Platinum Mastercard® from First Technology Federal Credit Union Review
Platinum Mastercard® from First Technology Federal Credit Union — all information about the credit card.
Updated December 18, 2023
Apply now
Recommended credit score
Fair to Good (580-739)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:12.24% - 18.00% Variable
- Balance Transfer APR:12.24% - 18.00% Variable
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Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 12.24% - 18.00% Variable
- Intro Balance Transfer APR
- 0% Introductory APR for the first twelve billing cycles on balances transferred during the first 90 days after account opening
- Balance Transfers APR
- 12.24% - 18.00% Variable
- APR for Cash Advances
- 12.24% - 18.00% Variable
- How to Avoid Paying Interest
- Your due date is at least 21 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances and transfers as of the transaction date.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- None
- Fees for Cash Advances
- None
- Return Payment
- Up to $25
- Late Payment
- Up to $25
Pros & Cons
Pros:
- No Annual Fee
- No Foreign Transaction Fee
- Intro APR period on balance transfers
Cons:
- No Intro APR period on purchases
Features
- Low interest
- No Annual Fee
- No foreign transaction fees
- Purchase Protection
- Fair Credit
- Good Credit
About the issuer
First Technology Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Recommended credit score
Good to Excellent (670-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 3%Cash Back on Home, Auto and Health categories.
- N/A%Purchase Intro APR
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Cash Back, 0 APR, No Annual Fee, Restaurants, Entertainment, Daily use
Capital One SavorOne Cash Rewards Credit Card
Recommended credit score
Excellent (740-799)
- NoneAnnual Fee
- 19.99% - 29.99%Regular APR
- 5%Cash Back on hotels and rental cars booked through Capital One Travel.
- 0% Introductory APR for the first 15 months that your account is openPurchase Intro APR
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Without SSN
Capital One Platinum Credit Card
Recommended credit score
Fair (580-669)
- NoneAnnual Fee
- 29.99%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
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See Another Credit Cards in the Bank
First Technology Federal Credit Union Platinum Mastercard® is an option for those, who need Platinum features. With an APR of 12.24% - 18.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With First Technology Federal Credit Union Platinum Mastercard® you will get such features as Low interest, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
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Recommended credit score
No Credit History to Poor (0-579)
- NoneAnnual Fee
- 29.99%Regular APR
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- NonePurchase Intro APR
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