First Financial Bank Credit Cards

We found 2 First Financial Bank credit cards. Read on to get more insights.

By Hanna Volkava
Updated November 01, 2024

Best Credit Cards in November 2024

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First Financial Bank Platinum Mastercard
Annual fee:
$0
Regular APR:
17.24% - 24.99% Variable
Our Rating:
3.69
scorer
Credit score
Excellent (740-799)
  • Rewards Rate:
    • 1.5x Points for each dollar spent.
  • Intro Offer:
    • 500x Bonus rewards points if you sign up to receive your monthly credit card statement electronically.
  • Purchase Intro APR:
    0% Introductory APR for six months
  • Balance Transfer APR:
    17.24% - 24.99% Variable
  • Issuer name:
    First Financial Bank
  • Details:

    The First Financial Bank Platinum Mastercard Credit Card earns 500 bonus rewards points if you sign up to receive your monthly credit card statement electronically. The Card also offers 1.5 points on all purchases.

    The Platinum Mastercard doesn't charge an annual fee.

    The Card has a 0% introductory APR period for 6 months on purchases and balance transfers. After that, the variable APR is 17.24% - 24.99%.

  • Pros:
    • No Annual Fee
    • Intro APR period
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • 500 bonus rewards points if you sign up to receive your monthly credit card statement electronically;
    • 1.5 points on all purchases;
    • Zero fraud liability;
    • Price protection;
    • Extended warranty;
    • Auto rental collision damage waiver;
    • $1,000,000 Travel accident insurance.
Card detail
First Financial Bank Business Mastercard®
Annual fee:
$0
Regular APR:
19.74% Variable
Our Rating:
3.72
scorer
Credit score
Excellent (740-799)
  • Rewards Rate:
    • 1.5x Points for every dollar you spend.
  • Intro Offer:
    • 500x Bonus rewards points if you sign up to receive your monthly credit card statement electronically.
  • Purchase Intro APR:
    0% Introductory APR for six months
  • Balance Transfer APR:
    19.74% Variable
  • Issuer name:
    First Financial Bank
  • Details:

    The First Financial Bank Business Mastercard® Credit Card earns 500 bonus rewards points if you sign up to receive your monthly credit card statement electronically. The Card also offers 1.5 points on all purchases.

    The Business Mastercard® doesn't charge an annual fee.

    The Card has a 0% introductory APR period for 6 months on purchases and balance transfers. After that, the variable APR is 19.74%.

  • Pros:
    • No Annual Fee
    • Intro APR period
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • 500 bonus rewards points if you sign up to receive your monthly credit card statement electronically;
    • 1.5 points on all purchases;
    • Consolidated or individual statements;
    • Zero fraud liability;
    • Price protection;
    • Extended warranty;
    • Auto rental collision damage waiver;
    • $1,000,000 Travel accident insurance.
Card detail

How to Choose the Right First Financial Bank Credit Card?

Sometimes, choosing the best credit card from a specific credit card company is quite hard. Considering First Financial Bank, the three following steps can make your decision process easier.

First of all, you need to check your credit score. It can vary from "Poor” to “Excellent”, and the higher your credit is, the better First Financial Bank credit card offers and terms are available to you.

Then, you should decide on why you need a First Financial Bank credit card and determine key aspects your potential credit card must have. If you want a credit card to increase your credit, then look for those with long grace period and no annual fee. If you want to not spend money on interest, First Financial Bank credit cards with the smallest interest and long intro offer are your option. If you are looking for a credit card with cash, points, or miles rewards, pay attention to the rewards program the First Financial Bank offers.

Finally, try to compare the First Financial Bank offers you find the best for you, but now considering all the aspects. Overall, the best credit card has the following characteristics: near-zero annual percentage rate (APR), no fees, high credit limit, the finance charge calculations include one billing cycle only, and great rewards and sign-up bonuses. You can easily compare First Financial Bank credit cards in the table below.

Side-by-Side Comparison of First Financial Bank Credit Cards

Card Name APR Annual fee Rewards Intro offer
Platinum Mastercard 17.24% - 24.99% Variable $0
  • 1.5x Points for each dollar spent.
  • 500x Bonus rewards points if you sign up to receive your monthly credit card statement electronically.
  • Business Mastercard® 19.74% Variable $0
  • 1.5x Points for every dollar you spend.
  • 500x Bonus rewards points if you sign up to receive your monthly credit card statement electronically.
  • Conclusion

    Today, First Financial Bank has a range of credit cards with various options, yet it’s important to find the one that will be the best for you.

    Hanna VolkavaHanna Volkava

    Financial and product expert

    hv@myfin.us