How to Choose the Right First Technology Federal Credit Union Credit Card?
Sometimes, choosing the best credit card from a specific credit card company is quite hard. Considering First Technology Federal Credit Union, the three following steps can make your decision process easier.
First of all, you need to check your current credit score. It will be from "Poor” to “Excellent”, and the higher your credit is, the better First Technology Federal Credit Union options of credit cards are available to you.
Secondly, you have to identify why you want a First Technology Federal Credit Union credit card and determine the most important features your future credit card should have. If you want a credit card to improve your credit, then look for those with long grace period and no annual fee. If you want to save money on interest, First Technology Federal Credit Union credit cards with the smallest interest and long intro offer are your best choice. If you need a credit card that will provide you cash rewards, check the rewards program the First Technology Federal Credit Union offers.
As a third step, compare the First Technology Federal Credit Union offers you think are the best for you, but now considering all the features. In general, the perfect credit card has the following characteristics: near-zero annual percentage rate (APR), low fees, extended credit limit, the finance charge calculations include one billing cycle only, and large rewards and sign-up bonuses. You can easily compare First Technology Federal Credit Union credit cards in the table below.
Side-by-Side Comparison of First Technology Federal Credit Union Credit Cards
Card Name
| APR
| Annual fee
| Rewards
| Intro offer
|
---|
Choice Rewards World Mastercard®
| 13.50% - 18.00% Variable
| $0
| 2x Rewards Points for every $1 spent on groceries, gas, electronics, medical, household goods and telecommunications.1x Reward Point for every $1 spent on all other purchases. | 20,000x Bonus Rewards Points when you spend $3,000 in the first 60 days. |
Blazers Rewards World Mastercard®
| 13.50% - 18.00% Variable
| $0
| 2x Points for all everyday purchases. | 20,000x Spend $3,000 in the first two months of opening an account to earn 20,000 bonus Rewards Points. |
Odyssey Rewards World Elite Mastercard®
| 11.99% - 18.00% Variable
| $75
| 2x Points on dining, including takeout and delivery. | 30,000x Bonus rewards points when you spend $3,000 in the first 3 months. |
Platinum Secured Mastercard®
| 14.25% - 18.00% Variable
| $0
| 1x Point for every dollar spent on your everyday purchases. | No current offer. |
Platinum Mastercard®
| 12.24% - 18.00% Variable
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
Platinum Rewards Mastercard®
| 10.24% - 18.00% Variable
| $0
| 1x Points on all purchases. | 10,000x Bonus Rewards Points when you spend $2,000 in the first 60 days. |
Conclusion
Today, First Technology Federal Credit Union has a range of credit cards with various features, yet it’s important to find the best one for you.