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First Technology Federal Credit Union Credit Cards

We found 6 First Technology Federal Credit Union credit cards. Read on to get more insights.

First Technology Federal Credit Union
4.62
By Hanna Volkava
Updated December 01, 2024
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First Technology Federal Credit Union Choice Rewards World Mastercard®

First Tech Federal Credit Union Choice Rewards World Mastercard®
Annual fee:
$0
Regular APR:
13.50% - 18.00% Variable
Our Rating:
4.81
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 2x Rewards Points for every $1 spent on groceries, gas, electronics, medical, household goods and telecommunications.
    • 1x Reward Point for every $1 spent on all other purchases.
  • Intro Offer:
    • 20,000x Bonus Rewards Points when you spend $3,000 in the first 60 days.
  • Balance Transfer APR:
    13.50% - 18.00% Variable
  • Issuer name:
    First Technology Federal Credit Union
  • Details:

    The Choice Rewards World Mastercard® Credit Card earns 20,000 bonus points when you spend $3,000 in the first 60 days. The Card offers 2x points for every $1 spent on groceries, gas, electronics, medical, household goods and telecommunications and 1x point for every $1 spent on all other purchases.

    The Choice Rewards World Mastercard® doesn't charge an annual fee.

    The Card has a 0% introductory APR period for 12 billing cycles on balance transfers made within 90 days of account opening. After that, the variable APR is 13.50% - 18.00%.

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
    • Intro APR period on balance transfers
  • Cons:
    • No Intro APR period on purchases
  • Benefits:
    • 20,000 bonus points (when you spend $3,000 in the first 60 days);
    • 2x points for every $1 spent on groceries, gas, electronics, medical, household goods and telecommunications;
    • 1x point for every $1 spent on all other purchases;
    • Mastercard ID Theft Protection™;
    • Mastercard Global Service™.
View all Choice Rewards World Mastercard® details
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First Technology Federal Credit Union Blazers Rewards World Mastercard®

First Tech® Blazers Rewards World Mastercard®
Annual fee:
$0
Regular APR:
13.50% - 18.00% Variable
Our Rating:
4.81
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 2x Points for all everyday purchases.
  • Intro Offer:
    • 20,000x Spend $3,000 in the first two months of opening an account to earn 20,000 bonus Rewards Points.
  • Balance Transfer APR:
    13.50% - 18.00% Variable
  • Issuer name:
    First Technology Federal Credit Union
  • Details:

    The First Tech® Blazers Rewards World Mastercard® Credit Card earns 20,000 bonus points when you spend $3,000 in the first 60 days. The Card offers 2x points on all purchases.

    The Blazers Rewards World Mastercard® doesn't charge an annual fee.

    The Card has a 0% introductory APR period for 12 billing cycles on balance transfers made within 90 days of account opening. After that, the variable APR is 13.50% - 18.00%.

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
    • Intro APR period on balance transfers
  • Cons:
    • No Intro APR period on purchases
  • Benefits:
    • 20,000 bonus points (if you spend $3,000 in the first two months);
    • 2x points on all purchases;
    • Great deals on tickets;
    • Score savings on gear.
View all Blazers Rewards World Mastercard® details
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First Technology Federal Credit Union Odyssey Rewards World Elite Mastercard®

First Tech Odyssey Rewards World Elite Mastercard®
Annual fee:
$75 annually
Regular APR:
11.99% - 18.00% Variable
Our Rating:
4.31
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 2x Points on dining, including takeout and delivery.
  • Intro Offer:
    • 30,000x Bonus rewards points when you spend $3,000 in the first 3 months.
  • Balance Transfer APR:
    11.99% - 18.00% Variable
  • Issuer name:
    First Technology Federal Credit Union
  • Details:

    The First Tech Odyssey Rewards World Elite Mastercard® Credit Card earns 30,000 bonus rewards points when you spend $3,000 in the first 3 months. The Card offers 2x points on dining.

    The Odyssey Rewards World Elite Mastercard® has a 0% introductory APR period for 12 billing cycles on balance transfers made within 90 days of account opening. After that, the variable APR is 11.99% - 18.00%. The Card's annual fee is $75.

  • Pros:
    • No Foreign Transaction Fee
    • Intro APR on balance transfers
  • Cons:
    • Annual Fee
  • Benefits:
    • 30,000 bonus rewards points (when you spend $3,000 in the first 3 months);
    • 2x points on dining;
    • Up to $100,000 credit limit;
    • Boxed — an online, wholesale shopping destination where you can receive 5% Cash Rewards on eligible purchases;
    • ShopRunner;
    • Purchase Assurance;
    • Mastercard ID Theft Protection™.
View all Odyssey Rewards World Elite Mastercard® details
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First Technology Federal Credit Union Platinum Secured Mastercard®

First Technology Federal Credit Union Platinum Secured Mastercard®
Annual fee:
$0
Regular APR:
14.25% - 18.00% Variable
Our Rating:
2.63
scorer
Credit score
No Credit History to Poor (0-579)
  • Rewards Rate:
    • 1x Point for every dollar spent on your everyday purchases.
  • Issuer name:
    First Technology Federal Credit Union
  • Details:

    The First Tech® Platinum Secured Mastercard® Credit Card doesn't charge an annual fee.

    The Card earns 1x point on all purchases. Use your points for travel, merchandise, gift cards and more.

    The APR for purchases is 14.25% - 18.00% (Variable).

