How to Choose the Right First Hawaiian Bank Credit Card?
Sometimes, choosing the right credit card from a specific credit card company can be challenging. Considering First Hawaiian Bank, the three following steps can help you.
First and foremost, you need to figure out your current credit score. It can vary from "Poor” to “Excellent”, and the higher your credit is, the better First Hawaiian Bank credit card offers and terms are available to you.
Then, you should identify why you need a First Hawaiian Bank credit card and determine the most important aspects your potential credit card should have. If you want a credit card to increase your credit score, then look for the ones with extended grace period and no annual fee. If your goal is to not spend money on interest, First Hawaiian Bank credit cards with the smallest interest and long intro offer are your best choice. If you need a credit card that will provide you cashback, check the rewards program offered by First Hawaiian Bank.
Finally, try tocompare the First Hawaiian Bank offers you find the best for you, but weighing in all the aspects. Overall, the best credit card meet the following characteristics: near-zero annual percentage rate (APR), long grace period, low fees, high credit limit, the finance charge calculations include one billing cycle only, and large rewards and sign-up bonuses. You can easily compare First Hawaiian Bank credit cards in the table below.
Side-by-Side Comparison of First Hawaiian Bank Credit Cards
Card Name
| APR
| Annual fee
| Rewards
| Intro offer
|
---|
Priority Rewardsâ„
| 18.00% Variable
| $0
| 1x CashPoint per $1 spent for all of your purchases. | 20,000x Bonus CashPoints with $1,500 spend within first 3 months after opening a new account. |
Priority Destinations World Elite Mastercard®
| 18.00% Variable
| $50
| 5x Priority Miles per $1 spent on travel purchases for the first $6,000 spent in a calendar year (2x Priority Miles thereafter).2x Priority Miles per $1 spent on everyday purchases (gas after 4/30/23, groceries, cable TV, phone, and utilities). | 50,000x Priority Miles® with $3,000 spend within first 3 months after opening a new account. |
Priority Destinations World Mastercard®
| 18.00% Variable
| $0
| 3x Priority Miles per $1 spent on travel purchases for the first $6,000 spent in a calendar year (1.5x Priority Miles thereafter).1.5x Priority Miles per $1 spent on gas, grocery, cable TV, phone, and utility purchases.1x Priority Mile per $1 spent on everything else. | 15,000x Bonus Priority Miles with $1,500 spend within first 3 months after opening a new account. |
United®
| 18.00% Variable
| $99
| 2x Miles per $1 spent on gas, groceries and United Airlines tickets purchased through United ticketing channels.1x Mile per $1 spent on everything else. | 30,000x Bonus United miles after spending $1,500 within the first 3 months after opening a new account. |
Heritage
| 18.00% Variable
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
Priority Destinations® World Elite Business
| 17.99% Variable
| $75
| 2x Priority Miles per $1 spent on all qualifying purchases up to $50,000 in spend per anniversary year, and 1x mile per $1 thereafter. | 25,000x Bonus Priority Miles® with $3,000 spend within the first 3 months after opening a new account. |
Conclusion
First Hawaiian Bank issues a wide range of credit cards with various features, yet it’s better to find the one that designed for you.