GM Business from Goldman Sachs Review
GM Business from Goldman Sachs — all information about the credit card.
Updated December 04, 2023
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Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 5% In Earnings on GM dealership parts or service.
- 3% In Earnings on gas, restaurants, office supply stores.
- 1% In Earnings on all other purchases.
- Intro Offer:
- $750 In Earnings to redeem at GM towards the purchase or lease of eligible new GM vehicles after you spend $5,000 on purchases in your first 5 months from account opening.
- Annual Fee:$0
- Purchase Intro APR:0% Introductory APR for 12 months from the date of account opening
- Regular APR:19.24% - 29.24% Variable
- Balance Transfer APR:19.24% - 29.24% Variable
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Goldman Sachs GM Business Rewards Calculator
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All benefits
- Cash back
- 5% On GM dealership parts or service.
- 3% On gas, restaurants, office supply stores plus 1% everywhere else.
- 1% On all other purchases.
Rate and fee information
- Purchase Intro APR
- 0% Introductory APR for 12 months from the date of account opening
- Purchase APR
- 19.24% - 29.24% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 19.24% - 29.24% Variable
- APR for Cash Advances
- 29.99% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- None
- Fees for Cash Advances
- None
- Late Payment
- Up to $40
Pros & Cons
Pros:
- No Annual Fee
Cons:
- No Intro APR period on balance transfers
Features
- 0% Intro APR
- No Annual Fee
- No foreign transaction fees
- Cashback
- Rewards
- Good Credit
- Excellent Credit
About the issuer
Goldman Sachs has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Divvy
Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
Apply now
On Cross River Bank‘s site
Cash Back, 0 APR, No Annual Fee, Restaurants, Entertainment, Daily use
Capital One SavorOne Cash Rewards Credit Card
Recommended credit score
Excellent (740-799)
- NoneAnnual Fee
- 19.99% - 29.99%Regular APR
- 5%Cash Back on hotels and rental cars booked through Capital One Travel.
- 0% Introductory APR for the first 15 months that your account is openPurchase Intro APR
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Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 1.5%Cash Back on payments.
- NonePurchase Intro APR
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See Another Credit Cards in the Bank
Goldman Sachs GM Business is an option for those, who need Classic features. With an APR of 19.24% - 29.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Goldman Sachs GM Business you will get such features as 0% Intro APR, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.