Odyssey Rewards World Elite Mastercard® from First Technology Federal Credit Union Review
Odyssey Rewards World Elite Mastercard® from First Technology Federal Credit Union — all information about the credit card.
Updated December 18, 2023
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Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 2x Points on dining, including takeout and delivery.
- Intro Offer:
- 30,000x Bonus rewards points when you spend $3,000 in the first 3 months.
- Annual Fee:$75 annually
- Purchase Intro APR:None
- Regular APR:11.99% - 18.00% Variable
- Balance Transfer APR:11.99% - 18.00% Variable
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First Technology Federal Credit Union Odyssey Rewards World Elite Mastercard® Rewards Calculator
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All benefits
- Points
- 2x On dining, including takeout and delivery.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 11.99% - 18.00% Variable
- Intro Balance Transfer APR
- 0% Introductory APR for the first twelve billing cycles on balances transferred during the first 90 days after account opening
- Balance Transfers APR
- 11.99% - 18.00% Variable
- APR for Cash Advances
- 12.99% - 18.00% Variable
- How to Avoid Paying Interest
- Your due date is at least 21 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances and transfers as of the transaction date.
Fees
- Annual Fee
- $75 annually
- Fees for Balance Transfer
- None
- Fees for Cash Advances
- None
- Return Payment
- Up to $25
- Late Payment
- Up to $25
Pros & Cons
Pros:
- No Foreign Transaction Fee
- Intro APR on balance transfers
Cons:
- Annual Fee
Features
- Low interest
- No foreign transaction fees
- Rewards
- Bonus points
- Good Credit
- Excellent Credit
About the issuer
First Technology Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Upgrade Triple Cash Rewards Visa®
Recommended credit score
Good to Excellent (670-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 3%Cash Back on Home, Auto and Health categories.
- NonePurchase Intro APR
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Capital One Spark Miles for Business
Recommended credit score
Good to Excellent (670-799)
- $0Annual Fee
- 26.24%Regular APR
- 5xMiles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
- NonePurchase Intro APR
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Recommended credit score
Good to Excellent (670-799)
- $95Annual Fee
- 19.99% - 29.99%Regular APR
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See Another Credit Cards in the Bank
First Technology Federal Credit Union Odyssey Rewards World Elite Mastercard® is an option for those, who need Classic features. With an APR of 11.99% - 18.00% and $75 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With First Technology Federal Credit Union Odyssey Rewards World Elite Mastercard® you will get such features as Low interest, No foreign transaction fees, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Capital One Spark Cash Plus
Recommended credit score
Excellent (740-799)
- $150Annual Fee
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