How to Choose the Right First Horizon Bank Credit Card?
Choosing the best credit card from a specific credit card issuer is quite difficult. Considering First Horizon Bank, the three following steps will make your decision process easier.
First and foremost, you should figure out your credit score. It will be from "Poor” to “Excellent”, and the higher your score is, the better First Horizon Bank credit card offers and terms are available to you.
Secondly, you should understand why you want a First Horizon Bank credit card and determine the most important features your future credit card must have. If you want a credit card to increase your credit score, then look for the ones with extended grace period and no annual fee. If you want to avoid spending money on interest, First Horizon Bank credit cards with the lowest interest and introductory rates are your best choice. In case you are looking for a credit card that will provide you cashback, check the rewards program offered by First Horizon Bank.
Finally, you should compare the First Horizon Bank credit cards you think are the best for you, but now weighing in all the features. Overall, an ideal credit card has the following characteristics: low annual percentage rate (APR), no fees, high credit limit, the finance charge calculations include one billing cycle only, and big rewards and sign-up bonuses. You can easily compare First Horizon Bank credit cards in the table below.
Side-by-Side Comparison of First Horizon Bank Credit Cards
| Card Name
| APR
| Annual fee
| Rewards
| Intro offer
|
|---|
| Platinum Premier Visa®
| 19.00% - 21.00% Variable
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
| Visa Signature®
| 18.25% - 21.00% Variable
| $0
| 2x Points for every dollar spent in net purchases at restaurants and gas stations.1x Point everywhere else. | 15,000x Bonus points when you spend $1,500 in the first 90 days. |
| Secured Visa®
| 21.00%
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
| Visa® Classic
| 21.00% Variable
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
Conclusion
Today, First Horizon Bank has a wide range of credit cards with different features, yet it’s better to find the one that will be the best for you.