How to Choose the Right First Hawaiian Bank Credit Card?
Choosing the right credit card from a specific credit card issuer can be hard. Considering First Hawaiian Bank, there are three steps that will make your decision process easier.
First and foremost, you are to figure out your credit score. It varies from "Poor” to “Excellent”, and the higher your credit score is, the better First Hawaiian Bank options of credit cards are available to you.
Secondly, you need to identify why you need a First Hawaiian Bank credit card and determine key aspects your future credit card must have. If you search for a credit card to increase your credit, then look for the ones with extended grace period and no annual fee. If you want to avoid spending money on interest, First Hawaiian Bank credit cards with the lowest interest and long intro offer are your best choice. If you need a credit card with cashback, pay attention to the rewards program offered by First Hawaiian Bank.
Finally, compare the First Hawaiian Bank offers you find the best for you, but now taking into consideration all the aspects. Overall, the perfect credit card meet the following characteristics: near-zero interest rate, low fees, extended credit limit, and large rewards and sign-up bonuses. You can easily compare First Hawaiian Bank credit cards in the table below.
Side-by-Side Comparison of First Hawaiian Bank Credit Cards
| Card Name
| APR
| Annual fee
| Rewards
| Intro offer
|
|---|
| Priority Rewardsâ„
| 18.00% Variable
| $0
| 1x CashPoint per $1 spent for all of your purchases. | 20,000x Bonus CashPoints with $1,500 spend within first 3 months after opening a new account. |
| Priority Destinations World Elite Mastercard®
| 18.00% Variable
| $50
| 5x Priority Miles per $1 spent on travel purchases for the first $6,000 spent in a calendar year (2x Priority Miles thereafter).2x Priority Miles per $1 spent on everyday purchases (gas after 4/30/23, groceries, cable TV, phone, and utilities). | 50,000x Priority Miles® with $3,000 spend within first 3 months after opening a new account. |
| Priority Destinations World Mastercard®
| 18.00% Variable
| $0
| 3x Priority Miles per $1 spent on travel purchases for the first $6,000 spent in a calendar year (1.5x Priority Miles thereafter).1.5x Priority Miles per $1 spent on gas, grocery, cable TV, phone, and utility purchases.1x Priority Mile per $1 spent on everything else. | 15,000x Bonus Priority Miles with $1,500 spend within first 3 months after opening a new account. |
| United®
| 18.00% Variable
| $99
| 2x Miles per $1 spent on gas, groceries and United Airlines tickets purchased through United ticketing channels.1x Mile per $1 spent on everything else. | 30,000x Bonus United miles after spending $1,500 within the first 3 months after opening a new account. |
| Heritage
| 18.00% Variable
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
| Priority Destinations® World Elite Business
| 17.99% Variable
| $75
| 2x Priority Miles per $1 spent on all qualifying purchases up to $50,000 in spend per anniversary year, and 1x mile per $1 thereafter. | 25,000x Bonus Priority Miles® with $3,000 spend within the first 3 months after opening a new account. |
Conclusion
Today, First Hawaiian Bank provides a range of credit cards with different features, yet it’s important to find the one that will be the best for you.
