My GM Rewards from Goldman Sachs Review
My GM Rewards from Goldman Sachs — all information about the credit card.
Updated December 04, 2023
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Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 7x Points on GM purchases.
- 4x Points on all other purchases.
- Intro Offer:
- 15,000x Points after spending $1,000 on the My GM Rewards Card in your first 3 months.
- Annual Fee:$0
- Purchase Intro APR:0% Introductory APR for 9 months from the date of account opening
- Regular APR:20.24% - 29.99% Variable
- Balance Transfer APR:20.24% - 29.99% Variable
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Goldman Sachs My GM Rewards Rewards Calculator
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All benefits
- Points
- 7x On GM purchases.
- 4x On all other purchases.
Rate and fee information
- Purchase Intro APR
- 0% Introductory APR for 9 months from the date of account opening
- Purchase APR
- 20.24% - 29.99% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 20.24% - 29.99% Variable
- APR for Cash Advances
- 29.99% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- None
- Fees for Cash Advances
- None
- Late Payment
- Up to $40
Pros & Cons
Pros:
- No Annual Fee
- Intro APR period on purchases
Cons:
- No Intro APR period on balance transfers
Features
- 0% Intro APR
- No Annual Fee
- Rewards
- Bonus points
- Good Credit
- Excellent Credit
About the issuer
Goldman Sachs has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Cash Back, 0 APR, No Annual Fee, Restaurants, Entertainment, Daily use
Capital One SavorOne Cash Rewards Credit Card
Recommended credit score
Excellent (740-799)
- NoneAnnual Fee
- 19.99% - 29.99%Regular APR
- 5%Cash Back on hotels and rental cars booked through Capital One Travel.
- 0% Introductory APR for the first 15 months that your account is openPurchase Intro APR
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Divvy
Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
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On Cross River Bank‘s site
Capital One Spark Cash Select for Excellent Credit
Recommended credit score
Excellent (740-799)
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- 18.49% - 24.49%Regular APR
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- NonePurchase Intro APR
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See Another Credit Cards in the Bank
Goldman Sachs My GM Rewards is an option for those, who need Classic features. With an APR of 20.24% - 29.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Goldman Sachs My GM Rewards you will get such features as 0% Intro APR, No Annual Fee, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Best for Travel, Daily use
Capital One Venture Rewards Credit Card
Recommended credit score
Good to Excellent (670-799)
- $95Annual Fee
- 19.99% - 29.99%Regular APR
- 5xMiles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
- NonePurchase Intro APR
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