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First Hawaiian Bank Credit Cards

We found 5 First Hawaiian Bank credit cards. Read on to get more insights.

First Hawaiian Bank
4.28
By Hanna Volkava
Updated September 01, 2025
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First Hawaiian Bank Priority Rewardsâ„ 

First Hawaiian Bank Priority Rewardsâ„ 
Annual fee:
$0
Regular APR:
18.00% Variable
Our Rating:
4.15
scorer
Credit score
Fair to Good (580-739)
  • Rewards Rate:
    • 1x CashPoint per $1 spent for all of your purchases.
  • Intro Offer:
    • 20,000x Bonus CashPoints with $1,500 spend within first 3 months after opening a new account.
  • Purchase Intro APR:
    0% Intro fixed APR for the first six (6) billing cycles following the opening of your new account
  • Issuer name:
    First Hawaiian Bank
  • Details:

    The First Hawaiian Bank Priority Rewardsâ„  Credit Card earns 20,000 bonus CashPoints with $1,500 spend within first 3 months after opening a new account.

    The Card offers 1x point on all purchases.

    The First Hawaiian Bank Priority Rewardsâ„  Card doesn't charge an annual fee. The Card offers an introductory 0% APR on purchases for 6 billing cycles, followed by a variable APR of 18.00%.

  • Pros:
    • No Annual Fee
  • Cons:
    • Balance transfers are not available
    • Foreign Transaction Fee
  • Benefits:
    • 20,000 bonus CashPoints (with $1,500 spend within first 3 months after opening a new account);
    • 1x point on all purchases;
    • Mobile wallets;
    • Zero liability protection.
View all Priority Rewardsâ„  details
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Card detail

First Hawaiian Bank Priority Destinations World Elite Mastercard®

First Hawaiian Bank Priority Destinations World Elite Mastercard®
Annual fee:
$0 for the first year
$50 thereafter
Regular APR:
18.00% Variable
Our Rating:
4.48
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 5x Priority Miles per $1 spent on travel purchases for the first $6,000 spent in a calendar year (2x Priority Miles thereafter).
    • 2x Priority Miles per $1 spent on everyday purchases (gas after 4/30/23, groceries, cable TV, phone, and utilities).
  • Intro Offer:
    • 50,000x Priority Miles® with $3,000 spend within first 3 months after opening a new account.
  • Purchase Intro APR:
    0% Intro fixed APR for the first six (6) billing cycles following the opening of your new account
  • Balance Transfer APR:
    4.99% Fixed APR for eight billing cycles beginning with the billing cycle on which the balance transfer appears
    18.00% Variable
  • Issuer name:
    First Hawaiian Bank
  • Details:

    The First Hawaiian Bank Priority Destinations World Elite Mastercard® Credit Card earns 50,000 bonus Priority Miles® with $3,000 spend within first 3 months after opening a new account.

    The Priority Destinations World Elite Mastercard® offers 5x Priority Miles per $1 spent on travel purchases for the first $6,000 spent in a calendar year (2x Priority Miles thereafter), 2x Priority Miles per $1 spent on everyday purchases (gas after 4/30/23, groceries, cable TV, phone, and utilities), and 1x Priority Miles per $1 spent on everything else.

    The Card's annual fee: $0 for the first year, $50 thereafter.

  • Pros:
    • Extra perks for travelers
  • Cons:
    • Foreign Transaction Fee
    • Annual Fee
  • Benefits:
    • 50,000 bonus Priority Miles® with $3,000 spend within first 3 months after opening a new account;
    • 5x Priority Miles per $1 spent on travel purchases for the first $6,000 spent in a calendar year (2x Priority Miles thereafter);
    • 3x Priority Miles per $1 spent on gas purchases until 4/30/23 (2x Priority Miles thereafter);
    • 2x Priority Miles per $1 spent on everyday purchases (gas after 4/30/23, groceries, cable TV, phone, and utilities), and 1x Priority Miles per $1 spent on everything else;
    • Contactless. Fast, safe and secure;
    • Fraud alerts for your protection;
    • Fly the airline of your choice with no date restriction;
    • Membership in Airport Lounge Access by Lounge Key;
    • Mobile wallets.
View all Priority Destinations World Elite Mastercard® details
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Card detail

