First Horizon Bank Credit Cards

We found 3 First Horizon Bank credit cards. Read on to get more insights.

By Hanna Volkava
Updated November 01, 2024

Best Credit Cards in November 2024

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First Horizon Bank Platinum Premier Visa®
Annual fee:
$0
Regular APR:
19.00% - 21.00% Variable
Our Rating:
3.12
scorer
Credit score
Fair to Good (580-739)
  • Purchase Intro APR:
    0% Introductory APR for the first 12 months after account opening
  • Balance Transfer APR:
    19.00% - 21.00% Variable
  • Issuer name:
    First Horizon Bank
  • Details:

    The First Horizon Bank Platinum Premier Visa® Credit Card doesn't charge an annual fee.

    The Card has a 0% introductory APR period for 12 months on purchases and balance transfers. After that, the variable APR is 19.00% - 21.00%.

  • Pros:
    • No Annual Fee
    • Intro APR period
  • Cons:
    • Foreign Transaction Fee
    • No rewards
  • Benefits:
    • Warranty Manager Service;
    • Travel & Emergency Assistance Service;
    • Worldwide acceptance;
    • 24-hour account access through ATMs;
    • Protection against unauthorized charges.
Card detail
First Horizon Bank Visa Signature®
Annual fee:
$0
Regular APR:
18.25% - 21.00% Variable
Our Rating:
4.79
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 2x Points for every dollar spent in net purchases at restaurants and gas stations.
    • 1x Point everywhere else.
  • Intro Offer:
    • 15,000x Bonus points when you spend $1,500 in the first 90 days.
  • Purchase Intro APR:
    0% Introductory APR for the first 12 months after account opening
  • Balance Transfer APR:
    18.25% - 21.00% Variable
  • Issuer name:
    First Horizon Bank
  • Details:

    The First Horizon Bank Visa Signature® Credit Card earns 15,000 bonus points when you spend $1,500 in the first 90 days. The Card offers 2x points for every dollar spent in net purchases at restaurants and gas stations and 1x point everywhere else.

    The Visa Signature® Card doesn't charge an annual fee.

    The Card has a 0% introductory APR period for 12 months on purchases and balance transfers. After that, the variable APR is 18.25% - 21.00%.

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
    • Intro APR period
  • Cons:
    • Extra Fees
  • Benefits:
    • 15,000 bonus points when you spend $1,500 in the first 90 days;
    • 2x points for every dollar spent in net purchases at restaurants and gas stations;
    • 1x point everywhere else;
    • Zero Liability;
    • Identity Theft Assistance coverage;
    • Travel & Emergency Assistance.
Card detail
First Horizon Bank Visa® Classic
Annual fee:
$0
Regular APR:
21.00% Variable
Our Rating:
3.08
scorer
Credit score
Fair to Good (580-739)
  • Purchase Intro APR:
    0% Introductory APR for the first 12 months after account opening
  • Balance Transfer APR:
    21.00% Variable
  • Issuer name:
    First Horizon Bank
  • Details:

    The First Horizon Bank Visa® Classic Credit Card doesn't charge an annual fee.

    The Card has a 0% introductory APR period for 12 months on purchases and balance transfers. After that, the variable APR is 21.00%.

  • Pros:
    • No Annual Fee
    • Intro APR period
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • Credit lines starting at $1,000;
    • Compatible with Apple Pay® for convenient purchases;
    • Warranty Manager Service;
    • Travel & Emergency Assistance Service;
    • Worldwide acceptance.
Card detail

How to Choose the Right First Horizon Bank Credit Card?

Sometimes, choosing the right credit card from a specific credit card issuer can be difficult. Considering First Horizon Bank, the three following steps can help you.

First and foremost, you should figure out your credit score. It will be from "Poor” to “Excellent”, and the higher your credit score is, the better First Horizon Bank options of credit cards are available to you.

Then, you have to understand why you want a First Horizon Bank credit card and determine key features your potential credit card should have. If you search for a credit card to improve your credit score, then look for those with long grace period and no annual fee. If your aim is to save money on interest, First Horizon Bank credit cards with the smallest interest and long intro offer are your option. If you need a credit card that will provide you cash rewards, pay attention to the rewards program offered by First Horizon Bank.

Finally, compare the First Horizon Bank credit cards you find the best for you, but now looking at all the features. Overall, an ideal credit card has the following characteristics: near-zero interest rate, no fees, extended credit limit, and numerous rewards and sign-up bonuses. You can easily compare First Horizon Bank credit cards in the table below.

Side-by-Side Comparison of First Horizon Bank Credit Cards

Card Name APR Annual fee Rewards Intro offer
Platinum Premier Visa® 19.00% - 21.00% Variable $0
  • This card doesn't offer cash back, miles or points.
  • No current offer.
  • Visa Signature® 18.25% - 21.00% Variable $0
  • 2x Points for every dollar spent in net purchases at restaurants and gas stations.
  • 1x Point everywhere else.
  • 15,000x Bonus points when you spend $1,500 in the first 90 days.
  • Secured Visa® 21.00% $0
  • This card doesn't offer cash back, miles or points.
  • No current offer.
  • Visa® Classic 21.00% Variable $0
  • This card doesn't offer cash back, miles or points.
  • No current offer.
  • Conclusion

    First Horizon Bank provides a range of credit cards with various options, yet it’s important to find the best one for you.

    Hanna VolkavaHanna Volkava

    Financial and product expert

    hv@myfin.us