    The GM Extended Family Credit Card earns $100 in Earnings to redeem at GM when you spend $1,000 in your first three months. Plus, earn 1% Cash Back on everyday purchases from gas and groceries to travel and tickets.

    The GM Extended Family Card doesn't charge an annual fee.

    The GM Extended Family Card offers an introductory 0% APR on purchases for 9 months, followed by a variable APR of 20.24% - 29.99%.

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
    • Intro APR period on purchases
  • Cons:
    • No Intro APR period on balance transfers
  • Benefits:
    • $100 in earnings to redeem at GM when you spend $1,000 in your first 3 months;
    • 1% back on all purchases;
    • MasterCard® World Elite benefits.
Card detail
Goldman Sachs My GM Rewards
Annual fee:
$0
Regular APR:
20.24% - 29.99% Variable
Our Rating:
4.06
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 7x Points on GM purchases.
    • 4x Points on all other purchases.
  • Intro Offer:
    • 15,000x Points after spending $1,000 on the My GM Rewards Card in your first 3 months.
  • Purchase Intro APR:
    0% Introductory APR for 9 months from the date of account opening
  • Balance Transfer APR:
    20.24% - 29.99% Variable
  • Issuer name:
    Goldman Sachs
  • Details:

    The Goldman Sachs My GM Rewards Credit Card earns 15,000 points after spending $1,000 on the My GM Rewards Card in your first 3 months. The Card earns 7x points on GM purchases and 4x points on all other purchases.

    The Goldman Sachs My GM Rewards Card doesn't charge an annual fee.

    The Card offers an introductory 0% APR on purchases for 9 months, followed by a variable APR of 20.24% - 29.99%.

  • Pros:
    • No Annual Fee
    • Intro APR period on purchases
  • Cons:
    • No Intro APR period on balance transfers
  • Benefits:
    • 15,000 points (after spending $1,000 on the My GM Rewards Card in your first 3 months);
    • 7x points on GM purchases;
    • 4x points on all other purchases;
    • Automatic Gold Tier.
Card detail
Goldman Sachs GM Business
Annual fee:
$0
Regular APR:
19.24% - 29.24% Variable
Our Rating:
5
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 5% In Earnings on GM dealership parts or service.
    • 3% In Earnings on gas, restaurants, office supply stores.
    • 1% In Earnings on all other purchases.
  • Intro Offer:
    • $750 In Earnings to redeem at GM towards the purchase or lease of eligible new GM vehicles after you spend $5,000 on purchases in your first 5 months from account opening.
  • Purchase Intro APR:
    0% Introductory APR for 12 months from the date of account opening
  • Balance Transfer APR:
    19.24% - 29.24% Variable
  • Issuer name:
    Goldman Sachs
  • Details:

    The GM Business Credit Card earns $750 in Earnings to redeem at GM towards the purchase or lease of eligible new GM vehicles after you spend $5,000 on purchases in your first 5 months from account opening.

    The Card offers 5% in Earnings on GM dealership parts or service, 3% in Earnings on gas, restaurants, office supply stores plus 1% everywhere else.

    The GM Business Card doesn't charge an annual fee.

    The Card has a 0% introductory APR period for 12 months on purchases. After that, the variable APR is 19.24% - 29.24%.

  • Pros:
    • No Annual Fee
  • Cons:
    • No Intro APR period on balance transfers
  • Benefits:
    • $750 in Earnings to redeem at GM towards the purchase or lease of eligible new GM vehicles (after you spend $5,000 on purchases in your first 5 months from account opening);
    • 5% in Earnings on GM dealership parts or service;
    • 3% in Earnings on gas, restaurants, office supply stores plus 1% everywhere else;
    • No-cost employee cards with unique spending limits.
Card detail
Goldman Sachs My Chevrolet Rewards Card
Annual fee:
$0
Regular APR:
20.24% - 29.99% Variable
Our Rating:
3.57
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 7x Total points for every $1 spent on paid Chevrolet Certified Service, GM Genuine Parts and ACDelco Parts , eligible accessories, and most OnStar® and Connected Services plans.
    • 4x Points for every $1 spent using the card, anywhere, everyday.
  • Intro Offer:
    • 15,000x Bonus points after spending $1,000 on the My Chevrolet Rewards Card in your first 3 months.
  • Purchase Intro APR:
    0% Introductory APR period for 9 months from the date of account opening
  • Issuer name:
    Goldman Sachs
  • Details:

    My Chevrolet Rewards Card earns 15,000 points after spending $1,000 in your first 3 months. The Card offers 7x total points for every $1 spent on paid Chevrolet Certified Service, GM Genuine Parts and ACDelco Parts, eligible accessories, and most OnStar® and Connected Services plans. Plus, earn 4x points on all purchases.

    My Chevrolet Rewards Card doesn't charge an annual fee.

    The Card has a 0% introductory APR period for 9 billing cycles on purchases. After that, the variable APR is 20.24% - 29.99%.

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
  • Cons:
    • Balance transfers are not available
  • Benefits:
    • 15,000 points after spending $1,000 on the My Chevrolet Rewards Card in your first 3 months;
    • 7x total points for every $1 spent on paid Chevrolet Certified Service, GM Genuine Parts and ACDelco Parts, eligible accessories, and most OnStar® and Connected Services plans;
    • 4x points for every $1 spent using the card, anywhere, everyday;
    • Automatic Gold Tier;
    • Access to Special Offers;
    • Mastercard Airport Concierge™;
    • Concierge;
    • Mastercard Golf;
    • Mastercard Travel and Lifestyle Services;
    • Priceless Cities Offers & Experiences.
Card detail
Goldman Sachs My Buick Rewards
Annual fee:
$0
Regular APR:
20.24% - 29.99% Variable
Our Rating:
3.47
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 7x Total points for every $1 spent on paid Buick Certified Service, GM Genuine Parts and ACDelco Parts, eligible Accessories, and most OnStar® and Connected Services plans.
    • 4x Points for every $1 spent using the card, anywhere, everyday.
  • Intro Offer:
    • 15,000x Bonus points after spending $1,000 on the My Buick Rewards Card in your first 3 months.
  • Purchase Intro APR:
    0% Introductory APR for 12 months from the date of account opening
  • Issuer name:
    Goldman Sachs
  • Details:

    The Goldman Sachs My Buick Rewards Card doesn't charge an annual fee.

