How to Choose the Right First Bank & Trust Credit Card?
Choosing the right credit card from a specific credit card issuer is quite challenging. Considering First Bank & Trust, there are three steps that can make your decision process easier.
First and foremost, you need to figure out your current credit score. It can vary from "Poor” to “Excellent”, and the higher your credit is, the better First Bank & Trust credit card offers and terms are available to you.
Then, you need to understand why you want a First Bank & Trust credit card and determine the most crucial aspects your future credit card must have. If you search for a credit card to increase your credit score, look for the ones with extended grace period and no annual fee. If your aim is to save money on interest, First Bank & Trust credit cards with the smallest interest and introductory rates are your best choice. If you need a credit card that will provide you cash, points, or miles rewards, check the rewards program the First Bank & Trust offers.
As a third step, compare the First Bank & Trust credit cards you think are the best for you, but now looking at all the aspects. In general, an ideal credit card meet the following characteristics: low interest rate, low fees, high credit limit, and generous rewards and sign-up bonuses. You can easily compare First Bank & Trust credit cards in the table below.
Side-by-Side Comparison of First Bank & Trust Credit Cards
Card Name
| APR
| Annual fee
| Rewards
| Intro offer
|
---|
Mercury™ Mastercard®
| 29.99% Variable
| $0 - $79
| 1x Point per $1 spent on qualifying purchases. | No current offer. |
Free Spirit® Points Mastercard®
| 29.99% Variable
| $0 - $79
| 2x Points on Spirit purchases.1x Points on all other purchases. | 5,000x Bonus points after spending $500 on purchases within the first 90 days of account opening. |
Best Egg Visa®
| 24.99% Variable
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
Conclusion
Today, First Bank & Trust issues a range of credit cards with different features, yet it’s better to find the one that will be the best for you.