USES

Business Mastercard® from First Financial Bank Review

Business Mastercard® from First Financial Bank — all information about the credit card.

Updated June 17, 2024
Advertiser Disclosure Our Methodology
First Financial Bank Business Mastercard®
Learn more
Our Rating:
3.72 out of 5
scorer
Recommended credit score
Excellent (740-799)
  • Rewards Rate:
    • 1.5x Points for every dollar you spend.
  • Intro Offer:
    • 500x Bonus rewards points if you sign up to receive your monthly credit card statement electronically.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for six months
  • Regular APR:
    19.74% Variable
  • Balance Transfer APR:
    19.74% Variable
Show more

We recommend more cards

Capital One Spark Cash Select for Excellent Credit
Capital One Spark Cash Select for Excellent Credit
None
Annual Fee
18.49% - 24.49%
Regular APR
5%
Cash Back on hotels and rental cars booked through Capital One Travel.
Learn more
on our partner’s site
SavorOne Rewards Capital One
Capital One SavorOne Cash Rewards Credit Card
None
Annual Fee
19.99% - 29.99%
Regular APR
5%
Cash Back on hotels and rental cars booked through Capital One Travel.
Learn more
on our partner’s site
Capital One® Spark Cash Plus
Capital One Spark Cash Plus
$150
Annual Fee
None *
Regular APR
5%
Cash Back on hotels and rental cars booked through Capital One Travel.
Learn more
on our partner’s site
Learn more

First Financial Bank Business Mastercard® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1.5X
All purchases
$
Have you already recieved the First Financial Bank intro bonus?
How would you like to redeem points?
Calculate
Show less details

All benefits

  • Points
    • 1.5x On all purchases.
  • Travel
    • Auto rental collision damage waiver:
    • When you rent a car, the rental company may offer you collision coverage in the form of a loss damage waiver, also known as a collision damage waiver, at an additional cost.
    • Travel accident insurance:
    • Travel accident insurance is a specialized type of travel insurance plan. It acts as life insurance and protection against accidental death and dismemberment in the event of a travel accident.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for six months
  • Purchase APR
    • 19.74% Variable
  • Intro Balance Transfer APR
    • 0%
  • Balance Transfers APR
    • 19.74% Variable
  • APR for Cash Advances
    • 24.99% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances and balance transfers on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10 or 3% of the amount of each transfer, whichever is greater (maximum fee: $100)
  • Fees for Cash Advances
    • Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Penalty Fees
    • 24.99%
  • Return Payment
    • Up to $35
  • Late Payment
    • Up to $35
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period
Cons:
  • Foreign Transaction Fee

Features

Classic
Mastercard
  • 0% Intro APR
  • No Annual Fee
  • Fraud Protection
  • Rewards
  • Bonus points
  • Purchase Protection
  • Extended Warranty Protection
  • Auto Rental Insurance
  • Excellent Credit

About the issuer

First Financial Bank
First Financial Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Cash Back, No Annual Fee, Daily use
Quicksilver Capital One
Capital One Quicksilver Cash Rewards Credit Card
4.49 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • None
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 5%
    Cash Back on hotels and rental cars booked through Capital One Travel.
  • 0% Introductory APR for the first 15 months that your account is open
    Purchase Intro APR
Learn more
on our partner’s site
Walmart purchases
Capital One Spark® Miles
Capital One Spark Miles for Business
4.11 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • $0
    Annual Fee
  • 26.24%
    Regular APR
  • 5x
    Miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
  • None
    Purchase Intro APR
Learn more
on our partner’s site
Divvy Cross River Bank
Divvy
Cross River Bank
4.04 out of 5
Recommended credit score
score
Fair to Excellent (580-799)
  • None
    Annual Fee
  • None
    Regular APR
  • 2x - 7x:
    Points on restaurants.
  • None
    Purchase Intro APR
Apply now
On Cross River Bank‘s site

See Another Credit Cards in the Bank

First Financial Bank Business Mastercard® is an option for those, who need Classic features. With an APR of 19.74% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Excellent (740-799) credit score. With First Financial Bank Business Mastercard® you will get such features as 0% Intro APR, No Annual Fee, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

Another popular cards for you
Best for Good credit score
Upgrade Cash Rewards Visa®
Upgrade Cash Rewards Visa®
4.35 out of 5
Recommended credit score
scorer
Fair to Excellent (580-799)
  • None
    Annual Fee
  • 14.99% - 29.99%
    Regular APR
  • 1.5%
    Cash Back on payments.
  • None
    Purchase Intro APR
Apply now
On Upgrade‘s website