    The Card has a 0% introductory APR period for 12 months on purchases. After that, the variable APR is 20.24% - 29.99%.

    The Goldman Sachs My Buick Rewards Card earns 15,000 bonus points after spending $1,000 in your first 3 months. The Card offers 7x total points for every $1 spent on paid Buick Certified Service, GM Genuine Parts and ACDelco Parts, eligible Accessories, and most OnStar® and Connected Services plans. Plus, earn 4x points for every $1 spent on all purchases.

  • Pros:
    • No Annual Fee
  • Cons:
    • Balance transfers are not available
  • Benefits:
    • 15,000 bonus points after spending $1,000 on the My Buick Rewards Card in your first 3 months;
    • 7x total points for every $1 spent on paid Buick Certified Service, GM Genuine Parts and ACDelco Parts, eligible Accessories, and most OnStar® and Connected Services plans;
    • 4x points for every $1 spent using the card, anywhere, everyday;
    • Gold Tier status;
    • $100 statement credit for $1,500 in fuel† spend per calendar year, or a $100 statement credit for six electrical bill payments per calendar year for GM electric vehicle owners;
    • $50 detailing allowance;
    • Concierge Services;
    • Mastercard Travel & Lifestyle Services;
    • Mastercard Airport Concierge;
    • Mastercard Golf;
    • Zero Liability.
Card detail

How to Choose the Right Goldman Sachs Credit Card?

Choosing the right credit card from a specific credit card company can be challenging. Considering Goldman Sachs, the three following steps will make your decision process easier.

First of all, you need to check your current credit score. It can vary from "Poor” to “Excellent”, and the higher your credit is, the better Goldman Sachs credit card offers and terms are available to you.

Secondly, you should understand why you want a Goldman Sachs credit card and determine key features your potential credit card should have. If you want a credit card to improve your credit, look for those with large grace period and no annual fee. If you want to save money on interest, Goldman Sachs credit cards with the smallest interest and long intro offer are your option. In case you are looking for a credit card that will provide you cashback, check the rewards program offered by Goldman Sachs.

Finally, try tocompare the Goldman Sachs credit cards you find the best for you, but now taking into consideration all the features. Overall, an ideal credit card has the following characteristics: low interest rate, low fees, high credit limit, the finance charge calculations include one billing cycle only, and great rewards and sign-up bonuses. You can easily compare Goldman Sachs credit cards in the table below.

Side-by-Side Comparison of Goldman Sachs Credit Cards

Card Name APR Annual fee Rewards Intro offer
Apple 19.24% - 29.49% Variable $0
  • 3% Cash Back at Apple.
  • 3% Apple Card gives you unlimited 3% Daily Cash Back on purchases you make at select merchants when you use Apple Card with Apple Pay.
  • 2% Cash Back on other Apple pay purchases.
  • 1% Cash Back on everything else.
  • No current offer.
  • GM Extended Family 20.24% - 29.99% Variable $0
  • 1% Back on everyday purchases.
  • $100 Offer valid for new GM Extended Family Card members who opened an account on or after February 24, 2022 and spend $1,000 or more in eligible purchases in their first 90 days after opening an account. Bonus Earnings are equal to $100 when redeemed as a statement credit or for the purchase or lease of a new vehicle at GM.
  • My GM Rewards 20.24% - 29.99% Variable $0
  • 7x Points on GM purchases.
  • 4x Points on all other purchases.
  • 15,000x Points after spending $1,000 on the My GM Rewards Card in your first 3 months.
  • GM Business 19.24% - 29.24% Variable $0
  • 5% In Earnings on GM dealership parts or service.
  • 3% In Earnings on gas, restaurants, office supply stores.
  • 1% In Earnings on all other purchases.
  • $750 In Earnings to redeem at GM towards the purchase or lease of eligible new GM vehicles after you spend $5,000 on purchases in your first 5 months from account opening.
  • My Chevrolet Rewards Card™ 20.24% - 29.99% Variable $0
  • 7x Total points for every $1 spent on paid Chevrolet Certified Service, GM Genuine Parts and ACDelco Parts , eligible accessories, and most OnStar® and Connected Services plans.
  • 4x Points for every $1 spent using the card, anywhere, everyday.
  • 15,000x Bonus points after spending $1,000 on the My Chevrolet Rewards Card in your first 3 months.
  • My Buick Rewards 20.24% - 29.99% Variable $0
  • 7x Total points for every $1 spent on paid Buick Certified Service, GM Genuine Parts and ACDelco Parts, eligible Accessories, and most OnStar® and Connected Services plans.
  • 4x Points for every $1 spent using the card, anywhere, everyday.
  • 15,000x Bonus points after spending $1,000 on the My Buick Rewards Card in your first 3 months.
  • Conclusion

    Today, Goldman Sachs issues a wide range of credit cards with numerous features, yet it’s better to find the one that will be the best for you.

    Hanna VolkavaHanna Volkava

    Financial and product expert

    hv@myfin.us