Platinum Premier Visa® from First Horizon Bank Review
Platinum Premier Visa® from First Horizon Bank — all information about the credit card.
Updated December 07, 2023
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Recommended credit score
Fair to Good (580-739)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:0% Introductory APR for the first 12 months after account opening
- Regular APR:19.00% - 21.00% Variable
- Balance Transfer APR:19.00% - 21.00% Variable
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Rate and fee information
- Purchase Intro APR
- 0% Introductory APR for the first 12 months after account opening
- Purchase APR
- 19.00% - 21.00% Variable
- Intro Balance Transfer APR
- 0% Introductory APR for the first 12 months after account opening
- Balance Transfers APR
- 19.00% - 21.00% Variable
- APR for Cash Advances
- 21.00% Variable
- How to Avoid Paying Interest
- Your due date is at least 24 days after the close of each billing cycle. You will not be charged interest on purchases and balance transfers if you pay your entire balance by the payment due date each month. You will be charged interest on cash advances from the date of posting.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- 4% of each new Balance Transfer, but the fee will not be less than $10 per transaction
- Fees for Cash Advances
- 4% of each new Cash Advance, but the fee will not be less than $10 per transaction
- Penalty Fees
- None
- Return Payment
- Up to $35
- Late Payment
- Up to $35
Pros & Cons
Pros:
- No Annual Fee
- Intro APR period
Cons:
- Foreign Transaction Fee
- No rewards
Features
- 0% Intro APR
- No Annual Fee
- Fraud Protection
- Purchase Protection
- Fair Credit
- Good Credit
About the issuer
First Horizon Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Cross River Bank
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- 2x - 7x:Points on restaurants.
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- 19.99% - 29.99%Regular APR
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See Another Credit Cards in the Bank
First Horizon Bank Platinum Premier Visa® is an option for those, who need Platinum features. With an APR of 19.00% - 21.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With First Horizon Bank Platinum Premier Visa® you will get such features as 0% Intro APR, No Annual Fee, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
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