USES

Visa Signature® from First Horizon Bank Review

Visa Signature® from First Horizon Bank — all information about the credit card.

Updated December 07, 2023
Advertiser Disclosure Our Methodology
First Horizon Bank Visa Signature®
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Our Rating:
4.79 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 2x Points for every dollar spent in net purchases at restaurants and gas stations.
    • 1x Point everywhere else.
  • Intro Offer:
    • 15,000x Bonus points when you spend $1,500 in the first 90 days.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for the first 12 months after account opening
  • Regular APR:
    18.25% - 21.00% Variable
  • Balance Transfer APR:
    18.25% - 21.00% Variable
Show more

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First Horizon Bank Visa Signature® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
2X
Gas
$
2X
Dining
$
1X
All other purchases
$
Have you already recieved the First Horizon Bank intro bonus?
How would you like to redeem points?
Calculate
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All benefits

  • Points
    • 2x For every dollar spent in net purchases at restaurants and gas stations.
    • 1x Everywhere else.
  • Travel
    • Visa Signature Concierge:
    • Access to Visa Signature Concierge 24/7 personalized services.
    • $250,000 Travel accident insurance.
    • Travel & Emergency Assistance:
    • Travel and Emergency Assistance Services provide assistance and referral only. You are responsible for the cost of any actual medical, legal, transportation, cash advance, or other services or goods provided.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for the first 12 months after account opening
  • Purchase APR
    • 18.25% - 21.00% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for the first 12 months after account opening
  • Balance Transfers APR
    • 18.25% - 21.00% Variable
  • APR for Cash Advances
    • 21.00% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 24 days after the close of each billing cycle.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • 4% of each new Balance Transfer, but the fee will not be less than $10 per transaction
  • Fees for Cash Advances
    • 4% of each new Cash Advance, but the fee will not be less than $10 per transaction
  • Penalty Fees
    • None
  • Return Payment
    • Up to $35
  • Late Payment
    • Up to $35
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No Foreign Transaction Fee
  • Intro APR period
Cons:
  • Extra Fees

Features

Classic
Visa
  • 0% Intro APR
  • No Annual Fee
  • No foreign transaction fees
  • Fraud Protection
  • Rewards
  • Bonus points
  • Purchase Protection
  • 24/7 Travel Assistant
  • Good Credit
  • Excellent Credit

About the issuer

First Horizon Bank
First Horizon Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

First Horizon Bank Visa Signature® is an option for those, who need Classic features. With an APR of 18.25% - 21.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With First Horizon Bank Visa Signature® you will get such features as 0% Intro APR, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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