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
  • Cons:
    • Balance transfers are not available
    • No Intro APR period
  • Benefits:
    • 1x point for every dollar spent on your everyday purchases;
    • Digital Wallet;
    • Identity Theft Resolution Services;
    • Mastercard Global Service™.
View all Platinum Secured Mastercard® details
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First Technology Federal Credit Union Platinum Mastercard®

First Tech® Federal Credit Union Platinum Mastercard®
Annual fee:
$0
Regular APR:
12.24% - 18.00% Variable
Our Rating:
3.41
scorer
Credit score
Fair to Good (580-739)
  • Balance Transfer APR:
    12.24% - 18.00% Variable
  • Issuer name:
    First Technology Federal Credit Union
  • Details:

    The First Tech® Platinum Mastercard® Credit Card doesn't charge an annual fee.

    The Card has a 0% introductory APR period for 12 billing cycles on balance transfers, 12.24% - 18.00% Variable thereafter.

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
    • Intro APR period on balance transfers
  • Cons:
    • No Intro APR period on purchases
  • Benefits:
    • Digital wallets;
    • Identity Theft Resolution Services;
    • Mastercard Global Service™;
    • Purchase Assurance.
View all Platinum Mastercard® details
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First Technology Federal Credit Union Platinum Rewards Mastercard®

First Tech® Federal Credit Union Platinum Rewards Mastercard®
Annual fee:
$0
Regular APR:
10.24% - 18.00% Variable
Our Rating:
4.74
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1x Points on all purchases.
  • Intro Offer:
    • 10,000x Bonus Rewards Points when you spend $2,000 in the first 60 days.
  • Balance Transfer APR:
    10.24% - 18.00% Variable
  • Issuer name:
    First Technology Federal Credit Union
  • Details:

    The First Tech® Federal Credit Union Platinum Rewards Mastercard® Credit Card earns 10,000 Bonus Rewards Points when you spend $2,000 in the first 60 days. The Card offers 1x point for every dollar spent on everyday purchases.

    The Platinum Rewards Mastercard® doesn't charge an annual fee.

    The Card has a 0% introductory APR period for 12 billing cycles on balance transfers, 10.24% - 18.00% Variable thereafter.

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
    • Intro APR period on balance transfers
  • Cons:
    • No Intro APR period on purchases
  • Benefits:
    • 10,000 bonus rewards points (when you spend $2,000 in the first 60 days);
    • 1x points on all purchases;
    • Purchase Assurance;
    • Mastercard Global Service™;
    • Mastercard ID Theft Protection™.
View all Platinum Rewards Mastercard® details
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How to Choose the Right First Technology Federal Credit Union Credit Card?

Sometimes, choosing the best credit card from a specific credit card company is quite hard. Considering First Technology Federal Credit Union, the three following steps can make your decision process easier.

First of all, you need to check your current credit score. It will be from "Poor” to “Excellent”, and the higher your credit is, the better First Technology Federal Credit Union options of credit cards are available to you.

Secondly, you have to identify why you want a First Technology Federal Credit Union credit card and determine the most important features your future credit card should have. If you want a credit card to improve your credit, then look for those with long grace period and no annual fee. If you want to save money on interest, First Technology Federal Credit Union credit cards with the smallest interest and long intro offer are your best choice. If you need a credit card that will provide you cash rewards, check the rewards program the First Technology Federal Credit Union offers.

As a third step, compare the First Technology Federal Credit Union offers you think are the best for you, but now considering all the features. In general, the perfect credit card has the following characteristics: near-zero annual percentage rate (APR), low fees, extended credit limit, the finance charge calculations include one billing cycle only, and large rewards and sign-up bonuses. You can easily compare First Technology Federal Credit Union credit cards in the table below.

Side-by-Side Comparison of First Technology Federal Credit Union Credit Cards

Card Name APR Annual fee Rewards Intro offer
Choice Rewards World Mastercard® 13.50% - 18.00% Variable $0
  • 2x Rewards Points for every $1 spent on groceries, gas, electronics, medical, household goods and telecommunications.
  • 1x Reward Point for every $1 spent on all other purchases.
  • 20,000x Bonus Rewards Points when you spend $3,000 in the first 60 days.
    • Blazers Rewards World Mastercard® 13.50% - 18.00% Variable $0
  • 2x Points for all everyday purchases.
  • 20,000x Spend $3,000 in the first two months of opening an account to earn 20,000 bonus Rewards Points.
    • Odyssey Rewards World Elite Mastercard® 11.99% - 18.00% Variable $75
  • 2x Points on dining, including takeout and delivery.
  • 30,000x Bonus rewards points when you spend $3,000 in the first 3 months.
    • Platinum Secured Mastercard® 14.25% - 18.00% Variable $0
  • 1x Point for every dollar spent on your everyday purchases.
  • No current offer.
    • Platinum Mastercard® 12.24% - 18.00% Variable $0
  • This card doesn't offer cash back, miles or points.
  • No current offer.
    • Platinum Rewards Mastercard® 10.24% - 18.00% Variable $0
  • 1x Points on all purchases.
  • 10,000x Bonus Rewards Points when you spend $2,000 in the first 60 days.

    • Conclusion

    Today, First Technology Federal Credit Union has a range of credit cards with various features, yet it’s important to find the best one for you.

    Hanna VolkavaHanna Volkava

    Financial and product expert

    hv@myfin.us

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