USES

Platinum Mastercard from First Financial Bank Review

Platinum Mastercard from First Financial Bank ā€” all information about the credit card.

Updated June 17, 2024
Advertiser Disclosure Our Methodology
First Financial Bank Platinum Mastercard
Learn more
Our Rating:
3.69 out of 5
scorer
Recommended credit score
Excellent (740-799)
  • Rewards Rate:
    • 1.5x Points for each dollar spent.
  • Intro Offer:
    • 500x Bonus rewards points if you sign up to receive your monthly credit card statement electronically.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for six months
  • Regular APR:
    17.24% - 24.99% Variable
  • Balance Transfer APR:
    17.24% - 24.99% Variable
Show more

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First Financial Bank Platinum Mastercard Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1.5X
All purchases
$
Have you already recieved the First Financial Bank intro bonus?
How would you like to redeem points?
Calculate
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All benefits

  • Points
    • 1.5x On all purchases.
  • Travel
    • Auto rental collision damage waiver:
    • When you rent a car, the rental company may offer you collision coverage in the form of a loss damage waiver, also known as a collision damage waiver, at an additional cost.
    • Travel accident insurance:
    • Travel accident insurance is a specialized type of travel insurance plan. It acts as life insurance and protection against accidental death and dismemberment in the event of a travel accident.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for six months
  • Purchase APR
    • 17.24% - 24.99% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for six months
  • Balance Transfers APR
    • 17.24% - 24.99% Variable
  • APR for Cash Advances
    • 24.99% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances and balance transfers on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10 or 3% of the amount of each transfer, whichever is greater (maximum fee: $100)
  • Fees for Cash Advances
    • Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Penalty Fees
    • 24.99%
  • Return Payment
    • Up to $35
  • Late Payment
    • Up to $35
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period
Cons:
  • Foreign Transaction Fee

Features

Platinum
Mastercard
  • 0% Intro APR
  • No Annual Fee
  • Fraud Protection
  • Rewards
  • Bonus points
  • Purchase Protection
  • Extended Warranty Protection
  • Auto Rental Insurance
  • Excellent Credit

About the issuer

First Financial Bank
First Financial Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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  • $49
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    Cash Back rewards on payments.
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    Purchase Intro APR
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DestinyĀ® MastercardĀ® First Electronic Bank
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    Annual Fee
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    Regular APR
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  • $39
    Annual Fee
  • 18.24%
    Regular APR
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See Another Credit Cards in the Bank

First Financial Bank Platinum Mastercard is an option for those, who need Platinum features. With an APR of 17.24% - 24.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Excellent (740-799) credit score. With First Financial Bank Platinum Mastercard you will get such features as 0% Intro APR, No Annual Fee, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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