Visa® Classic from First Horizon Bank Review
Visa® Classic from First Horizon Bank — all information about the credit card.
Updated April 18, 2023
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Recommended credit score
Fair to Good (580-739)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:0% Introductory APR for the first 12 months after account opening
- Regular APR:21.00% Variable
- Balance Transfer APR:21.00% Variable
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All benefits
- Travel
- Travel & Emergency Assistance Service:
- Travel and Emergency Assistance Services are made available to help You in case of an emergency while You are traveling away from home.
Rate and fee information
- Purchase Intro APR
- 0% Introductory APR for the first 12 months after account opening
- Purchase APR
- 21.00% Variable
- Intro Balance Transfer APR
- 0% Introductory APR for the first 12 months after account opening
- Balance Transfers APR
- 21.00% Variable
- APR for Cash Advances
- 21.00% Variable
- How to Avoid Paying Interest
- Your due date is at least 24 days after the close of each billing cycle.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- 4% of each new Balance Transfer, but the fee will not be less than $10 per transaction
- Fees for Cash Advances
- 4% of each new Cash Advance, but the fee will not be less than $10 per transaction
- Penalty Fees
- None
- Return Payment
- Up to $35
- Late Payment
- Up to $35
Pros & Cons
Pros:
- No Annual Fee
- Intro APR period
Cons:
- Foreign Transaction Fee
Features
- 0% Intro APR
- No Annual Fee
- Fraud Protection
- Purchase Protection
- 24/7 Travel Assistant
- Fair Credit
- Good Credit
About the issuer
First Horizon Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Divvy
Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
Apply now
On Cross River Bank‘s site
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Capital One Venture Rewards Credit Card
Recommended credit score
Good to Excellent (670-799)
- $95Annual Fee
- 19.99% - 29.99%Regular APR
- 5xMiles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.
- NonePurchase Intro APR
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Recommended credit score
No Credit History to Fair (0-669)
- *see terms*Annual Fee
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- NonePurchase Intro APR
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See Another Credit Cards in the Bank
First Horizon Bank Visa® Classic is an option for those, who need Classic features. With an APR of 21.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With First Horizon Bank Visa® Classic you will get such features as 0% Intro APR, No Annual Fee, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
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Recommended credit score
Fair to Good (580-739)
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- NonePurchase Intro APR
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