USES

Platinum Secured MastercardĀ® from First Technology Federal Credit Union Review

Platinum Secured MastercardĀ® from First Technology Federal Credit Union ā€” all information about the credit card.

Updated December 18, 2023
Advertiser Disclosure Our Methodology
First Technology Federal Credit Union Platinum Secured MastercardĀ®
Apply now
Our Rating:
2.63 out of 5
scorer
Recommended credit score
No Credit History to Poor (0-579)
  • Rewards Rate:
    • 1x Point for every dollar spent on your everyday purchases.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    14.25% - 18.00% Variable
  • Balance Transfer APR:
    None
Show more

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First Technology Federal Credit Union Platinum Secured MastercardĀ® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1X
All purchases
$
How would you like to redeem points?
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All benefits

  • Points
    • 1x On your everyday purchases.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 14.25% - 18.00% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • 14.25% - 18.00% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 21 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances and transfers as of the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • None
  • Fees for Cash Advances
    • None
  • Return Payment
    • Up to $25
  • Late Payment
    • Up to $25
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No Foreign Transaction Fee
Cons:
  • Balance transfers are not available
  • No Intro APR period

Features

Platinum
Mastercard
  • Low interest
  • No Annual Fee
  • No foreign transaction fees
  • Poor Credit

About the issuer

First Technology Federal Credit Union
First Technology Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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    Annual Fee
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    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
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    Annual Fee
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DestinyĀ® MastercardĀ® First Electronic Bank
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Recommended credit score
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  • *see terms*
    Annual Fee
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    Regular APR
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  • None
    Purchase Intro APR
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See Another Credit Cards in the Bank

First Technology Federal Credit Union Platinum Secured MastercardĀ® is an option for those, who need Platinum features. With an APR of 14.25% - 18.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With First Technology Federal Credit Union Platinum Secured MastercardĀ® you will get such features as Low interest, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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