How to Choose the Right First Technology Federal Credit Union Credit Card?
Sometimes, choosing the best credit card from a specific credit card company is quite challenging. Considering First Technology Federal Credit Union, there are three steps that can make your decision process easier.
First of all, you are to figure out your credit score. It will be from "Poor” to “Excellent”, and the higher your score is, the better First Technology Federal Credit Union credit card offers and terms are available to you.
Then, you should understand why you need a First Technology Federal Credit Union credit card and determine the most crucial aspects your future credit card must have. If you want a credit card to improve your credit score, then look for those with long grace period and no annual fee. If your aim is to avoid spending money on interest, First Technology Federal Credit Union credit cards with the lowest interest and long intro offer are your best choice. In case you are looking for a credit card that will provide you cash rewards, pay attention to the rewards program offered by First Technology Federal Credit Union.
Finally, try tocompare the First Technology Federal Credit Union offers you think are the best for you, but taking into consideration all the aspects. In general, an ideal credit card has the following characteristics: low annual percentage rate (APR), long grace period, low fees, extended credit limit, the finance charge calculations include one billing cycle only, and great rewards and sign-up bonuses. You can easily compare First Technology Federal Credit Union credit cards in the table below.
Side-by-Side Comparison of First Technology Federal Credit Union Credit Cards
Card Name
| APR
| Annual fee
| Rewards
| Intro offer
|
---|
Choice Rewards World Mastercard®
| 13.50% - 18.00% Variable
| $0
| 2x Rewards Points for every $1 spent on groceries, gas, electronics, medical, household goods and telecommunications.1x Reward Point for every $1 spent on all other purchases. | 20,000x Bonus Rewards Points when you spend $3,000 in the first 60 days. |
Blazers Rewards World Mastercard®
| 13.50% - 18.00% Variable
| $0
| 2x Points for all everyday purchases. | 20,000x Spend $3,000 in the first two months of opening an account to earn 20,000 bonus Rewards Points. |
Odyssey Rewards World Elite Mastercard®
| 11.99% - 18.00% Variable
| $75
| 2x Points on dining, including takeout and delivery. | 30,000x Bonus rewards points when you spend $3,000 in the first 3 months. |
Platinum Secured Mastercard®
| 14.25% - 18.00% Variable
| $0
| 1x Point for every dollar spent on your everyday purchases. | No current offer. |
Platinum Mastercard®
| 12.24% - 18.00% Variable
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
Platinum Rewards Mastercard®
| 10.24% - 18.00% Variable
| $0
| 1x Points on all purchases. | 10,000x Bonus Rewards Points when you spend $2,000 in the first 60 days. |
Conclusion
First Technology Federal Credit Union has a range of credit cards with numerous options, yet it’s better to find the one that will be the best for you.