Fifth Third Bank Credit Cards

We found 1 Fifth Third Bank credit cards. Read on to get more insights.

By Hanna Volkava
Updated April 01, 2024
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Fifth Third Bank Secured
Annual fee:
$24 annually
Regular APR:
29.24% Variable
Our Rating:
1.64
scorer
Credit score
No Credit History to Poor (0-579)
  • Balance Transfer APR:
    29.24% Variable
  • Issuer name:
    Fifth Third Bank
  • Details:

    The Fifth Third Bank Secured Credit Card is designed to help cardholders build or rebuild their credit history.

    The card requires a minimum security deposit of $300 (up to $5,000) made into a new Fifth Third Momentum® Savings Account. There is a $24 annual fee.

    The APR for purchases and balance transfers is 29.24% (Variable).

  • Pros:
    • $300 minimum starting deposit
  • Cons:
    • Annual Fee
    • High APR
    • Foreign Transaction Fee
  • Benefits:
    • Build your credit history;
    • Zero Liability®;
    • Mastercard ID Theft Protection™;
    • Mastercard Airport Concierge™;
    • Mastercard Global Service™.
Card detail

Fifth Third Bank credit cards pros and cons

Pros

  • Variety of credit card options. The bank has a range of credit cards that cater to various needs, including traveling, managing finances, building credit, and paying for business expenses.
  • Real Life Rewards. Fifth Third Bank’s rewards program allows you to redeem points on everyday things, such as dining and coffee with family and friends. You can also get cash back if you wish. Other redemption options include travel, merchandise and gift cards.

Cons

  • Unclear requirements. The bank doesn’t state the minimum credit score required for approval. However, it is reasonable to assume most cards require good-excellent credit.
  • No signup bonus. The lack of a welcome bonus might be disappointing.

How to Choose the Right Fifth Third Credit Card?

Choosing the right credit card from a specific credit card issuer is quite challenging. Considering Fifth Third , there are three steps that can help you.

First of all, you need to check your credit score. It will be from "Poor” to “Excellent”, and the higher your score is, the better Fifth Third options of credit cards are available to you.

Then, you need to identify why you want a Fifth Third credit card and determine the most crucial aspects your future credit card must have. If you want a credit card to increase your credit score, look for the ones with long grace period and no annual fee. If you want to save money on interest, Fifth Third credit cards with the smallest interest and long intro offer are your best choice. In case you need a credit card that will provide you cash rewards, pay attention to the rewards program offered by Fifth Third .

As a third step, compare the Fifth Third offers you find the best for you, but weighing in all the aspects. In general, the perfect credit card fits the following characteristics: low interest rate, no fees, extended credit limit, the finance charge calculations include one billing cycle only, and numerous rewards and sign-up bonuses. You can easily compare Fifth Third credit cards in the table below.

Side-by-Side Comparison of Fifth Third Credit Cards

Card Name APR Annual fee Rewards Intro offer
Truly Simple® 14.24% - 25.24% Variable $0
  • This card doesn't offer cash back, miles or points.
  • No current offer.
  • Secured 29.24% Variable $24
  • This card doesn't offer cash back, miles or points.
  • No current offer.
  • Conclusion

    Fifth Third has a wide range of credit cards with numerous features, yet it’s important to find the best one for you.

    Hanna VolkavaHanna Volkava

    Financial and product expert

    hv@myfin.us