First Hawaiian Bank United®

First Hawaiian Bank United®
Annual fee:
$0 introductory Annual Fee for the first year
$99 thereafter
Regular APR:
18.00% Variable
Our Rating:
4.83
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 2x Miles per $1 spent on gas, groceries and United Airlines tickets purchased through United ticketing channels.
    • 1x Mile per $1 spent on everything else.
  • Intro Offer:
    • 30,000x Bonus United miles after spending $1,500 within the first 3 months after opening a new account.
  • Balance Transfer APR:
    2.99% Intro fixed APR for your first eight billing cycles following the opening of your account for balance transfers made within thirty days of account opening
    18.00% Variable
  • Issuer name:
    First Hawaiian Bank
  • Details:

    The First Hawaiian Bank United® Credit Card earns 30,000 bonus United miles after spending $1,500 within the first 3 months after opening a new account.

    Cardholders can enjoy an interest rate of 2.99% for balance transfers for the first 8 billing cycles (18.00% Variable after that).

    The Card's annual fee: $0 introductory annual fee for the first year, $99 thereafter.

  • Pros:
    • No Foreign Transaction Fee
  • Cons:
    • Annual Fee
  • Benefits:
    • 30,000 bonus United miles (after spending $1,500 within the first 3 months after opening a new account);
    • 2x miles per $1 spent on gas, groceries and United Airlines tickets purchased through United ticketing channels;
    • 1x mile per $1 spent on everything else;
    • Mobile wallets;
    • United Club lounge passes;
    • MasterRental Coverage;
    • Extended Warranty.
View all United® details
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Card detail

First Hawaiian Bank Heritage

First Hawaiian Bank Heritage
Annual fee:
$0
Regular APR:
18.00% Variable
Our Rating:
3.59
scorer
Credit score
Fair to Good (580-739)
  • Purchase Intro APR:
    2.99% Intro fixed APR for your first eight billing cycles following the opening of your account
  • Balance Transfer APR:
    18.00% Variable
  • Issuer name:
    First Hawaiian Bank
  • Details:

    The First Hawaiian Bank Heritage Credit Card doesn't charge an annual fee.

    Cardholders can enjoy an interest rate of 2.99% for purchases and balance transfers for the first 8 billing cycles (18.00% Variable after that).

  • Pros:
    • No Annual Fee
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • Fraud alerts for your protection;
    • Mobile wallets;
    • Zero liability protection on unauthorized purchases;
    • Mastercard ID Theft Protection;
    • Extended Warranty;
    • MasterRental Coverage;
    • Mastercard® Global Service;
    • Mastercard Airport Concierge™.
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Card detail

First Hawaiian Bank Priority Destinations® World Elite Business

First Hawaiian Bank Priority Destinations® World Elite Business
Annual fee:
$75 annually
Regular APR:
17.99% Variable
Our Rating:
2.85
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 2x Priority Miles per $1 spent on all qualifying purchases up to $50,000 in spend per anniversary year, and 1x mile per $1 thereafter.
  • Intro Offer:
    • 25,000x Bonus Priority Miles® with $3,000 spend within the first 3 months after opening a new account.
  • Issuer name:
    First Hawaiian Bank
  • Details:

    The First Hawaiian Bank Priority Destinations® World Elite Business Credit Card earns 25,000 bonus Priority Miles® with $3,000 spend within the first 3 months after opening a new account. The Card also offers 2x Priority Miles per $1 spent on all qualifying purchases up to $50,000 in spend per anniversary year, and 1x mile per $1 thereafter.

    The Card's annual fee is $75. The APR for purchases is 17.99% Variable.

