Platinum Rewards Mastercard® from First Technology Federal Credit Union Review
Platinum Rewards Mastercard® from First Technology Federal Credit Union — all information about the credit card.
- Rewards Rate:
- 1x Points on all purchases.
- Intro Offer:
- 10,000x Bonus Rewards Points when you spend $2,000 in the first 60 days.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:10.24% - 18.00% Variable
- Balance Transfer APR:10.24% - 18.00% Variable
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First Technology Federal Credit Union Platinum Rewards Mastercard® Rewards Calculator
You can boost your total rewards by getting First Technology Federal Credit Union welcome bonus. To do that spend more on all purchases. To maximize all other rewards follow the tips below:
- Spend more on All purchases
- Redeem most of your points for Travel purchases at Hotels, Airlines
- Pay off your balance in full each month.
- Make a large purchases plan.
Using these tips will help you not only to cover your annual fee but also to get a net profit from making purchases with First Technology Federal Credit Union Platinum Rewards Mastercard®.
x4
- All purchases
All benefits
- Points
- 1x On all purchases.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 10.24% - 18.00% Variable
- Intro Balance Transfer APR
- 0% Introductory APR for the first twelve billing cycles on balances transferred during the first 90 days after account opening
- Balance Transfers APR
- 10.24% - 18.00% Variable
- APR for Cash Advances
- 11.24% - 18.00% Variable
- How to Avoid Paying Interest
- Your due date is at least 21 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances and transfers as of the transaction date.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- None
- Fees for Cash Advances
- None
- Return Payment
- Up to $25
- Late Payment
- Up to $25
Pros & Cons
- No Annual Fee
- No Foreign Transaction Fee
- Intro APR period on balance transfers
- No Intro APR period on purchases
Features
- Low interest
- No Annual Fee
- No foreign transaction fees
- Rewards
- Bonus points
- Good Credit
- Excellent Credit
About the issuer
Compare with other cards
- $39Annual Fee
- 18.24%Regular APR
- 1%Cash Back on payments made to your First Progress Secured credit card account.
- NonePurchase Intro APR
- $49Annual Fee
- 14.24%Regular APR
- 1%Cash Back rewards on payments.
- NonePurchase Intro APR
- $0Annual Fee
- 17.99% - 27.99%Regular APR
- 10%You’ll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
- NonePurchase Intro APR
See Another Credit Cards in the Bank
First Technology Federal Credit Union Platinum Rewards Mastercard® is an option for those, who need Platinum features. With an APR of 10.24% - 18.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With First Technology Federal Credit Union Platinum Rewards Mastercard® you will get such features as Low interest, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
- *see terms*Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR