USES

My GM Rewards from Goldman Sachs Review

My GM Rewards from Goldman Sachs ā€” all information about the credit card.

Updated December 04, 2023
Advertiser Disclosure Our Methodology
Goldman Sachs My GM Rewards
Apply now
Our Rating:
4.06 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 7x Points on GM purchases.
    • 4x Points on all other purchases.
  • Intro Offer:
    • 15,000x Points after spending $1,000 on the My GM Rewards Card in your first 3 months.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for 9 months from the date of account opening
  • Regular APR:
    20.24% - 29.99% Variable
  • Balance Transfer APR:
    20.24% - 29.99% Variable
Show more

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Goldman Sachs My GM Rewards Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
7X
GM purchases
$
4X
All other purchases
$
Have you already recieved the Goldman Sachs intro bonus?
How would you like to redeem points?
Calculate
Show less details

All benefits

  • Points
    • 7x On GM purchases.
    • 4x On all other purchases.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for 9 months from the date of account opening
  • Purchase APR
    • 20.24% - 29.99% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 20.24% - 29.99% Variable
  • APR for Cash Advances
    • 29.99% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • None
  • Fees for Cash Advances
    • None
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period on purchases
Cons:
  • No Intro APR period on balance transfers

Features

Classic
Mastercard
  • 0% Intro APR
  • No Annual Fee
  • Rewards
  • Bonus points
  • Good Credit
  • Excellent Credit

About the issuer

Goldman Sachs
Goldman Sachs has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Recommended credit score
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    Annual Fee
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    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
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    Annual Fee
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    Regular APR
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    Purchase Intro APR
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    Annual Fee
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See Another Credit Cards in the Bank

Goldman Sachs My GM Rewards is an option for those, who need Classic features. With an APR of 20.24% - 29.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Goldman Sachs My GM Rewards you will get such features as 0% Intro APR, No Annual Fee, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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