USES

Visa® Classic from First Horizon Bank Review

Visa® Classic from First Horizon Bank — all information about the credit card.

Updated April 18, 2023
Advertiser Disclosure Our Methodology
First Horizon Bank Visa® Classic
Apply now
Our Rating:
3.08 out of 5
scorer
Recommended credit score
Fair to Good (580-739)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for the first 12 months after account opening
  • Regular APR:
    21.00% Variable
  • Balance Transfer APR:
    21.00% Variable
Show more

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All benefits

  • Travel
    • Travel & Emergency Assistance Service:
    • Travel and Emergency Assistance Services are made available to help You in case of an emergency while You are traveling away from home.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for the first 12 months after account opening
  • Purchase APR
    • 21.00% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for the first 12 months after account opening
  • Balance Transfers APR
    • 21.00% Variable
  • APR for Cash Advances
    • 21.00% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 24 days after the close of each billing cycle.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • 4% of each new Balance Transfer, but the fee will not be less than $10 per transaction
  • Fees for Cash Advances
    • 4% of each new Cash Advance, but the fee will not be less than $10 per transaction
  • Penalty Fees
    • None
  • Return Payment
    • Up to $35
  • Late Payment
    • Up to $35
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period
Cons:
  • Foreign Transaction Fee

Features

Classic
Visa
  • 0% Intro APR
  • No Annual Fee
  • Fraud Protection
  • Purchase Protection
  • 24/7 Travel Assistant
  • Fair Credit
  • Good Credit

About the issuer

First Horizon Bank
First Horizon Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

First Horizon Bank Visa® Classic is an option for those, who need Classic features. With an APR of 21.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With First Horizon Bank Visa® Classic you will get such features as 0% Intro APR, No Annual Fee, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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