USES

Platinum Mastercard® from First Technology Federal Credit Union Review

Platinum Mastercard® from First Technology Federal Credit Union — all information about the credit card.

Updated December 18, 2023
Advertiser Disclosure Our Methodology
First Tech® Federal Credit Union Platinum Mastercard®
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Our Rating:
3.41 out of 5
scorer
Recommended credit score
Fair to Good (580-739)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    12.24% - 18.00% Variable
  • Balance Transfer APR:
    12.24% - 18.00% Variable
Show more

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Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 12.24% - 18.00% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for the first twelve billing cycles on balances transferred during the first 90 days after account opening
  • Balance Transfers APR
    • 12.24% - 18.00% Variable
  • APR for Cash Advances
    • 12.24% - 18.00% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 21 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances and transfers as of the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • None
  • Fees for Cash Advances
    • None
  • Return Payment
    • Up to $25
  • Late Payment
    • Up to $25
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No Foreign Transaction Fee
  • Intro APR period on balance transfers
Cons:
  • No Intro APR period on purchases

Features

Platinum
Mastercard
  • Low interest
  • No Annual Fee
  • No foreign transaction fees
  • Purchase Protection
  • Fair Credit
  • Good Credit

About the issuer

First Technology Federal Credit Union
First Technology Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

First Technology Federal Credit Union Platinum Mastercard® is an option for those, who need Platinum features. With an APR of 12.24% - 18.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With First Technology Federal Credit Union Platinum Mastercard® you will get such features as Low interest, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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