  • Pros:
    • No Foreign Transaction Fee
  • Cons:
    • Annual Fee
    • Balance transfers are not available
    • No Intro APR period
  • Benefits:
    • 25,000 bonus Priority Miles® with $3,000 spend within the first 3 months after opening a new account;
    • 2x Priority Miles per $1 spent on all qualifying purchases (up to $50,000 in spend per anniversary year, and 1x mile per $1 thereafter);
    • Zero liability protection;
    • Extended Warranty;
    • Purchase Assurance;
    • MasterAssist™;
    • Mastercard Easy Savings® Program;
    • MasterRental Coverage;
    • Mobile wallets.
View all Priority Destinations® World Elite Business details
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Card detail

How to Choose the Right First Hawaiian Bank Credit Card?

Sometimes, choosing the best credit card from a specific credit card issuer is quite difficult. Considering First Hawaiian Bank, the three following steps will make your decision process easier.

First and foremost, you are to figure out your credit score. It can vary from "Poor” to “Excellent”, and the higher your score is, the better First Hawaiian Bank credit card offers and terms are available to you.

Secondly, you have to identify why you want a First Hawaiian Bank credit card and determine key aspects your potential credit card must have. If you want a credit card to improve your credit, then look for the ones with large grace period and no annual fee. If your aim is to not spend money on interest, First Hawaiian Bank credit cards with the smallest interest and introductory rates are your option. If you need a credit card with cashback, pay attention to the rewards program offered by First Hawaiian Bank.

Finally, you should compare the First Hawaiian Bank offers you think are the best for you, but weighing in all the aspects. In general, an ideal credit card meet the following characteristics: low annual percentage rate (APR), long grace period, no fees, extended credit limit, and generous rewards and sign-up bonuses. You can easily compare First Hawaiian Bank credit cards in the table below.

Side-by-Side Comparison of First Hawaiian Bank Credit Cards

Card Name APR Annual fee Rewards Intro offer
Priority Rewardsâ„  18.00% Variable $0
  • 1x CashPoint per $1 spent for all of your purchases.
  • 20,000x Bonus CashPoints with $1,500 spend within first 3 months after opening a new account.
    • Priority Destinations World Elite Mastercard® 18.00% Variable $50
  • 5x Priority Miles per $1 spent on travel purchases for the first $6,000 spent in a calendar year (2x Priority Miles thereafter).
  • 2x Priority Miles per $1 spent on everyday purchases (gas after 4/30/23, groceries, cable TV, phone, and utilities).
  • 50,000x Priority Miles® with $3,000 spend within first 3 months after opening a new account.
    • Priority Destinations World Mastercard® 18.00% Variable $0
  • 3x Priority Miles per $1 spent on travel purchases for the first $6,000 spent in a calendar year (1.5x Priority Miles thereafter).
  • 1.5x Priority Miles per $1 spent on gas, grocery, cable TV, phone, and utility purchases.
  • 1x Priority Mile per $1 spent on everything else.
  • 15,000x Bonus Priority Miles with $1,500 spend within first 3 months after opening a new account.
    • United® 18.00% Variable $99
  • 2x Miles per $1 spent on gas, groceries and United Airlines tickets purchased through United ticketing channels.
  • 1x Mile per $1 spent on everything else.
  • 30,000x Bonus United miles after spending $1,500 within the first 3 months after opening a new account.
    • Heritage 18.00% Variable $0
  • This card doesn't offer cash back, miles or points.
  • No current offer.
    • Priority Destinations® World Elite Business 17.99% Variable $75
  • 2x Priority Miles per $1 spent on all qualifying purchases up to $50,000 in spend per anniversary year, and 1x mile per $1 thereafter.
  • 25,000x Bonus Priority Miles® with $3,000 spend within the first 3 months after opening a new account.

    • Conclusion

    Today, First Hawaiian Bank issues a range of credit cards with various options, yet it’s important to find the one that will be the best for you.

    Hanna VolkavaHanna Volkava

    Financial and product expert

    hv@myfin.us

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