How to Choose the Right First Hawaiian Bank Credit Card?
Choosing the best credit card from a specific credit card company is quite challenging. Considering First Hawaiian Bank, the three following steps can help you.
First of all, you should figure out your credit score. It will be from "Poor” to “Excellent”, and the higher your score is, the better First Hawaiian Bank options of credit cards are available to you.
Secondly, you need to identify why you need a First Hawaiian Bank credit card and determine key aspects your potential credit card must have. If you search for a credit card to improve your credit, look for the ones with extended grace period and no annual fee. If your goal is to avoid spending money on interest, First Hawaiian Bank credit cards with the lowest interest and introductory rates are your option. In case you are looking for a credit card with cash, points, or miles rewards, check the rewards program offered by First Hawaiian Bank.
Finally, compare the First Hawaiian Bank offers you think are the best for you, but looking at all the aspects. Overall, an ideal credit card fits the following characteristics: low interest rate, long grace period, low fees, high credit limit, the finance charge calculations include one billing cycle only, and big rewards and sign-up bonuses. You can easily compare First Hawaiian Bank credit cards in the table below.
Side-by-Side Comparison of First Hawaiian Bank Credit Cards
| Card Name
| APR
| Annual fee
| Rewards
| Intro offer
|
|---|
| Priority Rewardsâ„
| 18.00% Variable
| $0
| 1x CashPoint per $1 spent for all of your purchases. | 20,000x Bonus CashPoints with $1,500 spend within first 3 months after opening a new account. |
| Priority Destinations World Elite Mastercard®
| 18.00% Variable
| $50
| 5x Priority Miles per $1 spent on travel purchases for the first $6,000 spent in a calendar year (2x Priority Miles thereafter).2x Priority Miles per $1 spent on everyday purchases (gas after 4/30/23, groceries, cable TV, phone, and utilities). | 50,000x Priority Miles® with $3,000 spend within first 3 months after opening a new account. |
| Priority Destinations World Mastercard®
| 18.00% Variable
| $0
| 3x Priority Miles per $1 spent on travel purchases for the first $6,000 spent in a calendar year (1.5x Priority Miles thereafter).1.5x Priority Miles per $1 spent on gas, grocery, cable TV, phone, and utility purchases.1x Priority Mile per $1 spent on everything else. | 15,000x Bonus Priority Miles with $1,500 spend within first 3 months after opening a new account. |
| United®
| 18.00% Variable
| $99
| 2x Miles per $1 spent on gas, groceries and United Airlines tickets purchased through United ticketing channels.1x Mile per $1 spent on everything else. | 30,000x Bonus United miles after spending $1,500 within the first 3 months after opening a new account. |
| Heritage
| 18.00% Variable
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
| Priority Destinations® World Elite Business
| 17.99% Variable
| $75
| 2x Priority Miles per $1 spent on all qualifying purchases up to $50,000 in spend per anniversary year, and 1x mile per $1 thereafter. | 25,000x Bonus Priority Miles® with $3,000 spend within the first 3 months after opening a new account. |
Conclusion
Today, First Hawaiian Bank has a range of credit cards with numerous features, yet it’s better to find the one that will be the best for you.